L'ARIAM
ActiveSummary
L'ARIAM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €600 and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
70.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
34 d early
2024
64 d early
2023
27 d early
2022
115 d early
2021
54 d early
2020
35 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€600=
2024 · €600
2018: €10k
2019: €11k
2020: €33k
2021: €1k
2022: €1k
2023: €600
2024: €600
2018 → 2025
Total assets
€55k▲ 8.9%
2024 · €51k
2018: €23k
2019: €23k
2020: €47k
2021: €59k
2022: €63k
2023: €48k
2024: €51k
2018 → 2025
Net result
€39k▼ 5.6%
2024 · €41k
2018: €-5k
2019: €2k
2020: €21k
2021: €43k
2022: €38k
2023: €36k
2024: €41k
2018 → 2025
Working capital
€600=
2024 · €600
2018: €10k
2019: €11k
2020: €33k
2021: €1k
2022: €1k
2023: €600
2024: €600
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€1k=€600▼ 40.0%€600=€600=
Operating result€50k-€52k▲ 3.2%€49k▼ 6.0%€55k▲ 13.5%€52k▼ 5.2%
Net result€43k-€38k▼ 9.9%€36k▼ 5.8%€41k▲ 13.4%€39k▼ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €55k
Equity
€600 =
Debt
€55k ▲ 9.0%
Debt's share of the balance-sheet total rises from 98.8% to 98.9%. Debt is higher.
Key figures and ratios
Current ratio
1.01▼
2024 · 1.01
ROA
70.2%▼
2024 · 81.0%
Debt ≤ 1 year
€55k▲
2024 · €50k
Income taxes
€13k▼
2024 · €14k
Equity ratios withheld: equity of €600 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€55k▲
Current assets29/58€51k€55k▲
Amounts receivable within one year40/41€47k€41k▼
Trade receivables40€47k€40k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€51k€55k▲
Equity10/15€600€600=
Contributions10/11€600€600=
Amounts payable17/49€50k€55k▲
Amounts payable within one year42/48€50k€55k▲
Trade debts44€932€997▲
Suppliers440/4€932€997▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€41k€44k▲
Income statement
Code20242025
Other operating charges640/8-€392
Gross operating margin9900€55k€53k▼
Operating profit (loss)9901€55k€52k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€192€223▲
Recurring financial charges65€192€223▲
Profit (loss) for the period before taxes9903€55k€52k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€41k€39k▼
Profit (loss) for the period to be appropriated9905€41k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€39k▼
Profit to be distributed694/7€41k€39k▼
Return on contributions (dividend)694€41k€39k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €43k ▲101%
Net result €43k, the highest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2016
Ground area
106 m²
Building footprint
68 m²
Volume, LiDAR
478 m³
Parcel 21652F0062/00R029, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L'ARIAM
since 20162.255.976.609
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652F0062/00R029 | Brussels | 106 m² | 1 · 68 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TISELI EXPERIENCE
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,402. 678 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2016
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.