Equity
€19,546 from €61,983 in 2024
Equity fell by 68% in 1 year.
L'ALMOGEE
Lifetime
6 annual accounts with figures on one time axispeak €244,800 (2025)
€244,800▲ 48.2%
peak €69,555 (2025)
€69,555▲ 70.0%
peak €61,983 (2024)
€19,546▼ 68.5%
€207,044▲ 45.8%
peak 1.1 FTE (2020)
-not published
Board2 names since 2020
1 directorCOQUELET Lilian Michel Maurice
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €165,223 to €244,800Result from €40,914 to €69,555Dividend €111,992Equity from €61,983 to €19,546Debts from €142,017 to €207,044Cash from €95,991 to €143,616
Key points
from the 2025 annual accountsTurnover
≈ €1.2m estimated
The micro format states no turnover.
Debts
€207,044 91% of the balance sheet
Financial debts 18%Suppliers 13%Taxes and wages 6%Other 63%
Of this, €169,779 falls due within a year.
Investments
€55,209 2.0 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 5 late
The 2020 accounts came latest: 108 days after the end of the period.
Position in the sector
€69,555
Higher net result than 92% of companies in retail trade. Sector median €5,051 · 22,892 companies.
Checked score
81
Excellent
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.5%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €19,546 (8.6% of total assets)
Sector: Retail trade (NACE 47)
Founded in 2020
lowers risk
Liquidity: current ratio 0.95, cash €143,616
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 26% of them on solvency, 66% on liquidity, 96% on profitability and 8% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as L'ALMOGEE has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of L'ALMOGEE itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for L'ALMOGEE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.95 (1.3 in 2024), below 1. Short-term debt is 74.9% and cash 63.4% of total assets. 91.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
27 days late
2024
77 days early
2023
16 days late
2022
70 days late
2021
30 days late
2020
108 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743544491
First establishment
Rue de la Petite Bruyère (O.) 23, Mons
Incorporation
Founder: COQUELET Lilian Michel Maurice · Founding capital of €3,000, 100 shares · Appointments: COQUELET Lilian Michel Maurice (director) and COQUELET Gérard Lucien Léon (director) · published on 13-02-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| L'ALMOGEE Mons | €226,591 | €244,800 | 8.6% | - |
| JONAS UW VERSBOER Sint-Truiden | €253,754 | €228,525 | -70.8% | - |
| SOPAFRI Charleroi | €181,752 | €208,578 | 7.0% | - |
| Pampus Rumst | €215,029 | €278,904 | 22.3% | 4.6 |
| Het Seizoen Turnhout | €209,594 | €224,193 | -0.8% | 4.1 |
| GROENTEN EN FRUIT STEFAAN Bruges | €249,608 | €257,355 | 8.0% | 2.6 |
| L & BROTHERS Brussels | €321,711 | €214,107 | 20.9% | - |
These companies have the same main activity as L'ALMOGEE: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €182,000 and €322,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 11-02-2020Normal situation
- Activity
- Retail sale of fruit and vegetablesNACE 47210
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.299.218.4177034 Mons, since 18-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Annual accounts 2025
- €226,591▲ 11.1%
- Employeeson 31-12-2025
- 9▲ 12.5%
- Filing
- Filed on 27-08-2026
Insights on L'ALMOGEE
L'ALMOGEE files the micro format. That format states no turnover. The gross margin rose from €53,828 in 2020 to €244,800 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about L'ALMOGEE
- What is the company number of L'ALMOGEE?
- The company number of L'ALMOGEE is 0743.544.491. The VAT number is the same number with BE in front: BE 0743.544.491.
- Where is L'ALMOGEE based?
- The registered office is at Rue de la Petite Bruyère (O.) 23, 7034 Mons.Company details
- What does L'ALMOGEE do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of L'ALMOGEE?
- L'ALMOGEE is a private limited company (BV).
- When was L'ALMOGEE founded?
- L'ALMOGEE was founded on 11-02-2020.
- Is L'ALMOGEE still active?
- Yes, L'ALMOGEE is an active enterprise in the KBO register.
- How many employees does L'ALMOGEE have?
- L'ALMOGEE had an average of 7.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does L'ALMOGEE fall under?
- In its 2025 annual accounts, L'ALMOGEE states joint committee 201 (Independent retail).
- What is the turnover of L'ALMOGEE?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €244,800 and 44 comparable companies (NACE 472). It probably lies between €790,000 and €2.0m.
- Is L'ALMOGEE profitable?
- In financial year 2025, L'ALMOGEE made a profit of €69,555.
- Where can I find the annual accounts of L'ALMOGEE?
- L'ALMOGEE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of L'ALMOGEE due?
- L'ALMOGEE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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