L & A Services
ActiveSummary
The computed 12-month bankruptcy probability of L & A Services is 4.1% (elevated). The 2024 annual accounts show equity of €137,498 and a net result of €1,463. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 5896 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability19▼-81
Solvency100=
Growth68▼-17
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.85 against 7.29 in 2023; short-term debt: 24.9% and cash: 1.1% of total assets), and 24.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €137,498
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
35 d early
2022
14 d late
2021
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€467,899▼ 4.7%
2023 · €491,223
EBIT margin
-0.4%▼ 25.6pp
2023 · 25.2%
Net result
€1,463▼ 98.8%
2023 · €126,394
Working capital
€130,030▲ 0.3%
2023 · €129,585
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€6,630-€491,223€467,899▼ 4.7%
Operating result€5,558-€1,021▼ 81.6%€123,820▲ 12,026%-€1,861
Net result€4,168within the sector's middle half-€472within the sector's middle half▼ 88.7%€126,394above the sector's middle half▲ 26,684%€1,463within the sector's middle half▼ 98.8%
EBIT margin83.8%-25.2%-0.4%▼ 25.6pp
Equity€9,168below the sector's middle half-€9,640below the sector's middle half▲ 5.1%€136,035above the sector's middle half▲ 1,311%€137,498above the sector's middle half▲ 1.1%
Total assets€11,630below the sector's middle half-€12,595below the sector's middle half▲ 8.3%€156,650within the sector's middle half▲ 1,144%€183,147within the sector's middle half▲ 16.9%
Debt€2,462-€2,955▲ 20.0%€20,615▲ 598%€45,649▲ 121%
Working capital€9,168within the sector's middle half-€9,640within the sector's middle half▲ 5.1%€129,585above the sector's middle half▲ 1,244%€130,030above the sector's middle half▲ 0.3%
Solvency78.8%above the sector's middle half-76.5%above the sector's middle half▼ 2.3pp86.8%above the sector's middle half▲ 10.3pp75.1%above the sector's middle half▼ 11.8pp
Current ratio4.72above the sector's middle half-4.26above the sector's middle half▼ 0.467.29above the sector's middle half▲ 3.023.85above the sector's middle half▼ 3.44
Return on assets (ROA)35.8%above the sector's middle half-3.7%within the sector's middle half▼ 32.1pp80.7%above the sector's middle half▲ 76.9pp0.8%within the sector's middle half▼ 79.9pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1,861 after €123,820 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €183,147
Fixed assets
€7,468 ▲ 15.8%
Current assets
€175,680 ▲ 17.0%
Equity and liabilities €183,147
Equity
€137,498 ▲ 1.1%
Debt
€45,649 ▲ 121%
Debt's share of the balance-sheet total rises from 13.2% to 24.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€1,352
Cash flow
€1,972
Debt to equity
0.33▲
2023 · 0.15
ROE
1.1%▼
2023 · 92.9%
Interest coverage
-5.43
Debt ≤ 1 year
€45,649▲
2023 · €20,615
Income taxes
€394
Staff costs
€78,353▲
2023 · €77,097
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Turnover70 | €6,630 | - | €491,223 | €467,899 | ▼ 4.7% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €289,941 | €386,923 | ▲ 33.4% |
| Remuneration, social security and pensions62 | - | - | €77,097 | €78,353 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,072 | - | - | €509 | - |
| Other operating charges640/8 | - | €1,500 | €365 | €2,870 | ▲ 686% |
| Non-recurring operating charges66A | - | - | - | €1,105 | - |
| Gross operating margin9900 | €6,630 | €2,521 | €201,282 | €80,975 | ▼ 59.8% |
| Operating profit (loss)9901 | €5,558 | €1,021 | €123,820 | -€1,861 | ▼ 102% |
| Financial income75/76B | - | - | €2,783 | €3,967 | ▲ 42.5% |
