KWALLIE

Active

Private limited companyfounded 20251 yr activeWalpoortstraat 5, 9000 Gent, BelgiumKBO/BCE: BE 1021.194.224

The computed 12-month bankruptcy probability of KWALLIE is 3.5% (moderate). The 2025 annual accounts show equity of €14k and a net result of €11k. Its solvency ranks better than 40% of 13091 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

54 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability88

Solvency44

Growth-

Track record67

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.81; short-term debt: 45.7% and cash: 16.6% of total assets), and 80.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

19.3%

Return on assets

15.1%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

4 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€14k

Total assets

€71k

Net result

€11k

Working capital

€-6k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €71k

62.8%

37.2%

Fixed assets €45k

Current assets €27k

Equity and liabilities €71k

19.3%

80.7%

Equity €14k

Debt €58k

Debt finances 80.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€19k

Cash flow

€16k

Solvency

19.3%

Current ratio

0.81

Quick ratio

0.66

Debt / equity

4.19

ROE

78.2%

ROA

15.1%

Interest coverage

22.34

Debt

€58k

Debt ≤ 1 year

€33k

Debt > 1 year

€23k

Income taxes

€3k

Staff costs

€45k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€71k

Fixed assets21/28€45k

Tangible fixed assets22/27€45k

Plant, machinery and equipment23€36k

Furniture and vehicles24€5k

Other tangible fixed assets26€4k

Financial fixed assets28€250

Current assets29/58€27k

Stocks and contracts in progress3€5k

Stocks30/36€5k

Amounts receivable within one year40/41€3k

Trade receivables40€1k

Other amounts receivable41€2k

Cash at bank and in hand54/58€12k

Deferred charges and accrued income490/1€6k

Equity and liabilities

Total equity and liabilities10/49€71k

Equity10/15€14k

Contributions10/11€3k

Reserves13€11k

Distributable reserves133€11k

Amounts payable17/49€58k

Amounts payable after more than one year17€23k

Financial debts170/4€23k

Amounts payable within one year42/48€33k

Current portion of amounts payable after more than one year42€12k

Trade debts44€13k

Suppliers440/4€13k

Taxes, remuneration and social security45€8k

Taxes450/3€3k

Remuneration and social security454/9€5k

Other amounts payable47/48€375

Accrued charges and deferred income492/3€2k

Income statement Code2025

Remuneration, social security and pensions62€45k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€789

Gross operating margin9900€65k

Operating profit (loss)9901€14k

Financial income75/76B€4

Recurring financial income75€4

Financial charges65/66B€852

Recurring financial charges65€852

Profit (loss) for the period before taxes9903€13k

Income taxes67/77€3k

Profit (loss) for the period9904€11k

Profit (loss) for the period to be appropriated9905€11k

Appropriation of the result

Profit (loss) to be appropriated9906€11k

Transfer to equity691/2€11k

To other reserves6921€11k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

27-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Walpoortstraat 59000 Gent

Ground area

257 m²

Building footprint

237 m²

Volume, LiDAR

3,250 m³

2 parcels, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

KWALLIE

Walpoortstraat 5, 9000 GentFull-service restaurants

since 20252.371.722.848

Sint-Pietersnieuwstraat 218, 9000 Gent

Full-service restaurants

since 20262.387.619.960

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44805E0470/53T000	Flanders	214 m²	1 · 194 m²	17.5 m · 5 fl.
44805E0019/00_000	Flanders	43 m²	1 · 43 m²	13.0 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites

Gent2.371.722.848

1 permission

Toelating · Eetgelegenheid · since 08-05-2025

Gent2.387.619.960

1 permission

Toelating · Eetgelegenheid · since 27-04-2026

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 7,941 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-03-2025

Fiscal year end31-12

Activities, NACEBEL

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

47110Non-specialised retail sale with food, beverages or tobacco predominating

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.