KyNy Future+
ActiveKyNy Future+ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €165k and a net result of €56k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 25% of 9863 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
12 d late
2021
40 d early
2020
24 d early
2019
10 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€165k▼ 4.2%
2023 · €172k
2018: €161k
2019: €224k
2020: €209k
2021: €225k
2022: €257k
2023: €172k
2018 → 2024
Net result
€56k
2023 · €-21k
2018: €63k
2019: €64k
2020: €-15k
2021: €50k
2022: €40k
2023: €-21k
2018 → 2024
Total assets
€668k▼ 5.5%
2023 · €707k
2018: €577k
2019: €574k
2020: €564k
2021: €588k
2022: €755k
2023: €707k
2018 → 2024
Solvency
24.7%▲ 0.3pp
2023 · 24.4%
2018: 27.8%
2019: 39.0%
2020: 37.1%
2021: 38.2%
2022: 34.0%
2023: 24.4%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€209k-€225k▲ 7.3%€257k▲ 14.3%€172k▼ 32.9%€165k▼ 4.2%
Operating result€-9k-€73k€57k▼ 22.6%€-8k€92k
Net result€-15k-€50k€40k▼ 20.3%€-21k€56k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €92k after a loss of €8k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €668k
Fixed assets
€447k▼ 8.8%
Current assets
€221k▲ 1.8%
Equity and liabilities €668k
Equity
€165k▼ 4.2%
Debt
€503k▼ 5.9%
The debt ratio falls from 75.6% to 75.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
24.7%▲
2023 · 24.4%
ROE
34.1%▲
2023 · -12.4%
ROA
8.4%▲
2023 · -3.0%
Debt
€503k▼
2023 · €534k
Debt ≤ 1 year
€265k▲
2023 · €245k
Debt > 1 year
€236k▼
2023 · €289k
Income taxes
€23k▲
2023 · €216
Staff costs
€7k▼
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€707k€668k▼
Fixed assets21/28€490k€447k▼
Tangible fixed assets22/27€490k€447k▼
Land and buildings22€304k€285k▼
Plant, machinery and equipment23€10k€12k▲
Furniture and vehicles24€57k€44k▼
Leasing and similar rights25€116k€103k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€45€45=
Current assets29/58€217k€221k▲
Stocks and contracts in progress3€99k€72k▼
Stocks30/36€99k€72k▼
Amounts receivable within one year40/41€20k€56k▲
Trade receivables40€9k€56k▲
Other amounts receivable41€11k€4▼
Cash at bank and in hand54/58€91k€85k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€707k€668k▼
Equity10/15€172k€165k▼
Contributions10/11€13k€13k=
Reserves13€160k€152k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€160k€152k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€534k€503k▼
Amounts payable after more than one year17€289k€236k▼
Financial debts170/4€289k€236k▼
Amounts payable within one year42/48€245k€265k▲
Current portion of amounts payable after more than one year42€54k€52k▼
Financial debts43€43k€20k▼
Credit institutions430/8€43k€20k▼
Trade debts44€38k€61k▲
Suppliers440/4€38k€61k▲
Advances received on contracts in progress46€19k€0▼
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€4k€18k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€82k€110k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20232024
Non-recurring operating income76A€9k€0▼
Remuneration, social security and pensions62€53k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€55k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€100k€157k▲
Operating profit (loss)9901€-8k€92k▲
Financial income75/76B€109€24▼
Recurring financial income75€109€24▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€-21k€79k▲
Income taxes67/77€216€23k▲
Profit (loss) for the period9904€-21k€56k▲
Profit (loss) for the period to be appropriated9905€-21k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€56k▲
Profit (loss) brought forward from the previous period14P€20k€0▼
Transfer from equity791/2€64k€64k▼
Transfer to equity691/2€0€56k▲
To other reserves6921€0€56k▲
Profit to be distributed694/7€63k€64k▲
Return on contributions (dividend)694€63k€64k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼153%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Highest result since 2018net €64k ▲0.3%
Operating result €95k, net result €64k, both a record.
31-12
Financial
Equity above €200kEq €224k ▲39.5%
2 profitable years in a row build equity to €224k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wanmolenstraat 179800 DeinzeGround area
2.4 ha
Building footprint
3,503 m²
Volume, LiDAR
1,604 m³
2 parcels, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dak Design
since 20132.217.022.991
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0474/00A000 | Flanders | 2.2 ha | 1 · 3,320 m² | 4.8 m |
| 44054B0943/00F000 | Flanders | 1,301 m² | 1 · 182 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 489 EUR awarded · 489 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 489 EUR | 489 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesKyNy Future+ BV36419
Dual-learning approval
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.