L'Abaco
ActiveSummary
L'Abaco has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €660,564 and a net result of €273,416. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+4
Solvency92▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 2.05 against 3.26 in 2024; short-term debt: 33% and cash: 27.9% of total assets), and 33% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
27.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
112 d early
2024
111 d early
2023
117 d early
2022
125 d early
2021
146 d early
2020
92 d early
2019
133 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 119 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€660,564▼ 17.7%
2024 · €802,668
Total assets
€986,525▼ 3.1%
2024 · €1.0m
Net result
€273,416▲ 22.3%
2024 · €223,499
Working capital
€342,313▼ 29.7%
2024 · €487,193
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€180,579▲ 15.0%€244,075▲ 35.2%€226,405▼ 7.2%€322,497▲ 42.4%€371,617▲ 15.2%
Net result€126,333above the sector's middle half▲ 14.4%€169,442above the sector's middle half▲ 34.1%€159,001above the sector's middle half▼ 6.2%€223,499above the sector's middle half▲ 40.6%€273,416above the sector's middle half▲ 22.3%
Equity€516,172above the sector's middle half▲ 14.9%€623,567above the sector's middle half▲ 20.8%€690,985above the sector's middle half▲ 10.8%€802,668above the sector's middle half▲ 16.2%€660,564above the sector's middle half▼ 17.7%
Total assets€623,658above the sector's middle half▲ 12.5%€755,782above the sector's middle half▲ 21.2%€842,038above the sector's middle half▲ 11.4%€1.0mabove the sector's middle half▲ 20.9%€986,525above the sector's middle half▼ 3.1%
Debt€107,486▲ 2.0%€132,215▲ 23.0%€151,053▲ 14.2%€215,397▲ 42.6%€325,961▲ 51.3%
Working capital€489,249above the sector's middle half▲ 18.2%€576,479above the sector's middle half▲ 17.8%€346,382above the sector's middle half▼ 39.9%€487,193above the sector's middle half▲ 40.7%€342,313above the sector's middle half▼ 29.7%
Solvency82.8%above the sector's middle half▲ 1.8pp82.5%above the sector's middle half▼ 0.3pp82.1%above the sector's middle half▼ 0.4pp78.8%within the sector's middle half▼ 3.2pp67.0%within the sector's middle half▼ 11.9pp
Current ratio5.71above the sector's middle half▲ 0.795.41above the sector's middle half▼ 0.303.32within the sector's middle half▼ 2.093.26within the sector's middle half▼ 0.052.05within the sector's middle half▼ 1.21
Return on assets (ROA)20.3%within the sector's middle half▲ 0.3pp22.4%within the sector's middle half▲ 2.2pp18.9%within the sector's middle half▼ 3.5pp22.0%within the sector's middle half▲ 3.1pp27.7%within the sector's middle half▲ 5.8pp
Staff (FTE)0.8▲ 700%1.3▲ 62.5%2▲ 53.8%2=2=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €986,525
Fixed assets
€318,251 ▲ 0.9%
Current assets
€668,274 ▼ 4.9%
Equity and liabilities €986,525
Equity
€660,564 ▼ 17.7%
Debt
€325,961 ▲ 51.3%
Debt's share of the balance-sheet total rises from 21.2% to 33.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€408,026▲
2024 · €358,076
Cash flow
€309,826▲
2024 · €259,078
Debt to equity
0.49▲
2024 · 0.27
ROE
41.4%▲
2024 · 27.8%
Interest coverage
7522.61▼
2024 · 8381.92
Debt ≤ 1 year
€325,961▲
2024 · €215,397
Income taxes
€118,912▲
2024 · €102,919
Staff costs
€102,622▲
2024 · €99,407
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €40,128 | €60,893 | €99,407 | €102,622 | ▲ 3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,263 | €13,248 | €58,341 | €35,579 | €36,409 | ▲ 2.3% |
| Other operating charges640/8 | - | €1,444 | €3,001 | €3,590 | €3,999 | ▲ 11.4% |
| Gross operating margin9900 | €224,675 | €298,895 | €348,639 | €461,073 | €514,648 | ▲ 11.6% |
| Operating profit (loss)9901 | €180,579 | €244,075 | €226,405 | €322,497 | €371,617 | ▲ 15.2% |
| Financial income75/76B | - | €480 | €3,277 | €3,964 | €20,766 | ▲ 424% |
| Recurring financial income75 | €600 | €480 | €3,277 | €3,964 | €20,766 | ▲ 424% |
| Financial charges65/66B | - | €749 | €54 | €43 | €54 | ▲ 27.0% |
| Recurring financial charges65 | €19 | €749 | €54 | €43 | €54 | ▲ 27.0% |
| Profit (loss) for the period before taxes9903 | €181,160 | €243,806 | €229,628 | €326,418 | €392,328 | ▲ 20.2% |
