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L&A Solutions

Active
Private limited companyfounded 20241 yr activeRue du Moulin 38, 4280 Hannut, BelgiumKBO/BCE: BE 1017.755.177
Summary

The computed 12-month bankruptcy probability of L&A Solutions is 1.6% (moderate). The annual accounts of L&A Solutions for fiscal year 2025 show a net loss of 72% of total assets. The 2025 annual accounts show equity of €4,564 and a net result of -€3,287. Its solvency ranks better than 95% of 1012 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32
Track record82
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€3,287
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
27 d late
2024
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

L&A Solutions was incorporated on 20 December 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,564▼ 41.9%
2024 · €7,851
Total assets
€4,564▼ 56.1%
2024 · €10,394
Net result
-€3,287▼ 52.9%
2024 · -€2,149
Working capital
€7,851
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€2,149--€3,217▼ 49.7%
Net result-€2,149below the sector's middle half--€3,287below the sector's middle half▼ 52.9%
Equity€7,851below the sector's middle half-€4,564below the sector's middle half▼ 41.9%
Total assets€10,394below the sector's middle half-€4,564below the sector's middle half▼ 56.1%
Debt€2,543-
Working capital€7,851within the sector's middle half-
Solvency75.5%above the sector's middle half-
Current ratio4.09above the sector's middle half-
Return on assets (ROA)-20.7%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2024: -€2,149-€2,149Net result 2024: -€2,149-€2,149Operating result 2025: -€3,217-€3,217Net result 2025: -€3,287-€3,28720242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2024: -€2,149-€2,150Net result 2024: -€2,149-€2,150Operating result 2025: -€3,217-€3,220Net result 2025: -€3,287-€3,29020242025
The operating result stays negative: a loss of €3,217 in 2025 against €2,149 in 2024; the loss grows.

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
93% still going

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,394€4,564▼
Current assets29/58€10,394€4,564▼
Amounts receivable within one year40/41€10,394€78▼
Other amounts receivable41€10,394€78▼
Cash at bank and in hand54/58-€4,486
Equity and liabilities
Total equity and liabilities10/49€10,394€4,564▼
Equity10/15€7,851€4,564▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€2,149-€5,436▼
Amounts payable17/49€2,543-
Amounts payable within one year42/48€2,543-
Trade debts44€225-
Suppliers440/4€225-
Other amounts payable47/48€2,318-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€874-
Gross operating margin9900-€1,275-€3,217▼
Operating profit (loss)9901-€2,149-€3,217▼
Financial charges65/66B-€70
Recurring financial charges65-€70
Profit (loss) for the period before taxes9903-€2,149-€3,287▼
Profit (loss) for the period9904-€2,149-€3,287▼
Profit (loss) for the period to be appropriated9905-€2,149-€3,287▼
Appropriation of the result
Profit (loss) to be appropriated9906-€2,149-€5,436▼
Profit (loss) brought forward from the previous period14P--€2,149

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€874--
Gross operating margin9900-€1,275-€3,217▼ 152%
Operating profit (loss)9901-€2,149-€3,217▼ 49.7%
Financial charges65/66B-€70-
Recurring financial charges65-€70-
Profit (loss) for the period before taxes9903-€2,149-€3,287▼ 52.9%
Profit (loss) for the period9904-€2,149-€3,287▼ 52.9%
Profit (loss) for the period to be appropriated9905-€2,149-€3,287▼ 52.9%
Line20242025Change
Assets
Total assets20/58€10,394€4,564▼ 56.1%
Current assets29/58€10,394€4,564▼ 56.1%
Amounts receivable within one year40/41€10,394€78▼ 99.2%
Other amounts receivable41€10,394€78▼ 99.2%
Cash at bank and in hand54/58-€4,486-
Equity and liabilities
Total equity and liabilities10/49€10,394€4,564▼ 56.1%
Equity10/15€7,851€4,564▼ 41.9%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€2,149-€5,436▼ 153%
Amounts payable17/49€2,543--
Amounts payable within one year42/48€2,543--
Trade debts44€225--
Suppliers440/4€225--
Other amounts payable47/48€2,318--
Line20242025Change
Profit (loss) for the period9904-€2,149-€3,287▼ 52.9%
+ Depreciation and write-downs630€874--
Operating cash flow (approximation)-€1,275-€3,287▼ 158%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
514 m²
Building footprint
120 m²
Volume, LiDAR
929 m³
Parcel 64034A0130/00F000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L&A Solutions
Rue du Moulin 38, 4280 HannutManufacture of metal structures and parts of structures
since 20252.369.230.443
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64034A0130/00F000 Wallonia 514 m² 1 · 120 m² 9.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,823 companies in sector 42220 we hold annual accounts for 959. 359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
61100Wired, wireless and satellite telecommunications
62900Other information technology and computer services
82990Other business support services
Contact
E-mail py.lambert06@gmail.comHannut
Phone 0477880755Hannut
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017755177
Registered 24-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.