KVN-technics
ActiveKVN-technics has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €14k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 14.57 against 15.63 in 2024; short-term debt: 4.9% and cash: 16% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
20 d early
2022
21 d early
2021
17 d early
2020
17 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€348k▲ 4.1%
2024 · €335k
2018: €243k
2019: €284k
2020: €295k
2021: €313k
2022: €334k
2023: €331k
2024: €335k
2018 → 2025
Total assets
€385k▲ 1.6%
2024 · €379k
2018: €464k
2019: €499k
2020: €434k
2021: €431k
2022: €425k
2023: €390k
2024: €379k
2018 → 2025
Net result
€14k▲ 225%
2024 · €4k
2018: €69k
2019: €41k
2020: €11k
2021: €18k
2022: €21k
2023: €-4k
2024: €4k
2018 → 2025
Working capital
€254k▲ 8.5%
2024 · €234k
2018: €227k
2019: €261k
2020: €257k
2021: €277k
2022: €314k
2023: €225k
2024: €234k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€313k-€334k▲ 6.9%€331k▼ 1.1%€335k▲ 1.3%€348k▲ 4.1%
Operating result€39k-€32k▼ 18.0%€-603€8k€21k▲ 160%
Net result€18k-€21k▲ 19.6%€-4k€4k€14k▲ 225%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 160% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€113k▼ 12.8%
Current assets
€272k▲ 9.0%
Equity and liabilities €385k
Equity
€348k▲ 4.1%
Debt
€37k▼ 17.1%
The debt ratio falls from 11.7% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €25k
Cash flow
€30k▲
2024 · €21k
Solvency
90.4%▲
2024 · 88.3%
Current ratio
14.57▼
2024 · 15.63
Quick ratio
9.38▼
2024 · 9.86
Debt / equity
0.11▼
2024 · 0.13
ROE
3.9%▲
2024 · 1.2%
ROA
3.5%▲
2024 · 1.1%
Interest coverage
14.71▲
2024 · 7.45
Debt
€37k▼
2024 · €44k
Debt ≤ 1 year
€19k▲
2024 · €16k
Debt > 1 year
€18k▼
2024 · €29k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€385k▲
Fixed assets21/28€129k€113k▼
Tangible fixed assets22/27€129k€113k▼
Land and buildings22€82k€78k▼
Furniture and vehicles24€47k€34k▼
Current assets29/58€250k€272k▲
Stocks and contracts in progress3€92k€97k▲
Stocks30/36€69k€69k▼
Contracts in progress37€23k€28k▲
Amounts receivable within one year40/41€116k€111k▼
Trade receivables40€104k€99k▼
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58€40k€62k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€379k€385k▲
Equity10/15€335k€348k▲
Contributions10/11€19k€19k=
Reserves13€316k€329k▲
Distributable reserves133€316k€329k▲
Profit (loss) carried forward14€533€1k▲
Amounts payable17/49€44k€37k▼
Amounts payable after more than one year17€29k€18k▼
Financial debts170/4€29k€18k▼
Amounts payable within one year42/48€16k€19k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€28k€39k▲
Operating profit (loss)9901€8k€21k▲
Financial income75/76B€687€2k▲
Recurring financial income75€687€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€5k€20k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€4k€14k▲
Profit (loss) for the period to be appropriated9905€4k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€533€14k▲
Profit (loss) brought forward from the previous period14P€-4k€533▲
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼117%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 21.46
Current ratio from 7.40 to 21.46; short-term debt falls from €43k to €15k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ezaart 3262400 MolGround area
699 m²
Building footprint
143 m²
Volume, LiDAR
892 m³
Parcel 13433E1198/00G000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KVN-technics
since 19892.045.463.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E1198/00G000 | Flanders | 699 m² | 1 · 143 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Etablissements Erga
BE 0401.389.562
Namur · Eq €348k
MEDIA-COM
BE 0421.433.425
Herve · Eq €348k
FASSIPHONE BELGIUM
BE 0454.847.747
Schaarbeek · Eq €349k
LETTRAGE GRAPHIQUE CONCEPTION
BE 0463.085.126
La Louvière · Eq €350k
ELECTRO GROOTHANDEL LEKENS
BE 0428.697.735
Gent · Eq €347k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-1989
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
45310
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.