Checked.be · Company dossierhttps://checked.be/en/c/kwz-partners-0674635493 · as of 03-10-2026
KWZ & Partners
Active
Coöperatieve vennootschap met beperkte aansprakelijkheid · founded 2017 · 9 yrs activeRue Mont du Berger 11, 6041 Charleroi, BelgiumKBO/BCE: BE 0674.635.493
Summary
The computed 12-month bankruptcy probability of KWZ & Partners is 23.3% (high). For KWZ & Partners, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€62,959) and a net result of -€5,373. Equity is shrinking by ~21.3% per year across the filed fiscal years. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2022 (filed 05-10-2023)- 3 financial years not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late- No establishment unit in the KBO- Two or more financial years not filed+ Size: total assets €91,219Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2019
Financial strength
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Weak
Solvency0=
equity -69.0% of total assets
Liquidity4-37
short-term debt 84.2% · cash 0.0%
Profitability38+38
return on assets -5.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
23.3%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 14.8%lowest value12-2024: 17.0%▲ +15.0% vs 11-202401-2025: 20.7%▲ +22.3% vs 12-202402-2025: 20.7%● 0.0% vs 01-202503-2025: 21.0%▲ +1.2% vs 02-202504-2025: 20.1%▼ -4.4% vs 03-202505-2025: 18.2%▼ -9.3% vs 04-202506-2025: 17.6%▼ -3.2% vs 05-202507-2025: 17.6%● 0.0% vs 06-202508-2025: 18.3%▲ +3.7% vs 07-202509-2025: 18.3%● 0.0% vs 08-202510-2025: 18.3%● 0.0% vs 09-202511-2025: 24.2%▲ +32.4% vs 10-2025highest value12-2025: 24.2%● 0.0% vs 11-2025highest value01-2026: 24.2%● 0.0% vs 12-2025highest value02-2026: 24.2%● 0.0% vs 01-2026highest value03-2026: 24.2%● 0.0% vs 02-2026highest value04-2026: 24.2%● 0.0% vs 03-2026highest value05-2026: 24.2%● 0.0% vs 04-2026highest value06-2026: 24.2%● 0.0% vs 05-2026highest value07-2026: 24.2%● 0.0% vs 06-2026highest value08-2026: 23.3%▼ -3.7% vs 07-202609-2026: 23.3%● 0.0% vs 08-202610-2026: 23.3%● 0.0% vs 09-2026
Figures for FY 2022 (filed 05-10-2023)raises the probability
3 financial years not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 lateraises the probability
No establishment unit in the KBOraises the probability
Size: total assets €91,219lowers the probability for this profile
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-09-2023, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
This company filed its last 4 accounts on average 114 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2022 · micro…
Annual accounts filedfiscal year 2019 · micro…
Annual accounts filedfiscal year 2018 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2024794 d lateView
Risk: Negative equityfiscal year 2022: debts exceed assets-€62,959View
Risk: 3 loss-making years in a rowloss fiscal year 2022-€5,373View