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KVS Consulting

Active
Private limited companyfounded 200818 yrs activeKasteeldreef 8, 2950 Kapellen, BelgiumKBO/BCE: BE 0895.103.132
Summary

KVS Consulting has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174,552 and a net result of €38,637. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€192,967total assets 2025
Equity
€174,552
Profit
€38,637
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 29 d early0 of 3 deeds read
Why 97- 1 change of registered office in 24 months+ Liquidity: current ratio 10.18, cash €142,119+ Equity €174,552 (90.5% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 76% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.5% of total assets
Liquidity 100+2
short-term debt 9.5% · cash 73.6%
Profitability 94+4
return on assets 20.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 11 months 12-2025: < 0.1% 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%▲ +2.2% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +2.2% vs 04-2026 06-2026: < 0.1%▲ +2.1% vs 05-2026 07-2026: 0.1%▲ +16.7% vs 06-2026highest value 08-2026: < 0.1%▼ -26.8% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 10.18, cash €142,119 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Equity €174,552 (90.5% of total assets) lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 10.18 against 6.87 in 2024; short-term debt: 9.5% and cash: 73.6% of total assets), and 9.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 96%, profitability 58%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 10.18, cash €142,119
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Equity €174,552 (90.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
31 d early
2023
43 d early
2022
45 d early
2021
51 d early
2020
11 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €150,000Eq €174,552 ▲21.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 12% on solvencysector median 60.3% · 18,866 companies 90.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €38,637 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€192,967
Profit
€38,637
Solvency
90.5%
Total assets▲ 16.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 02-07-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
09-01-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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