KWANTE
ActiveKWANTE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-1k. Equity is shrinking by ~27.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 17% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency8▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.57 in 2024), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
-3.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 3451 sector peers (2025).
NBB · sector comparisonPosition among 3451 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
45 d early
2023
27 d early
2022
41 d early
2021
27 d early
2020
8 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 35.0%
2024 · €4k
2018: €-6k
2019: €18k
2020: €15k
2021: €10k
2022: €8k
2023: €-711
2024: €4k
2018 → 2025
Total assets
€48k▲ 29.7%
2024 · €37k
2018: €61k
2019: €103k
2020: €50k
2021: €75k
2022: €58k
2023: €47k
2024: €37k
2018 → 2025
Net result
€-1k
2024 · €5k
2018: €7k
2019: €23k
2020: €-3k
2021: €-5k
2022: €-2k
2023: €-8k
2024: €5k
2018 → 2025
Working capital
€-13k▲ 1.4%
2024 · €-13k
2018: €39k
2019: €3k
2020: €6k
2021: €-15k
2022: €-16k
2023: €-24k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€8k▼ 19.9%€-711€4k€3k▼ 35.0%
Operating result€-5k-€-1k▲ 77.7%€-8k▼ 554%€5k€-895
Net result€-5k-€-2k▲ 64.1%€-8k▼ 338%€5k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €895 after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€18k▼ 8.5%
Current assets
€30k▲ 73.6%
Equity and liabilities €48k
Equity
€3k▼ 35.0%
Debt
€45k▲ 38.2%
The debt ratio rises from 88.4% to 94.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€4k▼
2024 · €16k
Cash flow
€3k▼
2024 · €15k
Solvency
5.8%▼
2024 · 11.6%
Current ratio
0.70▲
2024 · 0.57
Quick ratio
0.70▲
2024 · 0.57
Debt / equity
16.27▲
2024 · 7.65
ROE
-53.8%▼
2024 · 116.8%
ROA
-3.1%▼
2024 · 13.5%
Interest coverage
12.57▼
2024 · 41.88
Debt
€45k▲
2024 · €32k
Debt ≤ 1 year
€42k▲
2024 · €30k
Income taxes
€299▲
2024 · €296
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€48k▲
Fixed assets21/28€20k€18k▼
Tangible fixed assets22/27€20k€18k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€2k€10k▲
Leasing and similar rights25€10k€0▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€17k€30k▲
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€14k€21k▲
Other amounts receivable41€770€0▼
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€37k€48k▲
Equity10/15€4k€3k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-10k€-12k▼
Amounts payable17/49€32k€45k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€30k€42k▲
Current portion of amounts payable after more than one year42€22k€19k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€5k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€10k
Gross operating margin9900€18k€14k▼
Operating profit (loss)9901€5k€-895▼
Financial income75/76B€160€0▼
Recurring financial income75€160€0▼
Financial charges65/66B€382€290▼
Recurring financial charges65€382€290▼
Profit (loss) for the period before taxes9903€5k€-1k▼
Income taxes67/77€296€299▲
Profit (loss) for the period9904€5k€-1k▼
Profit (loss) for the period to be appropriated9905€5k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-12k▼
Profit (loss) brought forward from the previous period14P€-15k€-10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €23k ▲254%
Operating result €28k, net result €23k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrenhof 59240 ZeleGround area
1,189 m²
Building footprint
311 m²
Volume, LiDAR
801 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KWANTE
since 20092.186.511.147
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403E0727/00A000 | Flanders | 807 m² | 1 · 200 m² | 0.3 m |
| 42402C0403/00K002 | Flanders | 382 m² | 1 · 111 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOJAROS
BE 0748.576.615
Hannut · Eq €3k
After The Rain
BE 1003.077.988
Antwerpen · Eq €3k
INSIDE 3D
BE 0782.588.080
Mont-Saint-Guibert · Eq €3k
XVISION
BE 0549.924.870
Alken · Eq €3k
FREESPIRIT SIGN COMPANY
BE 0740.445.045
Liège · Eq €2k
Of 685 companies in sector 74112 we hold annual accounts for 311. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2009
Fiscal year end31-12
Activities, NACEBEL
74112Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.