KYAMO
ActiveSummary
KYAMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €19k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+76
Solvency83▲+32
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.94 against 1.33 in 2023; short-term debt: 42.4% and cash: 48.8% of total assets), and 42.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.6%
Return on assets
17%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
75 d late
2022
59 d late
2021
61 d late
2020
61 d late
2019
152 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€63k▲ 41.9%
2023 · €44k
2018: €61k
2019: €31k▼ -49.6% vs 2018lowest in 7 years
2020: €51k▲ +64.8% vs 2019
2021: €75k▲ +47.4% vs 2020
2022: €87k▲ +16.0% vs 2021highest in 7 years
2023: €44k▼ -48.8% vs 2022
2024: €63k▲ +41.9% vs 2023
2018 → 2024
Total assets
€110k▼ 36.5%
2023 · €173k
2018: €94k
2019: €87k▼ -7.4% vs 2018lowest in 7 years
2020: €102k▲ +17.2% vs 2019
2021: €104k▲ +2.2% vs 2020
2022: €135k▲ +29.6% vs 2021
2023: €173k▲ +27.7% vs 2022highest in 7 years
2024: €110k▼ -36.5% vs 2023
2018 → 2024
Net result
€19k
2023 · €-7k
2018: €49khighest in 7 years
2019: €-28k▼ -158% vs 2018lowest in 7 years
2020: €20k▲ +171% vs 2019
2021: €24k▲ +20.5% vs 2020
2022: €6k▼ -76.0% vs 2021
2023: €-7k▼ -223% vs 2022
2024: €19k▲ +363% vs 2023
2018 → 2024
Working capital
€44k▲ 2.8%
2023 · €43k
2018: €34k
2019: €2k▼ -92.6% vs 2018lowest in 7 years
2020: €38k▲ +1428% vs 2019
2021: €66k▲ +74.2% vs 2020
2022: €85k▲ +28.7% vs 2021highest in 7 years
2023: €43k▼ -49.8% vs 2022
2024: €44k▲ +2.8% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€75k▲ 47.4%€87k▲ 16.0%€44k▼ 48.8%€63k▲ 41.9%
2020: €51k
2021: €75k▲ +47.4% vs 2020
2022: €87k▲ +16.0% vs 2021highest in 5 years
2023: €44k▼ -48.8% vs 2022lowest in 5 years
2024: €63k▲ +41.9% vs 2023
Operating result€21k-€33k▲ 55.9%€11k▼ 67.7%€-6k€31k
2020: €21k
2021: €33k▲ +55.9% vs 2020highest in 5 years
2022: €11k▼ -67.7% vs 2021
2023: €-6k▼ -158% vs 2022lowest in 5 years
2024: €31k▲ +599% vs 2023
Net result€20k-€24k▲ 20.5%€6k▼ 76.0%€-7k€19k
2020: €20k
2021: €24k▲ +20.5% vs 2020highest in 5 years
2022: €6k▼ -76.0% vs 2021
2023: €-7k▼ -223% vs 2022lowest in 5 years
2024: €19k▲ +363% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €31k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€19k ▲ 907%
Current assets
€90k ▼ 47.2%
Equity and liabilities €110k
Equity
€63k ▲ 41.9%
Debt
€46k ▼ 63.8%
Debt's share of the balance-sheet total falls from 74.2% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2023 · €-4k
Cash flow
€24k▲
2023 · €-5k
Current ratio
1.94▲
2023 · 1.33
Debt to equity
0.74▼
2023 · 2.88
ROE
29.5%▲
2023 · -15.9%
ROA
17.0%▲
2023 · -4.1%
Interest coverage
138.83▲
2023 · -12.29
Debt ≤ 1 year
€46k▼
2023 · €128k
Income taxes
€4k▲
2023 · €293
Staff costs
€325
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€173k€110k▼
Fixed assets21/28€2k€19k▲
Tangible fixed assets22/27€2k€19k▲
Furniture and vehicles24€2k€19k▲
Current assets29/58€171k€90k▼
Amounts receivable within one year40/41€144k€36k▼
Trade receivables40€136k€22k▼
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€26k€53k▲
Deferred charges and accrued income490/1€473€771▲
Equity and liabilities
Total equity and liabilities10/49€173k€110k▼
Equity10/15€44k€63k▲
Contributions10/11€19k€19k=
Reserves13€26k€45k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€24k€43k▲
Amounts payable17/49€128k€46k▼
Amounts payable within one year42/48€128k€46k▼
Trade debts44€101k€25k▼
Suppliers440/4€101k€25k▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€16k€11k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€325
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-3k€38k▲
Operating profit (loss)9901€-6k€31k▲
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€614€8k▲
Recurring financial charges65€330€260▼
Non-recurring financial charges66B€284€8k▲
Profit (loss) for the period before taxes9903€-7k€23k▲
Income taxes67/77€293€4k▲
Profit (loss) for the period9904€-7k€19k▲
Profit (loss) for the period to be appropriated9905€-7k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€19k▲
Transfer from equity791/2€42k-
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7€35k-
