KWINTEN
ActiveKWINTEN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 51% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-24
Solvency76▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.77 in 2023; short-term debt: 48.5% and cash: 12.2% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.1%
Return on assets
-9.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
42 d early
2022
38 d early
2021
28 d early
2020
21 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€52k▼ 15.1%
2023 · €61k
2018: €67k
2019: €62k
2020: €64k
2021: €63k
2022: €65k
2023: €61k
2018 → 2024
Total assets
€102k▼ 4.4%
2023 · €106k
2018: €161k
2019: €156k
2020: €150k
2021: €137k
2022: €126k
2023: €106k
2018 → 2024
Net result
€-9k▼ 157%
2023 · €-4k
2018: €4k
2019: €-5k
2020: €1k
2021: €-627
2022: €2k
2023: €-4k
2018 → 2024
Working capital
€-15k▼ 45.8%
2023 · €-10k
2018: €-29k
2019: €-40k
2020: €-35k
2021: €-36k
2022: €-24k
2023: €-10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€63k▼ 1.0%€65k▲ 3.0%€61k▼ 5.6%€52k▼ 15.1%
Operating result€4k-€2k▼ 51.1%€5k▲ 119%€-1k€-6k▼ 396%
Net result€1k-€-627€2k€-4k€-9k▼ 157%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €1k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€68k▼ 6.2%
Current assets
€34k▼ 0.6%
Equity and liabilities €102k
Equity
€52k▼ 15.1%
Debt
€50k▲ 10.2%
The debt ratio rises from 42.4% to 48.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2023 · €17k
Cash flow
€9k▼
2023 · €14k
Solvency
51.1%▼
2023 · 57.6%
Current ratio
0.69▼
2023 · 0.77
Quick ratio
0.56▼
2023 · 0.67
Debt / equity
0.96▲
2023 · 0.74
ROE
-17.8%▼
2023 · -5.9%
ROA
-9.1%▼
2023 · -3.4%
Interest coverage
4.06▼
2023 · 6.80
Debt
€50k▲
2023 · €45k
Debt ≤ 1 year
€49k▲
2023 · €45k
Income taxes
€318▼
2023 · €447
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€106k€102k▼
Fixed assets21/28€72k€68k▼
Tangible fixed assets22/27€72k€68k▼
Land and buildings22€14k€13k▼
Plant, machinery and equipment23€7k€10k▲
Furniture and vehicles24€6k€12k▲
Other tangible fixed assets26€46k€33k▼
Current assets29/58€34k€34k▼
Stocks and contracts in progress3€4k€7k▲
Stocks30/36€4k€7k▲
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€8k€10k▲
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€106k€102k▼
Equity10/15€61k€52k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€53k€44k▼
Amounts payable17/49€45k€50k▲
Amounts payable within one year42/48€45k€49k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€38k€35k▼
Accrued charges and deferred income492/3€375€415▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€18k€15k▼
Operating profit (loss)9901€-1k€-6k▼
Financial income75/76B€514€46▼
Recurring financial income75€514€46▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-3k€-9k▼
Income taxes67/77€447€318▼
Profit (loss) for the period9904€-4k€-9k▼
Profit (loss) for the period to be appropriated9905€-4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€44k▼
Profit (loss) brought forward from the previous period14P€57k€53k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overwinningsstraat 562830 WillebroekGround area
359 m²
Building footprint
293 m²
Volume, LiDAR
1,898 m³
Parcel 12342C0237/00K003, Flanders · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FOTOSTUDIO KWINTEN
since 20062.155.618.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0237/00K003 | Flanders | 359 m² | 1 · 293 m² | 13.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,877 EUR awarded · 2,877 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,467 EUR | 2,467 EUR |
| 2024 | 1 | 141 EUR | 141 EUR |
| 2023 | 1 | 269 EUR | 269 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 14,144 companies in sector 74201 we hold annual accounts for 2,612. 2,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2005
Fiscal year end31-12
Activities, NACEBEL
74201Photography, excluding press photography
74811
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.