L'AVENTURE LIBRAIRIE
ActiveThe computed 12-month bankruptcy probability of L'AVENTURE LIBRAIRIE is 2.0% (moderate). The 2025 annual accounts show equity of €28k and a net result of €8k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 18237 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+30
Solvency37▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.89 in 2024; short-term debt: 49.3% and cash: 11.4% of total assets), and 88.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
11 d late
2023
34 d early
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 42.0%
2024 · €20k
2022: €14k
2023: €22k
2024: €20k
2022 → 2025
Total assets
€239k▼ 1.8%
2024 · €243k
2022: €167k
2023: €257k
2024: €243k
2022 → 2025
Net result
€8k
2024 · €-2k
2022: €9k
2023: €8k
2024: €-2k
2022 → 2025
Working capital
€140
2024 · €-14k
2022: €-49k
2023: €-12k
2024: €-14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€22k▲ 53.9%€20k▼ 9.5%€28k▲ 42.0%
Operating result€12k-€8k▼ 29.5%€-3k€7k
Net result€9k-€8k▼ 16.7%€-2k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€121k▼ 9.8%
Current assets
€118k▲ 8.0%
Equity and liabilities €239k
Equity
€28k▲ 42.0%
Debt
€211k▼ 5.7%
The debt ratio falls from 91.9% to 88.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €10k
Cash flow
€21k▲
2024 · €11k
Solvency
11.7%▲
2024 · 8.1%
Current ratio
1.00▲
2024 · 0.89
Quick ratio
0.29▼
2024 · 0.35
Debt / equity
7.53▼
2024 · 11.33
ROE
29.6%▲
2024 · -10.9%
ROA
3.5%▲
2024 · -0.9%
Interest coverage
6.76▲
2024 · 3.06
Debt
€211k▼
2024 · €224k
Debt ≤ 1 year
€118k▼
2024 · €123k
Debt > 1 year
€93k▼
2024 · €101k
Income taxes
€3k▲
2024 · €283
Staff costs
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€243k€239k▼
Fixed assets21/28€134k€121k▼
Tangible fixed assets22/27€134k€121k▼
Furniture and vehicles24€14k€7k▼
Other tangible fixed assets26€121k€114k▼
Current assets29/58€109k€118k▲
Stocks and contracts in progress3€66k€84k▲
Stocks30/36€66k€84k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€6k€1k▼
Other amounts receivable41-€320
Cash at bank and in hand54/58€30k€27k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€243k€239k▼
Equity10/15€20k€28k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€15k€23k▲
Amounts payable17/49€224k€211k▼
Amounts payable after more than one year17€101k€93k▼
Financial debts170/4€101k€93k▼
Amounts payable within one year42/48€123k€118k▼
Current portion of amounts payable after more than one year42€10k€7k▼
Trade debts44€46k€51k▲
Suppliers440/4€46k€51k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€58k€48k▼
Income statement
Code20242025
Remuneration, social security and pensions62€13k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€770€2k▲
Gross operating margin9900€24k€38k▲
Operating profit (loss)9901€-3k€7k▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-2k€11k▲
Income taxes67/77€283€3k▲
Profit (loss) for the period9904€-2k€8k▲
Profit (loss) for the period to be appropriated9905€-2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€23k▲
Profit (loss) brought forward from the previous period14P€17k€15k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼128%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Tannerie 84960 MalmedyGround area
100 m²
Building footprint
43 m²
Parcel 63049C0619/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Tannerie 8, 4960 Malmedy
since 20222.342.510.804
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049C0619/00A000 ProtectedSite or landscape |
Wallonia | 100 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
THE DREAMS
BE 0800.498.735
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Boeken.cafe
BE 1010.286.672
Grimbergen · Eq €29k
VIVALANGUES
BE 0679.574.377
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MANDSON
BE 0661.741.324
Mons · Eq €27k
BIBLIOTREK
BE 0597.922.549
Roeselare · Eq €27k
Of 601 companies in sector 47610 we hold annual accounts for 242. 186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Abbreviation FR
L'AVENTURE
Activities, NACEBEL
47610Retail trade
47640Retail sale of games and toys
47650Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:laventure.librairie@gmail.com