Kyoor
ActiveKyoor has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €62k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 19909 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency31▼-66
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 1.0 against 1.97 in 2024), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
16.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
40 d late
2024
28 d late
2023
39 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▼ 67.6%
2024 · €255k
2018: €124k
2019: €157k
2020: €21k
2021: €147k
2022: €122k
2023: €159k
2024: €255k
2018 → 2025
Total assets
€368k▼ 19.0%
2024 · €454k
2018: €281k
2019: €361k
2020: €304k
2021: €303k
2022: €243k
2023: €329k
2024: €454k
2018 → 2025
Net result
€62k▼ 68.3%
2024 · €196k
2018: €55k
2019: €33k
2020: €53k
2021: €126k
2022: €102k
2023: €87k
2024: €196k
2018 → 2025
Working capital
€-1k
2024 · €147k
2018: €102k
2019: €111k
2020: €-33k
2021: €87k
2022: €77k
2023: €99k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€122k▼ 16.6%€159k▲ 30.2%€255k▲ 60.1%€83k▼ 67.6%
Operating result€168k-€136k▼ 19.2%€118k▼ 13.4%€259k▲ 120%€85k▼ 67.2%
Net result€126k-€102k▼ 19.4%€87k▼ 14.5%€196k▲ 125%€62k▼ 68.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368k
Fixed assets
€110k▼ 30.1%
Current assets
€258k▼ 13.1%
Equity and liabilities €368k
Equity
€83k▼ 67.6%
Debt
€285k▲ 43.2%
The debt ratio rises from 43.9% to 77.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€140k▼
2024 · €312k
Cash flow
€117k▼
2024 · €248k
Solvency
22.4%▼
2024 · 56.1%
Current ratio
1.00▼
2024 · 1.97
Quick ratio
1.00▼
2024 · 1.97
Debt / equity
3.46▲
2024 · 0.78
ROE
75.2%▼
2024 · 76.8%
ROA
16.9%▼
2024 · 43.1%
Interest coverage
128.50▼
2024 · 195.23
Debt
€285k▲
2024 · €199k
Debt ≤ 1 year
€259k▲
2024 · €150k
Debt > 1 year
€26k▼
2024 · €49k
Income taxes
€23k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€454k€368k▼
Fixed assets21/28€157k€110k▼
Intangible fixed assets21€30k€15k▼
Tangible fixed assets22/27€127k€95k▼
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€49k€40k▼
Leasing and similar rights25€70k€47k▼
Other tangible fixed assets26€513€342▼
Current assets29/58€297k€258k▼
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€3k€2k▼
Other amounts receivable41€11k€19k▲
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€218k€191k▼
Deferred charges and accrued income490/1€55k€36k▼
Equity and liabilities
Total equity and liabilities10/49€454k€368k▼
Equity10/15€255k€83k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€234k€62k▼
Amounts payable17/49€199k€285k▲
Amounts payable after more than one year17€49k€26k▼
Financial debts170/4€49k€26k▼
Amounts payable within one year42/48€150k€259k▲
Current portion of amounts payable after more than one year42€45k€23k▼
Trade debts44-€263
Suppliers440/4-€263
Taxes, remuneration and social security45€39k€53▼
Taxes450/3€39k€53▼
Other amounts payable47/48€66k€236k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€55k▲
Other operating charges640/8€1k€968▼
Gross operating margin9900€313k€141k▼
Operating profit (loss)9901€259k€85k▼
Financial income75/76B€456€1k▲
Recurring financial income75€456€1k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€258k€85k▼
Income taxes67/77€63k€23k▼
Profit (loss) for the period9904€196k€62k▼
Profit (loss) for the period to be appropriated9905€196k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€334k€296k▼
Profit (loss) brought forward from the previous period14P€139k€234k▲
Profit to be distributed694/7€100k€234k▲
Return on contributions (dividend)694€100k€234k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €196k ▲125%
Operating result €259k, net result €196k, both a record.
31-12
Financial
Equity above €200kEq €255k ▲60.1%
7 profitable years in a row build equity to €255k.
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
2023
31-12
Financial
Equity above €150kEq €159k ▲30.2%
6 profitable years in a row build equity to €159k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.03
Current ratio from 0.80 to 2.03; short-term debt falls from €169k to €84k.
31-12
Financial
Equity above €100kEq €147k ▲613%
4 profitable years in a row build equity to €147k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €33k ▼40.5%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €157k ▲26.4%
2 profitable years in a row build equity to €157k.
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
VAN BIESBROECK Birgit
CurrentDirector · since 22-11-2023
22-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantendreef 4A3140 KeerbergenGround area
6,384 m²
Building footprint
664 m²
Volume, LiDAR
3,858 m³
2 parcels, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dokter Johan Gillebeert, Urgentiearts
since 20172.263.466.789
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0365/00L002 | Flanders | 3,300 m² | 1 · 222 m² | 5.9 m |
| 12001B0182/00P000 | Flanders | 3,083 m² | 1 · 442 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DRVL
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Dr. Ingrid Monsieur
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Elza
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Of 16,602 companies in sector 86220 we hold annual accounts for 7,960. 6,658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2017
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:johan.gillebeert@gmail.com