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L'ACACIA

Active
Non-profit associationfounded 2008active for 18 yearsRue Calas 1, 4100 Seraing, BelgiumKBO/BCE: BE 0897.463.695
Summary

L'ACACIA has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397,335 and a net result of €28,071. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 76% of 926 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Full-service restaurants
NACE 56111Vocational training NACE 85592
3rd largest company by equity in Seraing, Accommodation and food service sector2 sites
Size
€676,930turnover 2025
Staff
9.5 FTE
Equity
€397,335
Surplus
€28,071
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
6 members
Auditor: VMD REVISEURS D'ENTREPRISESAccounts filed 21 days late2 of 10 deeds read
Why 95raises riskSize: turnover €676,930, 9.5 FTE, total assets €676,160Sector: Food and beverage service activities (NACE 56)lowers riskLegal form: non-profit associationFounded in 2008Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 84+4
equity 58.8% of total assets
Liquidity 50+2
short-term debt 25.9% · cash 8.3%
Profitability 75+31
return on assets 4.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,759 companies, NACE 56, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.73, compared with 1.5 in 2024, above the usual 1.5; short-term debt: 25.9% and cash: 8.3% of total assets), and 41.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 75% on solvency, 52% on liquidity, 58% on profitability and 63% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Size: turnover €676,930, 9.5 FTE, total assets €676,160
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
16 days early
2023
9 days early
2022
24 days early
2021
4 days early
2020
27 days early
2019
79 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Amendment of the articlesGazette deed
  3. Appointments: LALLEMAND Brigitte, DELANOY Nicole and…Resignations: DUCHENNE Francine (director) and…

Key points

  • Positive: Back in profit in 2025after -€38,444 in 2024 €28,071 View
  • Positive: 3rd largest company by equity in Seraing, Accommodation and food service sectorin the Checked rankings No. 3 View
  • Board changedlatest change 09-01-2026 · 6 in office 2 joined · 2 left View

By topic

Financials

Financial year
2025
Turnover
€676,930
Profit
€28,071
Solvency
58.8%
Turnover▲ 16.3%
Net result
20182025
Go to Financials

Board & ownership

Board
6 members
Auditor
VMD REVISEURS D'ENTREPRISES
  • SOMBREFFE MarcChair
  • DELANOY NicoleDirector
  • LALLEMAND BrigitteDirector
  • Joëlle StephenneDirector
  • Jean-Luc RADERDirector

and 1 other director

Go to Board & ownership

Timeline

Events
24
Since
2009
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 15-07-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Non-profit association
Activity
Full-service restaurantsNACE 56111
Founded
23-04-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Purpose
“Assurer la formation et l'insertion socio-professionnelle de personnes peu qualifiées et…” (deed in French)
Go to Articles of association

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