| Income taxes67/77 | €54,827 | €74,364 | €70,627 | €102,919 | €118,912 | ▲ 15.5% |
| Profit (loss) for the period9904 | €126,333 | €169,442 | €159,001 | €223,499 | €273,416 | ▲ 22.3% |
| Profit (loss) for the period to be appropriated9905 | €126,333 | €169,442 | €159,001 | €223,499 | €273,416 | ▲ 22.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €623,658 | €755,782 | €842,038 | €1.0m | €986,525 | ▼ 3.1% |
| Fixed assets21/28 | €30,565 | €48,563 | €346,079 | €315,475 | €318,251 | ▲ 0.9% |
| Tangible fixed assets22/27 | €26,590 | €44,588 | €346,079 | €315,475 | €318,251 | ▲ 0.9% |
| Land and buildings22 | - | - | €269,623 | €255,855 | €242,087 | ▼ 5.4% |
| Plant, machinery and equipment23 | - | €8,245 | €4,503 | €1,559 | €409 | ▼ 73.8% |
| Furniture and vehicles24 | - | €36,343 | €50,055 | €33,183 | €53,688 | ▲ 61.8% |
| Other tangible fixed assets26 | - | - | €21,899 | €24,878 | €22,068 | ▼ 11.3% |
| Financial fixed assets28 | €3,975 | €3,975 | - | - | - | - |
| Current assets29/58 | €593,093 | €707,219 | €495,959 | €702,590 | €668,274 | ▼ 4.9% |
| Amounts receivable within one year40/41 | €46,868 | €71,384 | €84,292 | €79,880 | €116,037 | ▲ 45.3% |
| Trade receivables40 | - | €71,183 | €84,134 | €79,483 | €115,951 | ▲ 45.9% |
| Other amounts receivable41 | - | €201 | €158 | €397 | €86 | ▼ 78.3% |
| Current investments50/53 | €106,953 | €111,774 | €264,933 | €234,000 | €256,147 | ▲ 9.5% |
| Cash at bank and in hand54/58 | €431,369 | €514,658 | €137,624 | €367,545 | €275,299 | ▼ 25.1% |
| Deferred charges and accrued income490/1 | - | €9,403 | €9,110 | €21,165 | €20,791 | ▼ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €623,658 | €755,782 | €842,038 | €1.0m | €986,525 | ▼ 3.1% |
| Equity10/15 | €516,172 | €623,567 | €690,985 | €802,668 | €660,564 | ▼ 17.7% |
| Contributions10/11 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €477,416 | €584,811 | €652,230 | €763,912 | €621,808 | ▼ 18.6% |
| Non-distributable reserves130/1 | - | €3,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | €3,000 | - | - | - | - |
| Distributable reserves133 | - | €581,811 | €652,230 | €763,912 | €621,808 | ▼ 18.6% |
| Profit (loss) carried forward14 | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | = |
| Amounts payable17/49 | €107,486 | €132,215 | €151,053 | €215,397 | €325,961 | ▲ 51.3% |
| Amounts payable within one year42/48 | €103,844 | €130,739 | €149,577 | €215,397 | €325,961 | ▲ 51.3% |
| Trade debts44 | €11,547 | €13,678 | €15,916 | €23,720 | €21,152 | ▼ 10.8% |
| Suppliers440/4 | - | €13,678 | €15,916 | €23,720 | €21,152 | ▼ 10.8% |
| Taxes, remuneration and social security45 | - | €55,015 | €42,079 | €79,861 | €123,616 | ▲ 54.8% |
| Taxes450/3 | - | €48,933 | €33,095 | €66,856 | €110,111 | ▲ 64.7% |
| Remuneration and social security454/9 | - | €6,082 | €8,984 | €13,004 | €13,505 | ▲ 3.9% |
| Other amounts payable47/48 | - | €62,046 | €91,582 | €111,817 | €181,192 | ▲ 62.0% |
| Accrued charges and deferred income492/3 | - | €1,475 | €1,475 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €126,333 | €169,442 | €159,001 | €223,499 | €273,416 | ▲ 22.3% |
| + Depreciation and write-downs630 | €9,263 | €13,248 | €58,341 | €35,579 | €36,409 | ▲ 2.3% |
| Operating cash flow (approximation) | €135,596 | €182,689 | €217,342 | €259,078 | €309,826 | ▲ 19.6% |
| Investment in fixed assets (approximation) | - | -€31,246 | -€355,857 | -€4,975 | -€39,185 | ▼ 688% |
| Change in cash | - | €83,289 | -€377,034 | €229,921 | -€92,246 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
State Gazette act
General meeting · Legal-form conversion
Net-asset statement · Auditor report
22-07
State Gazette act
Other statement · Board rule
Representation rule · Liquidation distribution
20-07
State Gazette act
Incorporation · Founder
Power of attorney · Name clause
14-07
State Gazette act
Incorporation · Name clause
Legal form clause · Registered office clause
06-07
State Gazette act
General meeting · Other statement
Legal form clause · Name clause
06-07
State Gazette act
General meeting · Director resignation
Director appointment · Director reappointment
06-07
State Gazette act
General meeting · Statutes amendment
Legal form clause · Name clause
06-07
State Gazette act
