Skip to content

KYBER

Active
Private limited companyfounded 201313 yrs activeSleutelbaan 51, 3130 Begijnendijk, BelgiumKBO/BCE: BE 0533.703.995
Summary

KYBER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €56k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 6.47 against 7.8 in 2024; short-term debt: 11.7% and cash: 48.4% of total assets), and 23% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77%
Return on assets
24.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
158 d early
2024
41 d early
2024
73 d early
2023
16 d early
2022
15 d early
2021
20 d early
2020
19 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 April 2013, KYBER was incorporated.1 Total assets went from EUR 59,911 in 2019 to EUR 226,734 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Financials · fiscal year 2025, micro schema

Equity
€175k▼ 9.8%
2024 · €194k
Total assets
€227k▼ 11.1%
2024 · €255k
Net result
€56k▲ 129%
2024 · €24k
Working capital
€145k▼ 16.3%
2024 · €174k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420242025
Operating result€44k▲ 4.8%€57k▲ 30.3%€65k▲ 12.8%€32k-€74k▲ 131%
Net result€32k▲ 6.5%€42k▲ 32.3%€46k▲ 8.9%€24k-€56k▲ 129%
Equity€111k▲ 40.3%€153k▲ 38.0%€177k▲ 15.8%€194k-€175k▼ 9.8%
Total assets€130k▲ 33.1%€170k▲ 30.7%€248k▲ 46.0%€255k-€227k▼ 11.1%
Debt€19k▲ 2.5%€17k▼ 11.5%€71k▲ 318%€61k-€52k▼ 15.0%
Working capital€105k▲ 30.1%€151k▲ 43.8%€155k▲ 2.8%€174k-€145k▼ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2022: €44k€44kNet result 2022: €32k€32kOperating result 2023: €57k€57kNet result 2023: €42k€42kOperating result 2024: €65k€65kNet result 2024: €46k€46kOperating result 2024: €32k€32kNet result 2024: €24k€24kOperating result 2025: €74k€74kNet result 2025: €56k€56k20222023202420242025€0€20k€40k€60k€80kOperating result 2024: €65k€65kNet result 2024: €46k€46kOperating result 2024: €32k€32kNet result 2024: €24k€24kOperating result 2025: €74k€74kNet result 2025: €56k€56k202420242025
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets €55k ▼ 1.7%
Current assets €172k ▼ 13.7%
Equity and liabilities €227k
Equity €175k ▼ 9.8%
Debt €52k ▼ 15.0%
Debt's share of the balance-sheet total falls from 24.1% to 23.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€91k▲
2024 · €40k
Cash flow
€73k▲
2024 · €32k
Current ratio
6.47▼
2024 · 7.80
Debt to equity
0.30▼
2024 · 0.32
ROE
32.0%▲
2024 · 12.6%
ROA
24.7%▲
2024 · 9.6%
Interest coverage
51.05▲
2024 · 39.43
Debt ≤ 1 year
€27k▲
2024 · €26k
Debt > 1 year
€26k▼
2024 · €36k
Income taxes
€21k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€255k€227k▼
Fixed assets21/28€56k€55k▼
Tangible fixed assets22/27€55k€54k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€53k€53k▲
Financial fixed assets28€300€300=
Current assets29/58€199k€172k▼
Amounts receivable after more than one year29€58k-
Other amounts receivable291€58k-
Amounts receivable within one year40/41€26k€34k▲
Trade receivables40€16k€34k▲
Other amounts receivable41€10k-
Current investments50/53€28k€28k=
Cash at bank and in hand54/58€88k€110k▲
Equity and liabilities
Total equity and liabilities10/49€255k€227k▼
Equity10/15€194k€175k▼
Contributions10/11€6k€6k=
Reserves13€187k€168k▼
Distributable reserves133€187k€168k▼
Amounts payable17/49€61k€52k▼
Amounts payable after more than one year17€36k€26k▼
Financial debts170/4€36k€26k▼
Amounts payable within one year42/48€26k€27k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€888-
Suppliers440/4€888-
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€14k€14k▼
Other amounts payable47/48€424€2k▲
Income statement Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€17k▲
Other operating charges640/8€840€173▼
Gross operating margin9900€41k€91k▲
Operating profit (loss)9901€32k€74k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€35k€77k▲
Income taxes67/77€11k€21k▲
Profit (loss) for the period9904€24k€56k▲
Profit (loss) for the period to be appropriated9905€24k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€56k▲
Transfer from equity791/2€8k€75k▲
Transfer to equity691/2€24k€56k▲
To other reserves6921€24k€56k▲
Profit to be distributed694/7€8k€75k▲
