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L'AZTEQUE

Active
Private limited companyfounded 201313 yrs activeCoghenlaan 2, 1180 Ukkel, BelgiumKBO/BCE: BE 0524.832.257
Summary

L'AZTEQUE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €496,367 and a net result of €98,001. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability83▲+1
Solvency85▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 5.77 against 2.99 in 2024; short-term debt: 7.6% and cash: 33.2% of total assets), and 40.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.7%
Return on assets
11.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
6 d late
2023
19 d early
2022
24 d late
2021
12 d late
2020
143 d late
2019
97 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 6 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 March 2013, L'AZTEQUE was incorporated.1 Total assets went from EUR 172,778 in 2018 to EUR 831,690 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€496,367▲ 17.1%
2024 · €423,891
Total assets
€831,690▼ 1.7%
2024 · €846,316
Net result
€98,001▲ 8.7%
2024 · €90,137
Working capital
€301,998▲ 19.5%
2024 · €252,653
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€48,102▼ 63.7%€116,450▲ 142%€111,305▼ 4.4%€132,164▲ 18.7%€144,498▲ 9.3%
Net result€29,522above the sector's middle half▼ 65.7%€74,645above the sector's middle half▲ 153%€73,181above the sector's middle half▼ 2.0%€90,137above the sector's middle half▲ 23.2%€98,001above the sector's middle half▲ 8.7%
Equity€192,753above the sector's middle half▲ 6.0%€282,623above the sector's middle half▲ 46.6%€355,279above the sector's middle half▲ 25.7%€423,891above the sector's middle half▲ 19.3%€496,367above the sector's middle half▲ 17.1%
Total assets€721,612above the sector's middle half▲ 125%€748,050above the sector's middle half▲ 3.7%€758,910above the sector's middle half▲ 1.5%€846,316above the sector's middle half▲ 11.5%€831,690above the sector's middle half▼ 1.7%
Debt€528,859▲ 282%€460,352▼ 13.0%€398,730▼ 13.4%€417,700▲ 4.8%€330,772▼ 20.8%
Working capital€21,166within the sector's middle half▼ 81.5%€117,944above the sector's middle half▲ 457%€193,094above the sector's middle half▲ 63.7%€252,653above the sector's middle half▲ 30.8%€301,998above the sector's middle half▲ 19.5%
Solvency26.7%within the sector's middle half▼ 30.0pp37.8%within the sector's middle half▲ 11.1pp46.8%within the sector's middle half▲ 9.0pp50.1%within the sector's middle half▲ 3.3pp59.7%within the sector's middle half▲ 9.6pp
Current ratio1.15within the sector's middle half▼ 1.022.11within the sector's middle half▲ 0.963.56above the sector's middle half▲ 1.462.99above the sector's middle half▼ 0.575.77above the sector's middle half▲ 2.77
Return on assets (ROA)4.1%within the sector's middle half▼ 22.7pp10.0%within the sector's middle half▲ 5.9pp9.6%within the sector's middle half▼ 0.3pp10.7%within the sector's middle half▲ 1.0pp11.8%within the sector's middle half▲ 1.1pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €48,102€48,102Net result 2021: €29,522€29,522Operating result 2022: €116,450€116,450Net result 2022: €74,645€74,645Operating result 2023: €111,305€111,305Net result 2023: €73,181€73,181Operating result 2024: €132,164€132,164Net result 2024: €90,137€90,137Operating result 2025: €144,498€144,498Net result 2025: €98,001€98,00120212022202320242025€0€50,000€100,000€150,000Operating result 2023: €111,305€111,000Net result 2023: €73,181€73,200Operating result 2024: €132,164€132,000Net result 2024: €90,137€90,100Operating result 2025: €144,498€144,000Net result 2025: €98,001€98,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €831,690
Fixed assets €466,344 ▼ 0.1%
Current assets €365,346 ▼ 3.7%
Equity and liabilities €831,690
Equity €496,367 ▲ 17.1%
Provisions €4,550 ▼ 3.7%
Debt €330,772 ▼ 20.8%
Debt's share of the balance-sheet total falls from 49.4% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€172,756▲
2024 · €164,215
Cash flow
€126,260▲
2024 · €122,189
Quick ratio
5.09▲
2024 · 2.66
Debt to equity
0.67▼
2024 · 0.99
ROE
19.7%▼
2024 · 21.3%
Interest coverage
16.22▲
2024 · 15.40
Debt ≤ 1 year
€63,348▼
2024 · €126,762
Debt > 1 year
€266,464▼
2024 · €290,938
Income taxes
€40,904▲
2024 · €37,192
Staff costs
€123,910▲
