L'ARIANA
ActiveSummary
L'ARIANA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €975k and a net result of €81k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+9
Solvency50▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.67 in 2024; short-term debt: 67.8% and cash: 2% of total assets), and 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
2.1%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-12-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
39 d late
2023
101 d late
2022
8 d late
2020
27 d late
2019
91 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€975k▲ 9.1%
2024 · €894k
2018: €242k
2019: €286k
2020: €233k
2022: €1.47M
2023: €1.20M
2024: €894k
2018 → 2025
Total assets
€3.84M▼ 33.2%
2024 · €5.74M
2018: €1.80M
2019: €1.80M
2020: €1.75M
2022: €7.92M
2023: €5.68M
2024: €5.74M
2018 → 2025
Net result
€81k
2024 · €-303k
2018: €-19k
2019: €44k
2020: €-53k
2022: €62k
2023: €-278k
2024: €-303k
2018 → 2025
Working capital
€-1.37M▲ 9.2%
2024 · €-1.51M
2018: €-1.22M
2019: €-1.13M
2020: €-1.12M
2022: €-641k
2023: €-211k
2024: €-1.51M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€233k-€1.47M▲ 534%€1.20M▼ 18.9%€894k▼ 25.3%€975k▲ 9.1%
Operating result€-53k-€-274k▼ 418%€-110k▲ 60.0%€-467k▼ 326%€-53k▲ 88.6%
Net result€-53k-€62k€-278k€-303k▼ 8.8%€81k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €53k in 2025 against €467k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.84M
Fixed assets
€2.60M ▼ 2.4%
Current assets
€1.23M ▼ 59.9%
Equity and liabilities €3.84M
Equity
€975k ▲ 9.1%
Provisions
€260k ▼ 1.8%
Debt
€2.60M ▼ 43.2%
Debt's share of the balance-sheet total falls from 79.8% to 67.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €7k
Cash flow
€171k=
2024 · €171k
Current ratio
0.47▼
2024 · 0.67
Quick ratio
0.44▼
2024 · 0.65
Debt to equity
2.67▼
2024 · 5.12
ROE
8.4%▲
2024 · -33.9%
ROA
2.1%▲
2024 · -5.3%
Interest coverage
59.66▲
2024 · 6.77
Debt ≤ 1 year
€2.60M▼
2024 · €4.58M
Income taxes
€37k▲
2024 · €2k
Staff costs
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.74M€3.84M▼
Fixed assets21/28€2.67M€2.60M▼
Tangible fixed assets22/27€2.67M€2.60M▼
Land and buildings22€2.66M€2.60M▼
Furniture and vehicles24-€1k
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€1k€1k▼
Current assets29/58€3.07M€1.23M▼
Stocks and contracts in progress3€97k€97k=
Stocks30/36€97k€97k=
Amounts receivable within one year40/41€1.53M€83k▼
Trade receivables40€1.52M€43k▼
Other amounts receivable41€15k€41k▲
Current investments50/53€1.20M€973k▼
Cash at bank and in hand54/58€242k€77k▼
Deferred charges and accrued income490/1-€600
Equity and liabilities
Total equity and liabilities10/49€5.74M€3.84M▼
Equity10/15€894k€975k▲
Contributions10/11€2.65M€2.65M=
Reserves13€801k€787k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€795k€781k▼
Profit (loss) carried forward14€-2.56M€-2.46M▲
Provisions and deferred taxes16€265k€260k▼
Deferred taxes168€265k€260k▼
Amounts payable17/49€4.58M€2.60M▼
Amounts payable within one year42/48€4.58M€2.60M▼
Trade debts44€1.49M-
Suppliers440/4€1.49M-
Taxes, remuneration and social security45€7k€42k▲
Taxes450/3€6k€42k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€3.08M€2.56M▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€6k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473k€89k▼
Other operating charges640/8€11k€11k▼
Gross operating margin9900€23k€49k▲
Operating profit (loss)9901€-467k€-53k▲
Financial income75/76B€162k€168k▲
Recurring financial income75€162k€168k▲
Financial charges65/66B€982€605▼
Recurring financial charges65€982€605▼
Profit (loss) for the period before taxes9903€-305k€114k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€2k€37k▲
Profit (loss) for the period9904€-303k€81k▲
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€-289k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.56M€-2.46M▲
Profit (loss) brought forward from the previous period14P€-2.27M€-2.56M▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
31-03
Financial
Back to profitnet €81k
Net result €81k after 2 loss-making years.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
31-03
Financial
Weakest financial yearnet €-303k
Net result drops to €-303k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 101 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
31-03
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-03
Financial
Equity above €1MEq €1.47M ▲534%
Equity rises from €233k to €1.47M.
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nestor Plissartlaan 951150 Sint-Pieters-WoluweGround area
2,043 m²
Building footprint
427 m²
Volume, LiDAR
6,254 m³
2 parcels, Brussels · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Legerlaan 20, 1040 Etterbeek
since 20012.092.769.258
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0182/00S005 | Brussels | 1,231 m² | 1 · 217 m² | 13.9 m · 4 fl. |
| 21362B0274/00H008 | Brussels | 812 m² | 1 · 210 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400YQMWXZHAL90366
Similar companies · same sector, comparable size
SOETEN
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DE LEYE
BE 0433.445.587
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CLEARING Brussels
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BERNARD DESCHEEMAEKER - WORKS OF ART
BE 0472.980.215
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Of 1,435 companies in sector 47791 we hold annual accounts for 455. 232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-1997
Fiscal year end31-03
Activities, NACEBEL 2025
47791Retail sale of antiques
47792Retail sale of second-hand clothing
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.