KWALITEITSSLAGER KNAEPS
ActiveKWALITEITSSLAGER KNAEPS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €46k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-11
Solvency80▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.96 in 2024; short-term debt: 31.7% and cash: 45.1% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
13.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
18 d early
2023
6 d early
2022
4 d early
2021
59 d early
2020
2 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 14.3%
2024 · €163k
2019: €87k
2020: €137k
2021: €182k
2022: €195k
2023: €222k
2024: €163k
2019 → 2025
Total assets
€339k▲ 43.5%
2024 · €236k
2019: €123k
2020: €183k
2021: €251k
2022: €242k
2023: €273k
2024: €236k
2019 → 2025
Net result
€46k▼ 14.9%
2024 · €54k
2019: €16k
2020: €51k
2021: €45k
2022: €13k
2023: €34k
2024: €54k
2019 → 2025
Working capital
€102k▼ 26.6%
2024 · €139k
2019: €76k
2020: €126k
2021: €162k
2022: €179k
2023: €209k
2024: €139k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€195k▲ 7.2%€222k▲ 13.5%€163k▼ 26.4%€186k▲ 14.3%
Operating result€59k-€18k▼ 70.0%€46k▲ 161%€75k▲ 63.0%€62k▼ 18.2%
Net result€45k-€13k▼ 70.8%€34k▲ 158%€54k▲ 61.1%€46k▼ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€129k▲ 399%
Current assets
€210k▼ 0.2%
Equity and liabilities €339k
Equity
€186k▲ 14.3%
Debt
€153k▲ 109%
The debt ratio rises from 31.0% to 45.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €85k
Cash flow
€57k▼
2024 · €64k
Solvency
55.0%▼
2024 · 69.0%
Current ratio
1.95▼
2024 · 2.96
Quick ratio
1.86▼
2024 · 2.84
Debt / equity
0.82▲
2024 · 0.45
ROE
24.8%▼
2024 · 33.3%
ROA
13.6%▼
2024 · 23.0%
Interest coverage
32.56▼
2024 · 54.48
Debt
€153k▲
2024 · €73k
Debt ≤ 1 year
€108k▲
2024 · €71k
Debt > 1 year
€45k▲
2024 · €2k
Income taxes
€15k▼
2024 · €21k
Staff costs
€179k▼
2024 · €189k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€339k▲
Fixed assets21/28€26k€129k▲
Tangible fixed assets22/27€26k€125k▲
Plant, machinery and equipment23€17k€47k▲
Furniture and vehicles24€445€1k▲
Leasing and similar rights25€6k€0▼
Other tangible fixed assets26€3k€77k▲
Financial fixed assets28-€4k
Current assets29/58€210k€210k▼
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€28k€44k▲
Trade receivables40€0€14k▲
Other amounts receivable41€28k€30k▲
Cash at bank and in hand54/58€169k€153k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€236k€339k▲
Equity10/15€163k€186k▲
Contributions10/11€19k€19k=
Reserves13€145k€168k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€145k€168k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€73k€153k▲
Amounts payable after more than one year17€2k€45k▲
Financial debts170/4€2k€45k▲
Amounts payable within one year42/48€71k€108k▲
Current portion of amounts payable after more than one year42€7k€12k▲
Trade debts44€23k€51k▲
Suppliers440/4€23k€51k▲
Taxes, remuneration and social security45€41k€21k▼
Taxes450/3€8k€3k▼
Remuneration and social security454/9€33k€18k▼
Other amounts payable47/48€0€23k▲
Income statement
Code20242025
Remuneration, social security and pensions62€189k€179k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€432
Gross operating margin9900€276k€254k▼
Operating profit (loss)9901€75k€62k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€75k€61k▼
Income taxes67/77€21k€15k▼
Profit (loss) for the period9904€54k€46k▼
Profit (loss) for the period to be appropriated9905€54k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€46k▼
Transfer from equity791/2€113k€23k▼
Transfer to equity691/2€54k€46k▼
To other reserves6921€54k€46k▼
Profit to be distributed694/7€113k€23k▼
Return on contributions (dividend)694€113k€23k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €54k ▲61.1%
Operating result €75k, net result €54k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €222k ▲13.5%
5 profitable years in a row build equity to €222k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €13k ▼70.8%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €150kEq €182k ▲32.5%
3 profitable years in a row build equity to €182k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €137k ▲58.2%
2 profitable years in a row build equity to €137k.
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 52340 BeerseGround area
238 m²
Building footprint
226 m²
Volume, LiDAR
1,383 m³
Parcel 13004A0380/00P000, Flanders · tallest building 13.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kwaliteitsslager Knaeps
since 20072.163.901.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004A0380/00P000 | Flanders | 238 m² | 1 · 226 m² | 13.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeerse2.163.901.932
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,292 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2006
Fiscal year end30-06
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
52220
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.