Return on contributions (dividend)694€35k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €411 | - | €325 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €9k | €8k | €2k | €5k | ▲ 151% |
| Other operating charges640/8 | - | €1k | €874 | €1k | €1k | ▲ 1.9% |
| Gross operating margin9900 | €33k | €43k | €20k | €-3k | €38k | ▲ 1,446% |
| Operating profit (loss)9901 | €21k | €33k | €11k | €-6k | €31k | ▲ 599% |
| Financial income75/76B | - | €42 | €30 | €0 | €20 | ▲ 5,809% |
| Recurring financial income75 | €13 | €42 | €30 | €0 | €20 | ▲ 5,809% |
| Financial charges65/66B | - | €920 | €1k | €614 | €8k | ▲ 1,186% |
| Recurring financial charges65 | €222 | €539 | €622 | €330 | €260 | ▼ 21.3% |
| Non-recurring financial charges66B | - | €381 | €631 | €284 | €8k | ▲ 2,590% |
| Profit (loss) for the period before taxes9903 | €20k | €32k | €9k | €-7k | €23k | ▲ 438% |
| Income taxes67/77 | €252 | €8k | €4k | €293 | €4k | ▲ 1,363% |
| Profit (loss) for the period9904 | €20k | €24k | €6k | €-7k | €19k | ▲ 363% |
| Profit (loss) for the period to be appropriated9905 | €20k | €24k | €6k | €-7k | €19k | ▲ 363% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €104k | €135k | €173k | €110k | ▼ 36.5% |
| Fixed assets21/28 | €18k | €9k | €2k | €2k | €19k | ▲ 907% |
| Tangible fixed assets22/27 | €18k | €9k | €2k | €2k | €19k | ▲ 907% |
| Plant, machinery and equipment23 | - | €147 | - | - | - | - |
| Furniture and vehicles24 | - | €9k | €2k | €2k | €19k | ▲ 907% |
| Current assets29/58 | €84k | €95k | €133k | €171k | €90k | ▼ 47.2% |
| Stocks and contracts in progress3 | €17k | €4k | €17k | - | - | - |
| Stocks30/36 | - | €4k | €17k | - | - | - |
| Amounts receivable within one year40/41 | €60k | €71k | €91k | €144k | €36k | ▼ 75.0% |
| Trade receivables40 | - | €71k | €84k | €136k | €22k | ▼ 83.8% |
| Other amounts receivable41 | - | €47 | €7k | €8k | €14k | ▲ 82.0% |
| Cash at bank and in hand54/58 | €7k | €19k | €24k | €26k | €53k | ▲ 102% |
| Deferred charges and accrued income490/1 | - | €177 | - | €473 | €771 | ▲ 63.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €104k | €135k | €173k | €110k | ▼ 36.5% |
| Equity10/15 | €51k | €75k | €87k | €44k | €63k | ▲ 41.9% |
| Contributions10/11 | - | €12k | €19k | €19k | €19k | = |
| Reserves13 | €38k | €62k | €68k | €26k | €45k | ▲ 72.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €61k | €66k | €24k | €43k | ▲ 77.6% |
| Profit (loss) carried forward14 | €22k | - | - | - | - | - |
| Amounts payable17/49 | €51k | €29k | €48k | €128k | €46k | ▼ 63.8% |
| Amounts payable within one year42/48 | €46k | €29k | €48k | €128k | €46k | ▼ 63.8% |
| Trade debts44 | €36k | €11k | €23k | €101k | €25k | ▼ 75.4% |
| Suppliers440/4 | - | €11k | €23k | €101k | €25k | ▼ 75.4% |
| Advances received on contracts in progress46 | - | - | €10k | - | - | - |
| Taxes, remuneration and social security45 | - | €11k | €15k | €11k | €11k | ▲ 1.1% |
| Taxes450/3 | - | €11k | €15k | €9k | €9k | ▲ 1.2% |
| Remuneration and social security454/9 | - | - | - | €2k | €2k | ▲ 0.9% |
| Other amounts payable47/48 | - | €7k | - | €16k | €11k | ▼ 34.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €24k | €6k | €-7k | €19k | ▲ 363% |
| + Depreciation and write-downs630 | €10k | €9k | €8k | €2k | €5k | ▲ 151% |
| Operating cash flow (approximation) | €30k | €33k | €14k | €-5k | €24k | ▲ 582% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-2k | €-23k | ▼ 1,095% |
| Change in cash | - | €12k | €5k | €2k | €27k | ▲ 1,163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 152 days late
2019
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2018
Ground area
1,600 m²
Building footprint
217 m²
Volume, LiDAR
1,821 m³
Parcel 53045C0039/00C015, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KYAMO
since 20182.292.804.539
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53045C0039/00C015 | Wallonia | 1,600 m² | 1 · 217 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,121 companies in sector 46500 we hold annual accounts for 1,403. 950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
46140Agents in the wholesale of industrial machinery, ships and aircraft
46492Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.