KY consulting
ActiveSummary
The computed 12-month bankruptcy probability of KY consulting is 1.6% (moderate). The 2025 annual accounts show equity of €2,933 and a net result of -€2,649. Equity is shrinking by ~83.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 18% of 794 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+26
Solvency31▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
-5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€2,649
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 794 sector peers (2025).
NBB · sector comparisonPosition among 794 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€2,933▼ 47.5%
2024 · €5,582
Total assets
€52,645▼ 11.4%
2024 · €59,441
Net result
-€2,649▲ 60.5%
2024 · -€6,714
Working capital
-€5,175▲ 13.3%
2024 · -€5,968
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€13,221--€4,905-€230▲ 95.3%
Net result€10,296within the sector's middle half--€6,714below the sector's middle half-€2,649below the sector's middle half▲ 60.5%
Equity€12,296below the sector's middle half-€5,582below the sector's middle half▼ 54.6%€2,933below the sector's middle half▼ 47.5%
Total assets€28,238below the sector's middle half-€59,441within the sector's middle half▲ 110%€52,645below the sector's middle half▼ 11.4%
Debt€15,942-€53,859▲ 238%€49,712▼ 7.7%
Working capital€12,296within the sector's middle half--€5,968below the sector's middle half-€5,175below the sector's middle half▲ 13.3%
Solvency43.5%within the sector's middle half-9.4%below the sector's middle half▼ 34.2pp5.6%below the sector's middle half▼ 3.8pp
Current ratio1.77within the sector's middle half-0.72below the sector's middle half▼ 1.050.80below the sector's middle half▲ 0.08
Return on assets (ROA)36.5%above the sector's middle half--11.3%below the sector's middle half▼ 47.8pp-5.0%below the sector's middle half▲ 6.3pp
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €230 in 2025 against €4,905 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52,645
Fixed assets
€31,681 ▼ 28.0%
Current assets
€20,963 ▲ 35.9%
Equity and liabilities €52,645
Equity
€2,933 ▼ 47.5%
Debt
€49,712 ▼ 7.7%
Debt's share of the balance-sheet total rises from 90.6% to 94.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9,881▲
2024 · €3,170
Cash flow
€7,462▲
2024 · €1,360
Debt to equity
16.95▲
2024 · 9.65
ROE
-90.3%▲
2024 · -120.3%
Interest coverage
4.08▲
2024 · 1.85
Debt ≤ 1 year
€26,138▲
2024 · €21,392
Debt > 1 year
€23,574▼
2024 · €32,467
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
5.5%
went bankrupt
1.6%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €8,075 | €10,111 | ▲ 25.2% |
| Other operating charges640/8 | - | €248 | - | - |
| Gross operating margin9900 | €13,221 | €3,418 | €9,881 | ▲ 189% |
| Operating profit (loss)9901 | €13,221 | -€4,905 | -€230 | ▲ 95.3% |
| Financial charges65/66B | €5 | €1,714 | €2,419 | ▲ 41.1% |
| Recurring financial charges65 | €5 | €1,714 | €2,419 | ▲ 41.1% |
| Profit (loss) for the period before taxes9903 | €13,216 | -€6,619 | -€2,649 | ▲ 60.0% |
| Income taxes67/77 | €2,920 | €96 | - | - |
| Profit (loss) for the period9904 | €10,296 | -€6,714 | -€2,649 | ▲ 60.5% |
| Profit (loss) for the period to be appropriated9905 | €10,296 | -€6,714 | -€2,649 | ▲ 60.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €28,238 | €59,441 | €52,645 | ▼ 11.4% |
| Fixed assets21/28 | - | €44,018 | €31,681 | ▼ 28.0% |
| Tangible fixed assets22/27 | - | €41,793 | €31,681 | ▼ 24.2% |
| Furniture and vehicles24 | - | €41,793 | €31,681 | ▼ 24.2% |
| Financial fixed assets28 | - | €2,225 | €0 | ▼ 100% |
| Current assets29/58 | €28,238 | €15,423 | €20,963 | ▲ 35.9% |
| Amounts receivable within one year40/41 | €17,914 | €0 | €20,963 | - |
| Trade receivables40 | €17,573 | €0 | €20,963 | - |
| Other amounts receivable41 | €341 | €0 | €0 | - |
| Cash at bank and in hand54/58 | €10,325 | €15,423 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €28,238 | €59,441 | €52,645 | ▼ 11.4% |
| Equity10/15 | €12,296 | €5,582 | €2,933 | ▼ 47.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €10,296 | €3,582 | €933 | ▼ 74.0% |
| Amounts payable17/49 | €15,942 | €53,859 | €49,712 | ▼ 7.7% |
| Amounts payable after more than one year17 | - | €32,467 | €23,574 | ▼ 27.4% |
| Financial debts170/4 | - | €32,467 | €23,574 | ▼ 27.4% |
| Amounts payable within one year42/48 | €15,942 | €21,392 | €26,138 | ▲ 22.2% |
| Current portion of amounts payable after more than one year42 | - | €8,428 | €8,893 | ▲ 5.5% |
| Financial debts43 | - | - | €864 | - |
| Credit institutions430/8 | - | - | €864 | - |
| Trade debts44 | €1,331 | €2,037 | €5,797 | ▲ 185% |
| Suppliers440/4 | €1,331 | €2,037 | €5,797 | ▲ 185% |
| Taxes, remuneration and social security45 | €2,920 | €10,359 | €4,564 | ▼ 55.9% |
| Taxes450/3 | €2,920 | €10,359 | €4,564 | ▼ 55.9% |
| Remuneration and social security454/9 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €11,692 | €568 | €6,020 | ▲ 960% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,296 | -€6,714 | -€2,649 | ▲ 60.5% |
| + Depreciation and write-downs630 | - | €8,075 | €10,111 | ▲ 25.2% |
| Operating cash flow (approximation) | €10,296 | €1,360 | €7,462 | ▲ 448% |
| Investment in fixed assets (approximation) | - | - | €2,225 | - |
| Change in cash | - | €5,098 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet -€6,714
Net result drops to -€6,714, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2023
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963
companies at this address
See who is registered here
1 establishment unit
KY CONSULTING
since 20232.348.027.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BK FAST
BE 0800.123.009
Evere · Eq €3,037
AA Inspiring
BE 1004.387.983
Zaventem · Eq €3,053
Medi Force
BE 1005.131.618
Antwerpen · Eq €3,090
Express & eco
BE 1009.991.714
Herentals · Eq €3,110
The Angels Group
BE 0783.291.232
Lokeren · Eq €3,147
Of 1,014 companies in sector 78200 we hold annual accounts for 645. 135 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
70200Business and other management consultancy
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0804656174
Also
9925:BE0804656174
Registered
25-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.