KVC CONSULT
ActiveKVC CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €77k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▼-13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 3.75 in 2024), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
53.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
70 d early
2024
94 d early
2023
134 d early
2022
94 d early
2021
115 d early
2020
116 d early
2019
115 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▼ 35.9%
2024 · €112k
2018: €43k
2019: €63k
2020: €97k
2021: €150k
2022: €164k
2023: €90k
2024: €112k
2018 → 2025
Total assets
€145k▼ 4.7%
2024 · €152k
2018: €71k
2019: €96k
2020: €124k
2021: €170k
2022: €193k
2023: €213k
2024: €152k
2018 → 2025
Net result
€77k▲ 4.4%
2024 · €74k
2018: €21k
2019: €24k
2020: €38k
2021: €41k
2022: €54k
2023: €67k
2024: €74k
2018 → 2025
Working capital
€47k▼ 57.3%
2024 · €110k
2018: €42k
2019: €60k
2020: €93k
2021: €149k
2022: €160k
2023: €87k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€164k▲ 9.5%€90k▼ 45.0%€112k▲ 24.5%€72k▼ 35.9%
Operating result€54k-€72k▲ 33.0%€87k▲ 20.6%€92k▲ 5.4%€98k▲ 7.1%
Net result€41k-€54k▲ 33.6%€67k▲ 23.8%€74k▲ 10.4%€77k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€26k▲ 735%
Current assets
€120k▼ 19.9%
Equity and liabilities €145k
Equity
€72k▼ 35.9%
Debt
€73k▲ 82.0%
The debt ratio rises from 26.5% to 50.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€105k▲
2024 · €92k
Cash flow
€84k▲
2024 · €75k
Solvency
49.5%▼
2024 · 73.5%
Current ratio
1.64▼
2024 · 3.75
Quick ratio
1.64▼
2024 · 3.75
Debt / equity
1.02▲
2024 · 0.36
ROE
107.6%▲
2024 · 66.0%
ROA
53.2%▲
2024 · 48.6%
Interest coverage
111.80▲
2024 · 42.34
Debt
€73k▲
2024 · €40k
Debt ≤ 1 year
€73k▲
2024 · €40k
Income taxes
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€145k▼
Fixed assets21/28€3k€26k▲
Tangible fixed assets22/27€3k€26k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€598€22k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€149k€120k▼
Amounts receivable within one year40/41€42k€36k▼
Trade receivables40€41k€36k▼
Other amounts receivable41€1k€0▼
Current investments50/53€60k€0▼
Cash at bank and in hand54/58€44k€82k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€152k€145k▼
Equity10/15€112k€72k▼
Contributions10/11€19k€19k=
Reserves13€71k€53k▼
Distributable reserves133€71k€53k▼
Profit (loss) carried forward14€22k€0▼
Amounts payable17/49€40k€73k▲
Amounts payable within one year42/48€40k€73k▲
Financial debts43€5k€5k▼
Credit institutions430/8-€5k
Other loans439€5k€0▼
Trade debts44€281€1k▲
Suppliers440/4€281€1k▲
Taxes, remuneration and social security45€22k€14k▼
Taxes450/3€22k€14k▼
Other amounts payable47/48€12k€52k▲
Accrued charges and deferred income492/3€487€550▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€740€7k▲
Other operating charges640/8€513€528▲
Gross operating margin9900€93k€105k▲
Operating profit (loss)9901€92k€98k▲
Financial income75/76B€4k€425▼
Recurring financial income75€4k€425▼
Financial charges65/66B€2k€937▼
Recurring financial charges65€2k€937▼
Profit (loss) for the period before taxes9903€93k€98k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€74k€77k▲
Profit (loss) for the period to be appropriated9905€74k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€99k▲
Profit (loss) brought forward from the previous period14P-€22k
Transfer from equity791/2€0€18k▲
Profit to be distributed694/7€52k€118k▲
Return on contributions (dividend)694€52k€118k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €77k ▲4.4%
Operating result €98k, net result €77k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.75
Current ratio from 1.71 to 3.75; short-term debt falls from €123k to €40k.
31-12
Financial
Equity above €100kEq €112k ▲24.5%
7 profitable years in a row build equity to €112k.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €164k ▲9.5%
5 profitable years in a row build equity to €164k.
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €150k ▲54.8%
4 profitable years in a row build equity to €150k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leiestraat 1328520 KuurneGround area
786 m²
Building footprint
100 m²
Volume, LiDAR
547 m³
Parcel 34023C0060/00P003, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KVC CONSULT
since 20172.261.341.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0060/00P003 | Flanders | 786 m² | 1 · 100 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 7,060 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2017
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.