KY TERRASSEMENT

Active

Private limited companyfounded 20233 yrs activeDuchéhof (Maurits) 46, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0804.098.029

Summary

The computed 12-month bankruptcy probability of KY TERRASSEMENT is 2.4% (moderate). The 2025 annual accounts show equity of €77,366 and a net result of €39,476. Its solvency ranks better than 24% of 28806 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

KY TERRASSEMENTActiveChecked score 58/100

Risk analysis Report Compare

What they do

Site preparation

NACE 43120

1 site

How big

€346,821total assets 2025

Equity: €77,366
Profit: €39,476

Turnover not published (abridged schema)

Financially healthy?

58 Fair Checked score 2025

Bankruptcy chance 12 m: 2.4%

Who decides

Accounts filed 17 d late0 of 1 deed read

Why 58- Limited track record- Higher-failure-rate sector- Weak solvency vs sector+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

58 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability83▲+1

Solvency47▲+11

Growth78

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4,000 at 30 days acceptable

Liquidity short (current ratio 0.86 against 0.35 in 2024; short-term debt: 15.6% and cash: 4.2% of total assets), and 77.7% of the assets are financed with debt.

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

22.3%

Return on assets

11.4%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 28806 sector peers (2025).

NBB · sector comparison

Position among 28806 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

17 d late

2024

11 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-08-26 Annual accounts filedfiscal year 2025 · micro…
11-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 19% on net resultsector median €9,926 · 28,797 companies €39,476 View
Total assets 20252 fiscal years filed €346,821 View
Active since 2023founded 18-07-2023 3 years View