L'Appui
ActiveL'Appui has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.91M and a net result of €20k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 94% of 691 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 3.71 in 2023; short-term debt: 10.6% and cash: 40.5% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.5%
Return on assets
0.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
13 d early
2022
7 d early
2021
5 d late
2020
8 d early
2019
10 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k
2023 · €-54k
2018: €98k
2019: €-35k
2020: €-79k
2021: €-6k
2022: €61k
2023: €-54k
2018 → 2024
Working capital
€1.01M▲ 5.8%
2023 · €957k
2018: €998k
2019: €1.12M
2020: €996k
2021: €956k
2022: €1.02M
2023: €957k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.92M-€1.91M▼ 0.8%€1.96M▲ 2.8%€1.90M▼ 3.2%€1.91M▲ 0.7%
Operating result€-81k-€552€57k▲ 10,305%€-57k€18k
Net result€-79k-€-6k▲ 92.0%€61k€-54k€20k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €57k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.24M
Fixed assets
€990k▼ 5.6%
Current assets
€1.25M▼ 4.7%
Equity and liabilities €2.24M
Equity
€1.91M▲ 0.7%
Provisions
€6k
Debt
€320k▼ 30.5%
The debt ratio falls from 19.5% to 14.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▲
2023 · €63k
Cash flow
€140k▲
2023 · €66k
Solvency
85.5%▲
2023 · 80.5%
Current ratio
5.28▲
2023 · 3.71
Quick ratio
5.28▲
2023 · 3.71
Debt / equity
0.17▼
2023 · 0.24
ROE
1.1%▲
2023 · -2.8%
ROA
0.9%▲
2023 · -2.3%
Interest coverage
30.19▲
2023 · 11.45
Debt
€320k▼
2023 · €460k
Debt ≤ 1 year
€237k▼
2023 · €354k
Debt > 1 year
€81k▼
2023 · €107k
Income taxes
€159▲
2023 · €140
Staff costs
€1.43M▼
2023 · €1.45M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.36M€2.24M▼
Fixed assets21/28€1.05M€990k▼
Intangible fixed assets21€15k€13k▼
Tangible fixed assets22/27€1.00M€961k▼
Land and buildings22€302k€260k▼
Plant, machinery and equipment23€253k€280k▲
Furniture and vehicles24€35k€23k▼
Leasing and similar rights25€158k€138k▼
Other tangible fixed assets26€36k€42k▲
Assets under construction and advance payments27€218k€218k=
Financial fixed assets28€31k€16k▼
Current assets29/58€1.31M€1.25M▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€533k€327k▼
Trade receivables40€352k€208k▼
Other amounts receivable41€181k€119k▼
Cash at bank and in hand54/58€777k€908k▲
Deferred charges and accrued income490/1€784€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.36M€2.24M▼
Equity10/15€1.90M€1.91M▲
Reserves13€90k€90k=
Profit (loss) carried forward14€1.80M€1.82M▲
Investment grants15€7k€400▼
Provisions and deferred taxes16-€6k
Provisions for liabilities and charges160/5-€6k
Pensions and similar obligations160-€6k
Amounts payable17/49€460k€320k▼
Amounts payable after more than one year17€107k€81k▼
Financial debts170/4€107k€81k▼
Amounts payable within one year42/48€354k€237k▼
Current portion of amounts payable after more than one year42€126k€26k▼
Trade debts44€23k€4k▼
Suppliers440/4€23k€4k▼
Taxes, remuneration and social security45€203k€203k▼
Taxes450/3€26k€18k▼
Remuneration and social security454/9€178k€185k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Non-recurring operating income76A€460€1k▲
Remuneration, social security and pensions62€1.45M€1.43M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€120k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14k€18k▲
Other operating charges640/8€10k€20k▲
Non-recurring operating charges66A€784€510▼
Gross operating margin9900€1.54M€1.62M▲
Operating profit (loss)9901€-57k€18k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Non-recurring financial charges66B-€274
Profit (loss) for the period before taxes9903€-54k€20k▲
Income taxes67/77€140€159▲
Profit (loss) for the period9904€-54k€20k▲
Profit (loss) for the period to be appropriated9905€-54k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.80M€1.82M▲
Profit (loss) brought forward from the previous period14P€1.86M€1.80M▼
Social balance
Average headcount (FTE)908723.521.6▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment3 facts ▸
- General meeting, 07/12/2025
- Director appointment, Jean-Claude Cosyns (administrateur)
- Director appointment, Lucas Italiano (administrateur)
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €61k
Net result €61k after 3 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 35 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 directors, no change since 2025
Jean-Claude Cosyns
CurrentDirector · since 07-12-2025
Lucas Italiano
CurrentDirector · since 07-12-2025
07-12-2025
Jean-Claude Cosyns: Appointed as Director
07-12-2025
Lucas Italiano: Appointed as Director
02-12-2023
BYL Brigitte: Resigned as Director
02-12-2023
DECHAMBRE Philippe: Resigned as Director
02-12-2023
DESOIL Didier: Resigned as Managing director
09-08-2019
Jean-Pol Beugnies: Resigned as Director
17-01-2017
Duchesne Frédéric: Resigned as Director
Location & real-estate footprint
Registered office, Honnelles · 3 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station(ROI) 22-247387 HonnellesGround area
7,320 m²
Building footprint
943 m²
Volume, LiDAR
5,823 m³
3 parcels, Wallonia · tallest building 20.3 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
L'Appui
since 19882.163.084.855
L'Appui
since 20092.232.765.596
Rue de la Station(ROI) 16-16A, 7387 Honnelles
since 20252.380.332.191
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53069B0479/00L003 | Wallonia | 4,286 m² | 1 · 94 m² | - |
| 53069B0507/00T000 | Wallonia | 1,643 m² | 1 · 605 m² | 20.3 m · 2 fl. |
| 53069B0480/00B003 | Wallonia | 1,391 m² | 1 · 244 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHonnelles2.163.084.855
Honnelles2.232.765.596
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Of 323 companies in sector 87202 we hold annual accounts for 274. 221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded19-05-1988
Fiscal year end31-12
Activities, NACEBEL
85314
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.