KYNDT
ActiveKYNDT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €642k and a net result of €52k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+5
Solvency97=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.4 in 2024; short-term debt: 27.6% and cash: 51.1% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
108 d early
2023
127 d early
2022
8 d late
2021
31 d late
2020
27 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€1.17M
EBIT margin
5.2%
Net result
€52k▲ 231%
2024 · €16k
2018: €77k
2019: €35k
2020: €-42k
2021: €61k
2022: €231k
2023: €95k
2024: €16k
2018 → 2025
Working capital
€359k▲ 13.0%
2024 · €318k
2018: €354k
2019: €343k
2020: €343k
2021: €350k
2022: €463k
2023: €337k
2024: €318k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€498k-€729k▲ 46.4%€624k▼ 14.4%€590k▼ 5.5%€642k▲ 8.9%
Operating result€76k-€315k▲ 315%€136k▼ 56.9%€26k▼ 80.6%€85k▲ 221%
Net result€61k-€231k▲ 282%€95k▼ 59.0%€16k▼ 83.3%€52k▲ 231%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €886k
Fixed assets
€283k▲ 4.0%
Current assets
€603k▲ 10.7%
Equity and liabilities €886k
Equity
€642k▲ 8.9%
Debt
€244k▲ 7.4%
The debt ratio falls from 27.8% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125k▲
2024 · €62k
Cash flow
€92k▲
2024 · €51k
Solvency
72.4%▲
2024 · 72.2%
Current ratio
2.47▲
2024 · 2.40
Quick ratio
2.38▲
2024 · 2.21
Debt / equity
0.38▼
2024 · 0.39
ROE
8.1%▲
2024 · 2.7%
ROA
5.9%▲
2024 · 1.9%
Interest coverage
14.01▲
2024 · 7.53
Debt
€244k▲
2024 · €227k
Debt ≤ 1 year
€244k▲
2024 · €227k
Income taxes
€24k▲
2024 · €9k
Staff costs
€313k▼
2024 · €357k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€817k€886k▲
Fixed assets21/28€272k€283k▲
Tangible fixed assets22/27€193k€203k▲
Land and buildings22€105k€126k▲
Plant, machinery and equipment23€40k€38k▼
Furniture and vehicles24€47k€40k▼
Financial fixed assets28€79k€80k▲
Current assets29/58€545k€603k▲
Stocks and contracts in progress3€42k€22k▼
Stocks30/36€42k€22k▼
Amounts receivable within one year40/41€102k€113k▲
Trade receivables40€36k€72k▲
Other amounts receivable41€66k€41k▼
Cash at bank and in hand54/58€380k€452k▲
Deferred charges and accrued income490/1€21k€15k▼
Equity and liabilities
Total equity and liabilities10/49€817k€886k▲
Equity10/15€590k€642k▲
Contributions10/11€12k€12k=
Reserves13€577k€630k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€569k€621k▲
Amounts payable17/49€227k€244k▲
Amounts payable within one year42/48€227k€244k▲
Current portion of amounts payable after more than one year42€4k-
Trade debts44€70k€87k▲
Suppliers440/4€70k€87k▲
Taxes, remuneration and social security45€102k€108k▲
Taxes450/3€61k€68k▲
Remuneration and social security454/9€41k€40k▼
Other amounts payable47/48€52k€49k▼
Income statement
Code20242025
Remuneration, social security and pensions62€357k€313k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€40k▲
Other operating charges640/8€18k€21k▲
Non-recurring operating charges66A€1k€316▼
Gross operating margin9900€437k€459k▲
Operating profit (loss)9901€26k€85k▲
Financial income75/76B€7k€930▼
Recurring financial income75€6k€930▼
Non-recurring financial income76B€1k-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€25k€77k▲
Income taxes67/77€9k€24k▲
Profit (loss) for the period9904€16k€52k▲
Profit (loss) for the period to be appropriated9905€16k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€52k▲
Transfer from equity791/2€50k-
Transfer to equity691/2€16k€52k▲
To other reserves6921€16k€52k▲
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
Social balance
Average headcount (FTE)90879.17.1▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Highest result since 2018net €231k ▲282%
Operating result €315k, net result €231k, both a record.
31-12
Financial
Equity above €500kEq €729k ▲46.4%
2 profitable years in a row build equity to €729k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-42k ▼222%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 34 days late
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 34 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jakob van Ooststraat 4-68000 BruggeGround area
405 m²
Building footprint
674 m²
Parcel 31805E1303/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
De Coulissen
since 20092.182.416.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E1303/00M000 | Flanders | 405 m² | 1 · 674 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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MOUTERIJ WAARSCHOOT
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 1,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2009
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.