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L'ARTISAN

Active
Private limited company (pre-2019)founded 200818 yrs activeRue des Bugranes(NN) 12, 5100 Namur, BelgiumKBO/BCE: BE 0897.587.619
Summary

L'ARTISAN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.2m and a net result of €520,115. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 871 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
L'ARTISANActiveChecked score 59/100
Risk analysis ReportCompare

Overview

What they do
Artisanal bread and fresh pastry making
NACE 10712
#10 company by equity in Namur, Manufacturing sector1 site
How big
€4.6mtotal assets 2024
Staff
15.2 FTE
Equity
€2.2m
Profit
€520,115
Financially healthy?
59 Fair Checked score 2024
Bankruptcy chance 12 m
0.7%
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 59- Higher-failure-rate sector- Higher-failure-rate region- Filed more than 90 days late+ Long track record+ Annual accounts: healthy financial profileShow the evidence

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+2
Solvency73▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.0 against 1.35 in 2023; short-term debt: 19.4% and cash: 19.7% of total assets), but 51.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
48.1%
Return on assets
11.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
109 d late
2023
193 d late
2022
71 d late
2021
144 d late
2020
163 d late
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 136 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Highest result since 2018net €520,115 ▲63.5%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: Result rose in 2024from €318,036 to €520,115 ▲ 63.5% View
  • Positive: Company by equity in Namur, Manufacturing sectorin the Checked rankings #10 View
  • Positive: 7 profitable years in a rowprofit 2024: €520,115 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€4.6m
Profit
€520,115
Solvency
48.1%
Total assets▲ 35.6%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 17-11-2025Annual accounts filed
  2. 09-02-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
28-04-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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