L'ANNONCIER
ActiveL'ANNONCIER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €9k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+78
Solvency94▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 2.8 in 2024; short-term debt: 30.7% and cash: 48.1% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d late
2023
14 d late
2022
3 d early
2021
31 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 19.3%
2024 · €47k
2019: €84k
2020: €93k
2021: €93k
2022: €77k
2023: €54k
2024: €47k
2019 → 2025
Total assets
€80k▲ 16.6%
2024 · €69k
2019: €121k
2020: €114k
2021: €106k
2022: €122k
2023: €105k
2024: €69k
2019 → 2025
Net result
€9k
2024 · €-7k
2019: €20k
2020: €15k
2021: €-63
2022: €6k
2023: €4k
2024: €-7k
2019 → 2025
Working capital
€51k▲ 27.2%
2024 · €40k
2019: €84k
2020: €89k
2021: €86k
2022: €68k
2023: €47k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€77k▼ 17.9%€54k▼ 29.4%€47k▼ 13.7%€56k▲ 19.3%
Operating result€-289-€10k€7k▼ 26.0%€-7k€15k
Net result€-63-€6k€4k▼ 30.5%€-7k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€5k▼ 28.6%
Current assets
€76k▲ 21.4%
Equity and liabilities €80k
Equity
€56k▲ 19.3%
Debt
€25k▲ 10.9%
The debt ratio falls from 32.3% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-5k
Cash flow
€11k▲
2024 · €-6k
Solvency
69.3%▲
2024 · 67.7%
Current ratio
3.06▲
2024 · 2.80
Quick ratio
3.06▲
2024 · 2.80
Debt / equity
0.44▼
2024 · 0.48
ROE
16.2%▲
2024 · -15.9%
ROA
11.2%▲
2024 · -10.7%
Interest coverage
67.99▲
2024 · -20.71
Debt
€25k▲
2024 · €22k
Debt ≤ 1 year
€25k▲
2024 · €22k
Income taxes
€6k▲
2024 · €694
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€80k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€2k€764▼
Financial fixed assets28€150€150=
Current assets29/58€62k€76k▲
Amounts receivable within one year40/41€41k€36k▼
Trade receivables40€35k€36k▲
Other amounts receivable41€6k€34▼
Cash at bank and in hand54/58€19k€39k▲
Deferred charges and accrued income490/1€2k€945▼
Equity and liabilities
Total equity and liabilities10/49€69k€80k▲
Equity10/15€47k€56k▲
Contributions10/11€12k€12k=
Reserves13€42k€43k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€41k▲
Profit (loss) carried forward14€-7k€0▲
Amounts payable17/49€22k€25k▲
Amounts payable within one year42/48€22k€25k▲
Trade debts44€21k€15k▼
Suppliers440/4€21k€15k▼
Taxes, remuneration and social security45€849€8k▲
Taxes450/3€849€7k▲
Remuneration and social security454/9-€650
Other amounts payable47/48€0€2k▲
Accrued charges and deferred income492/3€18€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€8k€4k▼
Gross operating margin9900€5k€24k▲
Operating profit (loss)9901€-7k€15k▲
Financial income75/76B€195€132▼
Recurring financial income75€195€132▼
Financial charges65/66B€232€248▲
Recurring financial charges65€232€248▲
Profit (loss) for the period before taxes9903€-7k€15k▲
Income taxes67/77€694€6k▲
Profit (loss) for the period9904€-7k€9k▲
Profit (loss) for the period to be appropriated9905€-7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€2k▲
Profit (loss) brought forward from the previous period14P-€-7k
Transfer from equity791/2€0-
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
31-03
Financial
Weakest financial yearnet €-7k ▼267%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quévy · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sous le Cimetière(GIV) 37041 QuévyGround area
108 m²
Building footprint
61 m²
Parcel 53031D0797/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
L'ANNONCIER
since 19982.086.555.716
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53031D0797/00H000 | Wallonia | 108 m² | 1 · 61 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NaCH
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DE WERKTITEL
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CONTACT MAGAZINE
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Of 151 companies in sector 58120 we hold annual accounts for 70. 43 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-04-1998
Fiscal year end31-03
Activities, NACEBEL
58130Publishing activities
58120Publishing activities
18120Other printing
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.