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KZOAA

Active
Private limited companyfounded 2022active for 4 yearsRue de la Cailloutière(A) 11, 7941 Brugelette, BelgiumKBO/BCE: BE 0782.494.644
Summary

The computed 12-month bankruptcy probability of KZOAA is 9.4% (elevated). The 2025 annual accounts show negative equity (-€83,809) and a net result of -€17,104. Equity has been shrinking by about 37% per year since 2022. Its solvency ranks better than 8% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 22-02-2022 Normal situation
Activity
Other non-specialised retail sale NACE 47120
Establishment unit
2.328.715.424 7941 Brugelette, since 01-03-2022
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board

Financial position

30 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
9.4%
Annual accounts 2025
Gross margin
-€4,052
▲ 49.6%
Loss
€17,104
▼ 15.0%
Equity
-€83,809
▼ 25.6%
Total assets
€63,770
▼ 19.1%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Turnover not published (micro format)
Score breakdownraises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 1 of the last 3 accounts lateNegative equity -€83,809lowers riskSize: total assets €63,770Show the evidence

Checked score

Score 2025
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 10% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -131.4% of total assets
Liquidity 8-5
short-term debt 231.4% · cash 6.4%
Profitability 0=
return on assets -26.8%
Bankruptcy probability within 12 months
9.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 4.5%lowest value 01-2025: 4.5%● unchanged vs 12-2024lowest value 02-2025: 9.3%▲ +4.8 percentage points vs 01-2025 03-2025: 9.2%▼ -0.1 percentage points vs 02-2025 04-2025: 10.0%▲ +0.8 percentage points vs 03-2025 05-2025: 10.1%▲ +0.1 percentage points vs 04-2025 06-2025: 10.2%▲ +0.1 percentage points vs 05-2025 07-2025: 10.2%● unchanged vs 06-2025 08-2025: 10.9%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 8.9%▼ -2.0 percentage points vs 08-2025 10-2025: 8.9%● unchanged vs 09-2025 11-2025: 8.1%▼ -0.8 percentage points vs 10-2025 12-2025: 8.1%● unchanged vs 11-2025 01-2026: 8.1%● unchanged vs 12-2025 02-2026: 7.8%▼ -0.3 percentage points vs 01-2026 03-2026: 7.7%▼ -0.1 percentage points vs 02-2026 04-2026: 8.4%▲ +0.7 percentage points vs 03-2026 05-2026: 8.6%▲ +0.2 percentage points vs 04-2026 06-2026: 8.8%▲ +0.2 percentage points vs 05-2026 07-2026: 8.9%▲ +0.1 percentage points vs 06-2026 08-2026: 9.9%▲ +1.0 percentage point vs 07-2026 09-2026: 9.4%▼ -0.5 percentage points vs 08-2026 10-2026: 9.4%● unchanged vs 09-2026 11-2026: 9.4%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.08 (0.13 in 2024), below 1. Short-term debt is 231.4% and cash 6.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 9% on liquidity, 6% on profitability and 17% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€83,809
NBB · annual accounts
lowers risk · Size: total assets €63,770
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€83,809
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
26 days late
2023
23 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 27 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€83,809 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€17,104 View
  • Caution: Less equity than 94% of companies in retail tradesector median €41,218 · 22,816 companies -€83,809 View

Recent changes

  1. · Gazette deed Resignation: REGAGNON Carine (director)
  2. · Gazette deed Registered office moved to AttreNew seat: Rue de la Cailloutière, 11 à 7941 Attre · Appointment: REGAGNON Carine (director)
  3. · Gazette deed Registered office moved from Ath to AttreNew seat: Rue de la Cailloutière, 11 à 7941 Attre · Previous seat: Rue des Prés du Roy, 13 bte 4-7800 ATH · Resignation: REGAGNON Carine (director)
All 9 events

Comparable companies

These companies have the same main activity as KZOAA: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €50,800 and €66,700, founded between 2021 and 2022.

CompanyTotal assetsGross margin
KZOAA Brugelette€63,770-€4,052
Urbn Livng Kampenhout€55,870-€29,452
Anne Dory Bastogne€50,811-€5,498
Just Waldo BV Gent€66,678-€5,018
INYOURSTYLE Liège€51,015-€9,322
DSP Group Antwerpen€54,490-€9,191
AMOR COMPANY Hamont-Achel€66,116€1,644
Full comparison

Key facts about KZOAA

What is the company number of KZOAA?
The company number of KZOAA is 0782.494.644. The VAT number is the same number with BE in front: BE 0782.494.644.
Where is KZOAA based?
The registered office is at Rue de la Cailloutière(A) 11, 7941 Brugelette.Company details
What does KZOAA do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of KZOAA?
The legal form of KZOAA is Private limited company (BV).
When was KZOAA founded?
KZOAA was founded on 22-02-2022.
Is KZOAA still active?
Yes, KZOAA is an active enterprise in the KBO register.
How many employees does KZOAA have?
KZOAA had an average of 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of KZOAA?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is KZOAA profitable?
In financial year 2025, KZOAA made a loss of €17,104.
Where can I find the annual accounts of KZOAA?
KZOAA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KZOAA due?
KZOAA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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