KVD Consult
ActiveKVD Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €749k and a net result of €74k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
short-term debt: 0.4% and cash: 10.7% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
9.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
23 d early
2023
26 d early
2022
136 d early
2021
30 d early
2020
29 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€749k▲ 3.8%
2024 · €722k
2018: €405k
2019: €453k
2020: €507k
2021: €554k
2022: €613k
2023: €643k
2024: €722k
2018 → 2025
Total assets
€752k▲ 1.0%
2024 · €745k
2018: €415k
2019: €459k
2020: €522k
2021: €564k
2022: €629k
2023: €698k
2024: €745k
2018 → 2025
Net result
€74k▼ 37.4%
2024 · €119k
2018: €40k
2019: €47k
2020: €55k
2021: €47k
2022: €59k
2023: €72k
2024: €119k
2018 → 2025
Working capital
€747k▲ 3.5%
2024 · €722k
2018: €321k
2019: €391k
2020: €468k
2021: €536k
2022: €602k
2023: €641k
2024: €722k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€554k-€613k▲ 10.6%€643k▲ 4.9%€722k▲ 12.3%€749k▲ 3.8%
Operating result€66k-€81k▲ 22.5%€98k▲ 21.2%€152k▲ 54.9%€97k▼ 36.2%
Net result€47k-€59k▲ 25.6%€72k▲ 22.2%€119k▲ 65.1%€74k▼ 37.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €752k
Fixed assets
€3k▲ 657%
Current assets
€750k▲ 0.7%
Equity and liabilities €752k
Equity
€749k▲ 3.8%
Debt
€3k▼ 86.8%
The debt ratio falls from 3.1% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €154k
Cash flow
€75k▼
2024 · €121k
Solvency
99.6%▲
2024 · 96.9%
Debt / equity
0.00▼
2024 · 0.03
ROE
9.9%▼
2024 · 16.5%
ROA
9.9%▼
2024 · 16.0%
Interest coverage
742.39▲
2024 · 308.39
Debt
€3k▼
2024 · €23k
Debt ≤ 1 year
€3k▼
2024 · €23k
Income taxes
€31k▼
2024 · €35k
A ratio outside any meaningful range has been withheld (balance sheet total €752k, equity €749k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€745k€752k▲
Fixed assets21/28€353€3k▲
Tangible fixed assets22/27€353€3k▲
Plant, machinery and equipment23€353€3k▲
Current assets29/58€745k€750k▲
Amounts receivable within one year40/41€16k€400▼
Trade receivables40€16k-
Other amounts receivable41€123€400▲
Current investments50/53€634k€668k▲
Cash at bank and in hand54/58€88k€80k▼
Deferred charges and accrued income490/1€6k€822▼
Equity and liabilities
Total equity and liabilities10/49€745k€752k▲
Equity10/15€722k€749k▲
Contributions10/11€6k€6k=
Reserves13€716k€743k▲
Non-distributable reserves130/1€398k€425k▲
Other1319€398k€425k▲
Distributable reserves133€318k€318k=
Amounts payable17/49€23k€3k▼
Amounts payable within one year42/48€23k€3k▼
Trade debts44€556€233▼
Suppliers440/4€556€233▼
Taxes, remuneration and social security45€22k€1k▼
Taxes450/3€22k€1k▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A€60k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€337▼
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€160k€102k▼
Operating profit (loss)9901€152k€97k▼
Financial income75/76B€2k€9k▲
Recurring financial income75€2k€9k▲
Financial charges65/66B€500€131▼
Recurring financial charges65€500€131▼
Profit (loss) for the period before taxes9903€153k€106k▼
Income taxes67/77€35k€31k▼
Profit (loss) for the period9904€119k€74k▼
Profit (loss) for the period to be appropriated9905€119k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€74k▼
Transfer from equity791/2€40k€47k▲
Transfer to equity691/2€119k€74k▼
To other reserves6921€119k€74k▼
Profit to be distributed694/7€40k€47k▲
Return on contributions (dividend)694€40k€47k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 247.99
Current ratio from 32.56 to 247.99; short-term debt falls from €23k to €3k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €119k ▲65.1%
Operating result €152k, net result €119k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 32.56
Current ratio from 12.66 to 32.56; short-term debt falls from €55k to €23k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €507k ▲12.1%
3 profitable years in a row build equity to €507k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elfenbankdreef 72900 SchotenGround area
2,003 m²
Building footprint
142 m²
Volume, LiDAR
956 m³
Parcel 11040D0129/00E002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KVD CONSULT
since 20092.176.514.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0129/00E002 | Flanders | 2,003 m² | 1 · 142 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EKWA CONSULT
BE 0477.725.295
Hechtel-Eksel · Eq €749k
NIMMOBEL
BE 0461.167.494
Hulshout · Eq €750k
CHRIS HEYLEN
BE 0869.899.166
Hulshout · Eq €750k
OPHRYS
BE 0659.867.838
Aarschot · Eq €749k
Aarau Consultants & Finance S.A.
BE 0894.411.462
Rixensart · Eq €750k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 30,893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.