2024 · €122,747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.3% went bankrupt
3.2% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€846,316€831,690▼
Fixed assets21/28€466,901€466,344▼
Tangible fixed assets22/27€466,851€466,294▼
Land and buildings22€425,401€410,524▼
Plant, machinery and equipment23€3,656€1,199▼
Furniture and vehicles24€831€355▼
Other tangible fixed assets26€36,964€54,215▲
Financial fixed assets28€50€50=
Current assets29/58€379,415€365,346▼
Stocks and contracts in progress3€42,858€42,858=
Stocks30/36€42,858€42,858=
Amounts receivable within one year40/41€39,976€42,616▲
Trade receivables40€39,110€16,470▼
Other amounts receivable41€866€26,146▲
Cash at bank and in hand54/58€295,034€276,149▼
Deferred charges and accrued income490/1€1,547€3,723▲
Equity and liabilities
Total equity and liabilities10/49€846,316€831,690▼
Equity10/15€423,891€496,367▲
Reserves13€378,940€450,940▲
Distributable reserves133€378,940€450,940▲
Profit (loss) carried forward14€30,776€31,777▲
Investment grants15€14,175€13,650▼
Provisions and deferred taxes16€4,725€4,550▼
Deferred taxes168€4,725€4,550▼
Amounts payable17/49€417,700€330,772▼
Amounts payable after more than one year17€290,938€266,464▼
Financial debts170/4€290,938€266,464▼
Amounts payable within one year42/48€126,762€63,348▼
Current portion of amounts payable after more than one year42€31,092€24,474▼
Trade debts44€46,835€28,529▼
Suppliers440/4€46,835€28,529▼
Taxes, remuneration and social security45€24,585€10,345▼
Taxes450/3€11,890€0▼
Remuneration and social security454/9€12,695€10,345▼
Other amounts payable47/48€24,250-
Accrued charges and deferred income492/3-€960
Income statement Code20242025
Remuneration, social security and pensions62€122,747€123,910▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,052€28,258▼
Other operating charges640/8€3,086€3,186▲
Gross operating margin9900€290,048€299,852▲
Operating profit (loss)9901€132,164€144,498▲
Financial income75/76B€5,655€4,881▼
Recurring financial income75€5,655€4,881▼
Financial charges65/66B€10,665€10,649▼
Recurring financial charges65€10,665€10,649▼
Profit (loss) for the period before taxes9903€127,153€138,730▲
Transfer from deferred taxes780€175€175=
Income taxes67/77€37,192€40,904▲
Profit (loss) for the period9904€90,137€98,001▲
Profit (loss) for the period to be appropriated9905€90,137€98,001▲
Appropriation of the result
Profit (loss) to be appropriated9906€120,776€128,777▲
Profit (loss) brought forward from the previous period14P€30,639€30,776▲
Transfer from equity791/2€21,000€25,000▲
Transfer to equity691/2€90,000€97,000▲
To other reserves6921€90,000€97,000▲
Profit to be distributed694/7€21,000€25,000▲
Return on contributions (dividend)694€21,000€25,000▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€45,821€83,870€105,503€122,747€123,910▲ 0.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,054€40,984€37,847€32,052€28,258▼ 11.8%
Other operating charges640/8€630€3,021€3,032€3,086€3,186▲ 3.2%
Non-recurring operating charges66A--€347---
Gross operating margin9900€119,607€244,324€258,035€290,048€299,852▲ 3.4%
Operating profit (loss)9901€48,102€116,450€111,305€132,164€144,498▲ 9.3%
Financial income75/76B€1,248€527€793€5,655€4,881▼ 13.7%
Recurring financial income75€1,248€527€793€5,655€4,881▼ 13.7%
Financial charges65/66B€4,251€11,209€9,394€10,665€10,649▼ 0.2%
Recurring financial charges65€4,251€11,209€9,394€10,665€10,649▼ 0.2%
Profit (loss) for the period before taxes9903€45,099€105,768€102,705€127,153€138,730▲ 9.1%
Transfer from deferred taxes780-€175€175€175€175=
Income taxes67/77€15,577€31,297€29,699€37,192€40,904▲ 10.0%
Profit (loss) for the period9904€29,522€74,645€73,181€90,137€98,001▲ 8.7%
Profit (loss) for the period to be appropriated9905€29,522€74,645€73,181€90,137€98,001▲ 8.7%
Line20212022202320242025Change
Assets
Total assets20/58€721,612€748,050€758,910€846,316€831,690▼ 1.7%
Fixed assets21/28€557,213€523,556€490,453€466,901€466,344▼ 0.1%
Intangible fixed assets21€2,250€750€0---
Tangible fixed assets22/27€554,913€522,756€490,403€466,851€466,294▼ 0.1%
Land and buildings22€470,074€455,183€440,292€425,401€410,524▼ 3.5%
Plant, machinery and equipment23€24,547€17,818€10,310€3,656€1,199▼ 67.2%
Furniture and vehicles24€7,394€5,363€2,315€831€355▼ 57.2%
