Turnover
≈ €140,000 estimated
The micro format states no turnover.
Kwahrts
Lifetime
2 annual accounts with figures on one time axispeak €42,602 (2025)
€42,602▲ 65.1%
peak €32,632 (2025)
€32,632▲ 60.8%
peak €55,131 (2025)
€55,131▲ 145%
€8,217▲ 9.1%
Board1 name since 2024
1 directorRens,Hannelore Agneta Lodewijk
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €25,811 to €42,602Result from €20,299 to €32,632Equity from €22,499 to €55,131Investments €2,240Cash from €16,704 to €55,764
Key points
from the 2025 annual accountsInvestments
€2,240 3.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
7.26 was 3.72 in 2024
Short-term debts rose from €7,534 to €8,217.
Checked score
98
Excellent
Financially stronger than 87% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: < 0.1%
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 7.26, cash €55,764
Equity €55,131 (87.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 89% on liquidity, 82% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Kwahrts has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Kwahrts itself is lower: < 0.1% within 12 months. It rests on far more data about Kwahrts than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Kwahrts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.26 (3.72 in 2024), above the usual 1.5. Short-term debt is 13% and cash 88% of total assets. 13% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011057526
Incorporation
Founding capital of €3,000 · Founder: Rens, Hannelore Agneta Lodewijk · Appointment: Rens, Hannelore Agneta Lodewijk (director) · published on 04-07-2024 · Gazette deed
First establishment
Marcel Auburtinlaan 67/6, Antwerp
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Kwahrts: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €52,700 and €75,200, founded in 2024.
Official details
Source: KBO- Status
- Active since 02-07-2024Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 4 others
- Establishment unit
- 2.361.619.7052600 Antwerp, since 02-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-04-2026
Annual accounts 2025
- €63,349▲ 111%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on Kwahrts
Kwahrts has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,131 and a net result of €32,632.
Its solvency ranks better than 84% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Kwahrts
- What is the company number of Kwahrts?
- The company number of Kwahrts is 1011.057.526. The VAT number is the same number with BE in front: BE 1011.057.526.
- Where is Kwahrts based?
- The registered office is at Marcel Auburtinlaan 67/6, 2600 Antwerp.Company details
- What does Kwahrts do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of Kwahrts?
- Kwahrts is a private limited company (BV).
- When was Kwahrts founded?
- Kwahrts was founded on 02-07-2024.
- Is Kwahrts still active?
- Yes, Kwahrts is an active enterprise in the KBO register.
- What is the turnover of Kwahrts?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €42,602 and 84 comparable companies (NACE 62). It probably lies between €110,000 and €190,000.Financials
- Is Kwahrts profitable?
- In financial year 2025, Kwahrts made a profit of €32,632.
- Where can I find the annual accounts of Kwahrts?
- Kwahrts filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Kwahrts due?
- Kwahrts must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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