kviar
Activekviar has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 69% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+1
Solvency100▲+25
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.68 against 1.46 in 2024; short-term debt: 19.4% and cash: 9.7% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
13%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
12 d early
2022
13 d early
2021
13 d early
2020
12 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 20.7%
2024 · €14k
2018: €16k
2019: €13k
2020: €13k
2021: €12k
2022: €13k
2023: €11k
2024: €14k
2018 → 2025
Total assets
€23k▼ 20.3%
2024 · €28k
2018: €22k
2019: €21k
2020: €19k
2021: €19k
2022: €17k
2023: €30k
2024: €28k
2018 → 2025
Net result
€3k▼ 17.6%
2024 · €4k
2018: €-4k
2019: €-3k
2020: €265
2021: €-758
2022: €348
2023: €-2k
2024: €4k
2018 → 2025
Working capital
€12k▲ 95.9%
2024 · €6k
2018: €10k
2019: €11k
2020: €10k
2021: €10k
2022: €9k
2023: €-757
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€13k▲ 2.8%€11k▼ 15.8%€14k▲ 33.5%€17k▲ 20.7%
Operating result€40-€4k▲ 9,136%€2k▼ 50.8%€7k▲ 278%€6k▼ 8.2%
Net result€-758-€348€-2k€4k€3k▼ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€6k▼ 30.4%
Current assets
€16k▼ 15.4%
Equity and liabilities €23k
Equity
€17k▲ 20.7%
Debt
€5k▼ 61.6%
The debt ratio falls from 49.8% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €13k
Cash flow
€9k▼
2024 · €9k
Solvency
76.0%▲
2024 · 50.2%
Current ratio
3.68▲
2024 · 1.46
Quick ratio
3.68▲
2024 · 1.46
Debt / equity
0.32▼
2024 · 0.99
ROE
17.1%▼
2024 · 25.1%
ROA
13.0%▲
2024 · 12.6%
Interest coverage
37.64▲
2024 · 18.41
Debt
€5k▼
2024 · €14k
Debt ≤ 1 year
€4k▼
2024 · €13k
Debt > 1 year
€1k=
2024 · €1k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€23k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€3k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€930€930=
Current assets29/58€19k€16k▼
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€13k€10k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€400€984▲
Equity and liabilities
Total equity and liabilities10/49€28k€23k▼
Equity10/15€14k€17k▲
Contributions10/11€6k€6k=
Reserves13€5k€8k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€6k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€14k€5k▼
Amounts payable after more than one year17€1k€1k=
Financial debts170/4€1k€1k=
Amounts payable within one year42/48€13k€4k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€365€438▲
Suppliers440/4€365€438▲
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€6k€714▼
Taxes450/3€4k€714▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€4k€727▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Gross operating margin9900€13k€12k▼
Operating profit (loss)9901€7k€6k▼
Financial income75/76B€18-
Recurring financial income75€18-
Financial charges65/66B€686€320▼
Recurring financial charges65€686€320▼
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer to equity691/2€3k€3k▼
To other reserves6921€3k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 3.68
Current ratio from 1.46 to 3.68; short-term debt falls from €13k to €4k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €348
Net result €348 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €265
Net result €265 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsveldstraat 911040 EtterbeekGround area
239 m²
Building footprint
96 m²
Volume, LiDAR
1,154 m³
Parcel 21364B0179/00Y006, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
COLOR LOVERS
since 20082.169.698.473
CAVIAR Agency
since 20152.240.283.393
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0179/00Y006 | Brussels | 239 m² | 1 · 96 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 5,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-02-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.