L.A. Elec
ActiveThe file of L.A. Elec contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 10.4% (high). The 2025 annual accounts show equity of €257k and a net result of €43k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 27451 sector peers (fiscal year 2025).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A high bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-9
Solvency97=
Growth78=
Track record60
Bankruptcy probability, 12 months
10.4%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 3.51 against 3.56 in 2024; short-term debt: 27.9% and cash: 10.4% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
68 d late
2023
on the day
2022
on the day
2021
22 d late
2020
19 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 20.4%
2024 · €213k
2019: €-45k
2020: €-29k
2021: €87k
2022: €111k
2023: €156k
2024: €213k
2019 → 2025
Total assets
€356k▲ 20.7%
2024 · €295k
2019: €82k
2020: €38k
2021: €223k
2022: €223k
2023: €263k
2024: €295k
2019 → 2025
Net result
€43k▼ 24.8%
2024 · €58k
2019: €-73k
2020: €16k
2021: €68k
2022: €25k
2023: €44k
2024: €58k
2019 → 2025
Working capital
€250k▲ 19.4%
2024 · €209k
2019: €-47k
2020: €-29k
2021: €87k
2022: €111k
2023: €154k
2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€111k▲ 28.7%€156k▲ 39.7%€213k▲ 37.1%€257k▲ 20.4%
Operating result€76k-€42k▼ 44.3%€63k▲ 47.8%€83k▲ 32.0%€65k▼ 21.5%
Net result€68k-€25k▼ 63.6%€44k▲ 78.0%€58k▲ 30.6%€43k▼ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€7k▲ 63.2%
Current assets
€349k▲ 20.1%
Equity and liabilities €356k
Equity
€257k▲ 20.4%
Debt
€100k▲ 21.7%
The debt ratio rises from 27.7% to 27.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2024 · €84k
Cash flow
€45k▼
2024 · €59k
Solvency
72.1%▼
2024 · 72.3%
Current ratio
3.51▼
2024 · 3.56
Quick ratio
0.65▼
2024 · 0.95
Debt / equity
0.39▲
2024 · 0.38
ROE
16.9%▼
2024 · 27.1%
ROA
12.2%▼
2024 · 19.6%
Interest coverage
10.32▼
2024 · 28.63
Debt
€100k▲
2024 · €82k
Debt ≤ 1 year
€100k▲
2024 · €82k
Income taxes
€16k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€356k▲
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€6k▲
Current assets29/58€291k€349k▲
Stocks and contracts in progress3€213k€285k▲
Stocks30/36€213k€285k▲
Amounts receivable within one year40/41€26k€27k▲
Trade receivables40€25k€27k▲
Other amounts receivable41€767€0▼
Cash at bank and in hand54/58€50k€37k▼
Deferred charges and accrued income490/1€2k€777▼
Equity and liabilities
Total equity and liabilities10/49€295k€356k▲
Equity10/15€213k€257k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€193k€236k▲
Amounts payable17/49€82k€100k▲
Amounts payable within one year42/48€82k€100k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€37k€38k▲
Suppliers440/4€37k€38k▲
Taxes, remuneration and social security45€22k€36k▲
Taxes450/3€22k€36k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€20k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€90k€69k▼
Operating profit (loss)9901€83k€65k▼
Financial income75/76B€24€692▲
Recurring financial income75€24€692▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€80k€59k▼
Income taxes67/77€22k€16k▼
Profit (loss) for the period9904€58k€43k▼
Profit (loss) for the period to be appropriated9905€58k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€236k▲
Profit (loss) brought forward from the previous period14P€135k€193k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Equity above €200kEq €213k ▲37.1%
5 profitable years in a row build equity to €213k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €150kEq €156k ▲39.7%
4 profitable years in a row build equity to €156k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €111k ▲28.7%
3 profitable years in a row build equity to €111k.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-06
Financial
Highest result since 2019net €68k ▲336%
Net result €68k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 1.63
Current ratio from 0.56 to 1.63.
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise de Liège · 20190017 · event 18-07-2019
06-06
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif · event 31-05-2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Cornaille, Ligny 255140 SombreffeGround area
967 m²
Building footprint
177 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
L.A. Elec / BD Choc Event
since 20172.261.729.994
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92074B0412/00K002 | Wallonia | 537 m² | 1 · 119 m² | - |
| 52072B0161/00R000 | Wallonia | 430 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KW Solutions
BE 0746.771.029
Dilbeek · Eq €257k
MUSSEN-ELECTRICS
BE 0716.741.413
As · Eq €257k
ACTIOMENTIS
BE 0827.720.497
Hannut · Eq €257k
CLOET TECHNICS
BE 0794.415.350
Ieper · Eq €257k
CHAINGED
BE 0869.645.184
Lasne · Eq €257k
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2017
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.