KUZCIE
ActiveThe annual accounts of KUZCIE for fiscal year 2025 show a net loss of 66% of total assets. The 2025 annual accounts show equity of €18k and a net result of €-13k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 244 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-99
Solvency100=
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.1 against 5.3 in 2024; short-term debt: 11.9% and cash: 21.3% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
-65.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
71 d early
2024
43 d early
2023
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€18k▼ 42.7%
2024 · €31k
2023: €22k
2024: €31k
2023 → 2025
Total assets
€20k▼ 46.8%
2024 · €38k
2023: €40k
2024: €38k
2023 → 2025
Net result
€-13k
2024 · €9k
2023: €19k
2024: €9k
2023 → 2025
Working capital
€15k▼ 50.7%
2024 · €30k
2023: €20k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€31k▲ 41.4%€18k▼ 42.7%
Operating result€25k-€12k▼ 50.8%€-13k
Net result€19k-€9k▼ 53.3%€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€3k▲ 150%
Current assets
€17k▼ 53.5%
Equity and liabilities €20k
Equity
€18k▼ 42.7%
Debt
€2k▼ 65.3%
The debt ratio falls from 18.3% to 11.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €13k
Cash flow
€-12k▼
2024 · €10k
Solvency
88.1%▲
2024 · 81.7%
Current ratio
7.10▲
2024 · 5.30
Quick ratio
7.10▲
2024 · 5.30
Debt / equity
0.14▼
2024 · 0.22
ROE
-74.5%▼
2024 · 29.3%
ROA
-65.6%▼
2024 · 23.9%
Interest coverage
-153.97▼
2024 · 167.37
Debt
€2k▼
2024 · €7k
Debt ≤ 1 year
€2k▼
2024 · €7k
Income taxes
€156▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€20k▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€797▼
Furniture and vehicles24-€2k
Current assets29/58€37k€17k▼
Amounts receivable within one year40/41€24k€13k▼
Trade receivables40€23k€6k▼
Other amounts receivable41€784€7k▲
Cash at bank and in hand54/58€13k€4k▼
Equity and liabilities
Total equity and liabilities10/49€38k€20k▼
Equity10/15€31k€18k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€28k€15k▼
Amounts payable17/49€7k€2k▼
Amounts payable within one year42/48€7k€2k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3-€2k
Remuneration and social security454/9€7k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€447€936▲
Other operating charges640/8€438€778▲
Gross operating margin9900€13k€-11k▼
Operating profit (loss)9901€12k€-13k▼
Financial charges65/66B€75€78▲
Recurring financial charges65€75€78▲
Profit (loss) for the period before taxes9903€12k€-13k▼
Income taxes67/77€3k€156▼
Profit (loss) for the period9904€9k€-13k▼
Profit (loss) for the period to be appropriated9905€9k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€15k▼
Profit (loss) brought forward from the previous period14P€19k€28k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
01-09
State Gazette act
Board meeting · Director appointment
Permanent representative
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼246%
Net result drops to €-13k, the lowest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.30
Current ratio from 2.10 to 5.30; short-term debt falls from €18k to €7k.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron Albert d'Huartlaan 1611950 KraainemGround area
563 m²
Building footprint
88 m²
Volume, LiDAR
609 m³
Parcel 22002C0043/00T028, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KUZCIE
since 20232.341.942.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0043/00T028 | Flanders | 563 m² | 1 · 87 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2023
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.