| Recurring financial income75 | - | - | €2,783 | €3,967 | ▲ 42.5% |
| Financial charges65/66B | - | €56 | €208 | €249 | ▲ 19.5% |
| Recurring financial charges65 | - | €56 | €208 | €249 | ▲ 19.5% |
| Profit (loss) for the period before taxes9903 | €5,558 | €965 | €126,394 | €1,857 | ▼ 98.5% |
| Income taxes67/77 | €1,389 | €493 | - | €394 | - |
| Profit (loss) for the period9904 | €4,168 | €472 | €126,394 | €1,463 | ▼ 98.8% |
| Profit (loss) for the period to be appropriated9905 | €4,168 | €472 | €126,394 | €1,463 | ▼ 98.8% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €11,630 | €12,595 | €156,650 | €183,147 | ▲ 16.9% |
| Fixed assets21/28 | - | - | €6,450 | €7,468 | ▲ 15.8% |
| Tangible fixed assets22/27 | - | - | - | €1,018 | - |
| Furniture and vehicles24 | - | - | - | €1,018 | - |
| Financial fixed assets28 | - | - | €6,450 | €6,450 | = |
| Current assets29/58 | €11,630 | €12,595 | €150,200 | €175,680 | ▲ 17.0% |
| Amounts receivable within one year40/41 | €11,580 | €12,161 | €150,173 | €173,666 | ▲ 15.6% |
| Trade receivables40 | €3,030 | €3,451 | €41,028 | €35,002 | ▼ 14.7% |
| Other amounts receivable41 | €8,550 | €8,710 | €109,145 | €138,664 | ▲ 27.0% |
| Cash at bank and in hand54/58 | €50 | €434 | €27 | €2,014 | ▲ 7,434% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €11,630 | €12,595 | €156,650 | €183,147 | ▲ 16.9% |
| Equity10/15 | €9,168 | €9,640 | €136,035 | €137,498 | ▲ 1.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Outside capital11 | €5,000 | €5,000 | €5,000 | - | - |
| Other1109/19 | €5,000 | €5,000 | €5,000 | - | - |
| Profit (loss) carried forward14 | €4,168 | €4,640 | €131,035 | €132,498 | ▲ 1.1% |
| Amounts payable17/49 | €2,462 | €2,955 | €20,615 | €45,649 | ▲ 121% |
| Amounts payable within one year42/48 | €2,462 | €2,955 | €20,615 | €45,649 | ▲ 121% |
| Trade debts44 | €1,072 | €1,072 | €20,286 | €27,705 | ▲ 36.6% |
| Suppliers440/4 | €1,072 | €1,072 | €20,286 | €27,705 | ▲ 36.6% |
| Taxes, remuneration and social security45 | €1,389 | €1,882 | €329 | €17,944 | ▲ 5,350% |
| Taxes450/3 | €1,389 | €1,882 | €329 | €1,074 | ▲ 226% |
| Remuneration and social security454/9 | - | - | - | €16,870 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,168 | €472 | €126,394 | €1,463 | ▼ 98.8% |
| + Depreciation and write-downs630 | €1,072 | - | - | €509 | - |
| Operating cash flow (approximation) | €5,241 | €472 | €126,394 | €1,972 | ▼ 98.4% |
| Investment in fixed assets (approximation) | - | - | - | -€1,526 | - |
| Change in cash | - | €384 | -€408 | €1,987 | ▲ 588% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €126,394 ▲26,684%
Operating result €123,820, net result €126,394, both a record.
31-12
Financial
Equity above €100,000Eq €136,035 ▲1,311%
3 profitable years in a row build equity to €136,035.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Weakest financial yearnet €472 ▼88.7%
Net result drops to €472, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Ground area
1.1 ha
Building footprint
2,345 m²
Volume, LiDAR
51,912 m³
2 parcels, Brussels, Wallonia · tallest building 63.7 m, ±19 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
L & A Services
since 20212.313.761.784
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25001B0048/00F002 | Wallonia | 8,061 m² | 1 · 1,445 m² | - |
| 21306C0111/00E000 | Brussels | 3,399 m² | 1 · 900 m² | 63.7 m · 19 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,706 companies in sector 81230 we hold annual accounts for 473. 360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764372965
Also
9925:BE0764372965
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.