General meeting · Statutes amendment
Legal form clause · Name clause
30-06
State Gazette act
Founder · Incorporation
Duration · Founding capital
26-06
State Gazette act
Incorporation · Founder
Name clause · Membership rule
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-03
State Gazette act
General meeting · Corporate purpose
Capital · Statutes amendment
Show earlier events
10-03
State Gazette act
General meeting · Director resignation
Board meeting · Director appointment
09-03
State Gazette act
General meeting · Director resignation
Board meeting · Director appointment
06-03
State Gazette act
General meeting · Director resignation
Board meeting · Director appointment
2025
31-12
Financial
Highest result since 2018net €273,416 ▲22.3%
Operating result €371,617, net result €273,416, both a record.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-10
State Gazette act
General meeting · Director appointment
Board composition · Registered-office move
23-10
State Gazette act
General meeting · Director appointment
Board composition · Registered-office move
23-10
State Gazette act
General meeting · Director appointment
Board composition · Auditor appointment
05-06
State Gazette act
General meeting · Name change
Statutes amendment · Corporate purpose
03-06
State Gazette act
General meeting · Name change
Statutes amendment · Corporate purpose
21-05
State Gazette act
General meeting · Merger
Accounting effect · Name change
15-04
State Gazette act
General meeting · Director resignation
Director appointment
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
21-03
State Gazette act
General meeting · Merger
Accounting effect · Net-asset statement
2023
23-11
State Gazette act
General meeting · Legal-form conversion
Purpose change · Statutes amendment
12-09
State Gazette act
General meeting · Permanent representative removal
Permanent representative · Board composition
08-09
State Gazette act
General meeting · Director resignation
Permanent representative · Board composition
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
State Gazette act
Board meeting · Registered-office move
Power of attorney
05-01
State Gazette act
Board meeting · Registered-office move
2022
02-06
State Gazette act
General meeting · Director resignation
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500,000Eq €516,172 ▲14.9%
4 profitable years in a row build equity to €516,172.
18-08
State Gazette act
General meeting · Director appointment
Auditor reappointment · Board composition
16-08
State Gazette act
General meeting · Auditor reappointment
04-06
State Gazette act
Permanent representative
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Director appointment
10-06
State Gazette act
Permanent representative
03-06
State Gazette act
General meeting · Auditor reappointment
Director appointment · Permanent representative
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
State Gazette act
General meeting · Auditor reappointment
Director reappointment · Director appointment
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
08-04
State Gazette act
Incorporation · Founding capital
First fiscal year · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2019
Ground area
530 m²
Building footprint
179 m²
Volume, LiDAR
1,124 m³
Parcel 11035C0399/00H014, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
l' Abaco | Fiscaal Accountants
since 20192.295.135.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0399/00H014 | Flanders | 530 m² | 1 · 179 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 12,421 EUR awarded · 12,450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,687 EUR | 3,075 EUR |
| 2024 | 1 | 2,208 EUR | 1,947 EUR |
| 2023 | 2 | 4,968 EUR | 5,188 EUR |
| 2022 | 1 | 2,558 EUR | 2,240 EUR |
Similar companies · same sector, comparable size
Luc FAIJ
BE 0447.816.039
Tournai · Eq €660,638
H.M. & C.
BE 0472.724.352
Hasselt · Eq €661,261
Fiduciaire Claesen en Partners
BE 0428.183.338
Genk · Eq €661,417
OMNIFINANCE
BE 0418.514.814
Zaventem · Eq €659,559
STEEZE
BE 0884.325.046
Westerlo · Eq €658,165
Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891163447
Also
9925:BE0891163447
Registered
21-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.