KW Solutions
ActiveThe computed 12-month bankruptcy probability of KW Solutions is 1.8% (moderate). The 2025 annual accounts show equity of €257k and a net result of €27k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 67% of 27451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-9
Solvency88=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 2.59 in 2024; short-term debt: 37.5% and cash: 8% of total assets), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
17 d late
2024
3 d early
2023
58 d late
2022
32 d late
2021
23 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 4.7%
2024 · €245k
2020: €71k
2021: €200k
2022: €342k
2023: €291k
2024: €245k
2020 → 2025
Total assets
€411k▲ 6.2%
2024 · €387k
2020: €195k
2021: €306k
2022: €481k
2023: €435k
2024: €387k
2020 → 2025
Net result
€27k▼ 49.6%
2024 · €54k
2020: €68k
2021: €129k
2022: €146k
2023: €74k
2024: €54k
2020 → 2025
Working capital
€233k▲ 3.4%
2024 · €225k
2020: €56k
2021: €193k
2022: €308k
2023: €291k
2024: €225k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€342k▲ 71.2%€291k▼ 15.0%€245k▼ 15.7%€257k▲ 4.7%
Operating result€166k-€185k▲ 11.8%€94k▼ 49.1%€75k▼ 20.6%€38k▼ 49.3%
Net result€129k-€146k▲ 13.4%€74k▼ 49.5%€54k▼ 26.1%€27k▼ 49.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€24k▲ 19.7%
Current assets
€387k▲ 5.4%
Equity and liabilities €411k
Equity
€257k▲ 4.7%
Debt
€154k▲ 8.7%
The debt ratio rises from 36.6% to 37.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▼
2024 · €82k
Cash flow
€36k▼
2024 · €62k
Solvency
62.5%▼
2024 · 63.4%
Current ratio
2.51▼
2024 · 2.59
Quick ratio
2.49▼
2024 · 2.58
Debt / equity
0.60▲
2024 · 0.58
ROE
10.7%▼
2024 · 22.2%
ROA
6.7%▼
2024 · 14.1%
Interest coverage
7.57▼
2024 · 35.51
Debt
€154k▲
2024 · €142k
Debt ≤ 1 year
€154k▲
2024 · €142k
Income taxes
€5k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€387k€411k▲
Fixed assets21/28€20k€24k▲
Tangible fixed assets22/27€20k€24k▲
Plant, machinery and equipment23€20k€13k▼
Furniture and vehicles24€584€12k▲
Current assets29/58€367k€387k▲
Stocks and contracts in progress3€1k€4k▲
Stocks30/36€1k€4k▲
Amounts receivable within one year40/41€311k€346k▲
Trade receivables40€7k€32k▲
Other amounts receivable41€303k€313k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€2k€33k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€387k€411k▲
Equity10/15€245k€257k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€242k€254k▲
Amounts payable17/49€142k€154k▲
Amounts payable within one year42/48€142k€154k▲
Trade debts44€11k€23k▲
Suppliers440/4€11k€23k▲
Advances received on contracts in progress46€1k€0▼
Taxes, remuneration and social security45€20k€2k▼
Taxes450/3€20k€2k▼
Other amounts payable47/48€109k€129k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€881▼
Gross operating margin9900€84k€48k▼
Operating profit (loss)9901€75k€38k▼
Financial income75/76B€529€625▲
Recurring financial income75€529€625▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€73k€32k▼
Income taxes67/77€19k€5k▼
Profit (loss) for the period9904€54k€27k▼
Profit (loss) for the period to be appropriated9905€54k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€342k€270k▼
Profit (loss) brought forward from the previous period14P€288k€242k▼
Profit to be distributed694/7€100k€16k▼
Return on contributions (dividend)694€100k€833▼
Directors or managers695-€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €27k ▼49.6%
Net result drops to €27k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2020net €146k ▲13.4%
Operating result €185k, net result €146k, both a record.
31-12
Financial
Equity above €200kEq €342k ▲71.2%
3 profitable years in a row build equity to €342k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €150kEq €200k ▲181%
2 profitable years in a row build equity to €200k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Honsemstraat 51700 DilbeekGround area
1,129 m²
Building footprint
285 m²
Volume, LiDAR
1,523 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dompelstraat 10a, 9300 Aalst
since 20202.302.871.159
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0571/00S003 | Flanders | 616 m² | 1 · 84 m² | 8.5 m · 2 fl. |
| 23074C0387/00A000 | Flanders | 513 m² | 1 · 201 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L.A. Elec
BE 0669.937.428
Sombreffe · Eq €257k
MUSSEN-ELECTRICS
BE 0716.741.413
As · Eq €257k
ACTIOMENTIS
BE 0827.720.497
Hannut · Eq €257k
CHAINGED
BE 0869.645.184
Lasne · Eq €257k
CLOET TECHNICS
BE 0794.415.350
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.