Other tangible fixed assets26€52,898€44,393€37,487€36,964€54,215▲ 46.7%
Financial fixed assets28€50€50€50€50€50=
Current assets29/58€164,399€224,495€268,457€379,415€365,346▼ 3.7%
Stocks and contracts in progress3€15,149€20,120€22,620€42,858€42,858=
Stocks30/36€15,149€20,120€22,620€42,858€42,858=
Amounts receivable within one year40/41€4,392€23€7,662€39,976€42,616▲ 6.6%
Trade receivables40€4,009€23€7,662€39,110€16,470▼ 57.9%
Other amounts receivable41€383--€866€26,146▲ 2,921%
Cash at bank and in hand54/58€144,501€201,083€233,315€295,034€276,149▼ 6.4%
Deferred charges and accrued income490/1€356€3,269€4,859€1,547€3,723▲ 141%
Equity and liabilities
Total equity and liabilities10/49€721,612€748,050€758,910€846,316€831,690▼ 1.7%
Equity10/15€192,753€282,623€355,279€423,891€496,367▲ 17.1%
Contributions10/11€0-----
Reserves13€162,260€236,760€309,940€378,940€450,940▲ 19.0%
Distributable reserves133€162,260€236,760€309,940€378,940€450,940▲ 19.0%
Profit (loss) carried forward14€30,493€30,638€30,639€30,776€31,777▲ 3.3%
Investment grants15-€15,225€14,700€14,175€13,650▼ 3.7%
Provisions and deferred taxes16-€5,075€4,900€4,725€4,550▼ 3.7%
Deferred taxes168-€5,075€4,900€4,725€4,550▼ 3.7%
Amounts payable17/49€528,859€460,352€398,730€417,700€330,772▼ 20.8%
Amounts payable after more than one year17€385,579€352,557€322,030€290,938€266,464▼ 8.4%
Financial debts170/4€385,579€352,557€322,030€290,938€266,464▼ 8.4%
Amounts payable within one year42/48€143,233€106,551€75,363€126,762€63,348▼ 50.0%
Current portion of amounts payable after more than one year42€37,301€33,022€30,527€31,092€24,474▼ 21.3%
Trade debts44€16,066€9,896€15,566€46,835€28,529▼ 39.1%
Suppliers440/4€16,066€9,896€15,566€46,835€28,529▼ 39.1%
Advances received on contracts in progress46€3,412-----
Taxes, remuneration and social security45€65,948€42,528€26,167€24,585€10,345▼ 57.9%
Taxes450/3€59,800€34,377€13,741€11,890€0▼ 100%
Remuneration and social security454/9€6,147€8,151€12,427€12,695€10,345▼ 18.5%
Other amounts payable47/48€20,506€21,106€3,102€24,250--
Accrued charges and deferred income492/3€47€1,244€1,337-€960-
Line20212022202320242025Change
Profit (loss) for the period9904€29,522€74,645€73,181€90,137€98,001▲ 8.7%
+ Depreciation and write-downs630€25,054€40,984€37,847€32,052€28,258▼ 11.8%
Operating cash flow (approximation)€54,577€115,629€111,028€122,189€126,260▲ 3.3%
Investment in fixed assets (approximation)--€7,326-€4,745-€8,500-€27,701▼ 226%
Change in cash-€56,581€32,232€61,720-€18,885▼ 131%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
06-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-09
Financial Highest result since 2018net €98,001 ▲8.7%
Operating result €144,498, net result €98,001, both a record.
06-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
11-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-09
Financial Equity above €200,000Eq €282,623 ▲46.6%
5 profitable years in a row build equity to €282,623.
12-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
21-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
2020
31-12
Financial Equity above €150,000Eq €181,831 ▲89.7%
3 profitable years in a row build equity to €181,831.
05-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
03-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
243 m²
Building footprint
191 m²
Volume, LiDAR
3,447 m³
Parcel 21016B0144/00R009, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Coghenlaan 2, 1180 Ukkel
Manufacture of cocoa, chocolate and sugar confectionery
since 20132.217.657.748
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21016B0144/00R009 Brussels 243 m² 1 · 191 m² 21.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Ukkel2.217.657.748
1 permission
Toelating · Detailhandel met verwerking · since 05-04-2013

Similar companies · same sector, comparable size

Of 899 companies in sector 47242 we hold annual accounts for 340. 188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-03-2013
Fiscal year end30-09
Activities, NACEBEL 2025
47242Retail sale of chocolate and confectionery
10820Manufacture of cocoa, chocolate and sugar confectionery
46360Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0524832257
Also 9925:BE0524832257
Registered 31-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.