Return on contributions (dividend)694€8k€75k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420242025Change
Non-recurring operating income76A---€8k--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k€7k€8k€17k▲ 120%
Other operating charges640/8€2k€1k€629€840€173▼ 79.4%
Non-recurring operating charges66A--€520---
Gross operating margin9900€50k€61k€72k€41k€91k▲ 124%
Operating profit (loss)9901€44k€57k€65k€32k€74k▲ 131%
Financial income75/76B€723€1k€257€5k€6k▲ 22.2%
Recurring financial income75€723€1k€257€5k€6k▲ 22.2%
Financial charges65/66B€160€178€740€1k€2k▲ 76.7%
Recurring financial charges65€160€178€740€1k€2k▲ 76.7%
Profit (loss) for the period before taxes9903€45k€58k€64k€35k€77k▲ 118%
Income taxes67/77€13k€16k€18k€11k€21k▲ 95.4%
Profit (loss) for the period9904€32k€42k€46k€24k€56k▲ 129%
Profit (loss) for the period to be appropriated9905€32k€42k€46k€24k€56k▲ 129%
Line20222023202420242025Change
Assets
Total assets20/58€130k€170k€248k€255k€227k▼ 11.1%
Fixed assets21/28€7k€6k€63k€56k€55k▼ 1.7%
Tangible fixed assets22/27€7k€6k€63k€55k€54k▼ 1.7%
Plant, machinery and equipment23-€4k€3k€2k€1k▼ 47.2%
Furniture and vehicles24€7k€2k€60k€53k€53k▲ 0.3%
Financial fixed assets28€20€20-€300€300=
Current assets29/58€123k€164k€185k€199k€172k▼ 13.7%
Amounts receivable after more than one year29€16k€66k€66k€58k--
Other amounts receivable291€16k€66k€66k€58k--
Amounts receivable within one year40/41€31k€37k€47k€26k€34k▲ 30.9%
Trade receivables40€31k€35k€33k€16k€34k▲ 111%
Other amounts receivable41€226€2k€14k€10k--
Current investments50/53€28k€32k€28k€28k€28k=
Cash at bank and in hand54/58€48k€29k€44k€88k€110k▲ 25.1%
Equity and liabilities
Total equity and liabilities10/49€130k€170k€248k€255k€227k▼ 11.1%
Equity10/15€111k€153k€177k€194k€175k▼ 9.8%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€105k€147k€171k€187k€168k▼ 10.2%
Non-distributable reserves130/1€2k€0----
Reserves not available under the articles1311€2k€0----
Distributable reserves133€103k€147k€171k€187k€168k▼ 10.2%
Amounts payable17/49€19k€17k€71k€61k€52k▼ 15.0%
Amounts payable after more than one year17--€41k€36k€26k▼ 28.6%
Financial debts170/4--€41k€36k€26k▼ 28.6%
Amounts payable within one year42/48€19k€13k€30k€26k€27k▲ 3.9%
Current portion of amounts payable after more than one year42--€10k€10k€10k▲ 4.1%
Trade debts44€4k€717€36€888--
Suppliers440/4€4k€717€36€888--
Taxes, remuneration and social security45€10k€12k€9k€14k€14k▼ 2.9%
Taxes450/3€10k€12k€9k€14k€14k▼ 2.9%
Other amounts payable47/48€5k€447€12k€424€2k▲ 449%
Accrued charges and deferred income492/3€541€4k----
Line20222023202420242025Change
Profit (loss) for the period9904€32k€42k€46k€24k€56k▲ 129%
+ Depreciation and write-downs630€4k€3k€7k€8k€17k▲ 120%
Operating cash flow (approximation)€36k€45k€53k€32k€73k▲ 127%
Investment in fixed assets (approximation)-€-2k€-64k-€-16k-
Change in cash-€-19k€15k-€22k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €56k ▲129%
Operating result €74k, net result €56k, both a record.
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
15-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €150kEq €153k ▲38%
5 profitable years in a row build equity to €153k.
16-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Equity above €100kEq €111k ▲40.3%
4 profitable years in a row build equity to €111k.
11-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Liquidity doublescurrent ratio 6.71
Current ratio from 2.69 to 6.71; short-term debt falls from €24k to €14k.
12-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
16-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
470 m²
Building footprint
109 m²
Volume, LiDAR
671 m³
Parcel 24007B0225/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KYBER
Sleutelbaan 51, 3130 BegijnendijkPrinting and reproduction of recorded media
since 20132.219.087.113
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24007B0225/00H000 Flanders 470 m² 1 · 109 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
74201Photography, excluding press photography
Contact
Website kyber.be/
E-mail ben@kyber.be

Scores and ratios are computed by Checked and are not a credit decision.