KUS SHOP
ActiveSummary
KUS SHOP has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €13k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-35
Solvency58▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.22 in 2024; short-term debt: 58.2% of total assets), and 66.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
27 d late
2023
236 d late
2022
142 d late
2021
358 d late
2020
30 d late
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€461k
EBIT margin
5.3%
Net result
€13k▼ 60.0%
2024 · €33k
2018: €11k
2019: €20k
2020: €16k
2021: €24k
2022: €16k
2023: €3k
2024: €33k
2018 → 2025
Working capital
€73k▲ 29.1%
2024 · €56k
2018: €-38k
2019: €-25k
2020: €-11k
2021: €14k
2022: €53k
2023: €45k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€125k▲ 14.7%€128k▲ 2.4%€134k▲ 4.5%€147k▲ 9.8%
Operating result€42k-€23k▼ 46.0%€9k▼ 59.6%€45k▲ 387%€37k▼ 18.8%
Net result€24k-€16k▼ 31.8%€3k▼ 81.2%€33k▲ 985%€13k▼ 60.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€113k ▲ 45.6%
Current assets
€331k ▲ 7.4%
Equity and liabilities €444k
Equity
€147k ▲ 9.8%
Debt
€297k ▲ 17.9%
Debt's share of the balance-sheet total rises from 65.3% to 66.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €51k
Cash flow
€23k▼
2024 · €39k
Current ratio
1.28▲
2024 · 1.22
Quick ratio
1.19▲
2024 · 1.15
Debt to equity
2.02▲
2024 · 1.88
ROE
8.9%▼
2024 · 24.5%
ROA
3.0%▼
2024 · 8.5%
Interest coverage
2.65▼
2024 · 13.71
Debt ≤ 1 year
€258k▲
2024 · €252k
Debt > 1 year
€39k
Income taxes
€6k▼
2024 · €9k
Staff costs
€36k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€386k€444k▲
Fixed assets21/28€77k€113k▲
Tangible fixed assets22/27€77k€112k▲
Land and buildings22€71k€67k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€168€41k▲
Financial fixed assets28€843€843=
Current assets29/58€308k€331k▲
Stocks and contracts in progress3€19k€23k▲
Stocks30/36€19k€23k▲
Amounts receivable within one year40/41€271k€300k▲
Trade receivables40-€480
Other amounts receivable41€271k€300k▲
Cash at bank and in hand54/58€4k-
Deferred charges and accrued income490/1€14k€8k▼
Equity and liabilities
Total equity and liabilities10/49€386k€444k▲
Equity10/15€134k€147k▲
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€48k€61k▲
Amounts payable17/49€252k€297k▲
Amounts payable after more than one year17-€39k
Financial debts170/4-€39k
Amounts payable within one year42/48€252k€258k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€9k€9k▲
Credit institutions430/8€9k€9k▲
Trade debts44€61k€35k▼
Suppliers440/4€61k€35k▼
Taxes, remuneration and social security45€34k€54k▲
Taxes450/3€22k€27k▲
Remuneration and social security454/9€12k€26k▲
Other amounts payable47/48€148k€153k▲
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€47k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€14k€10k▼
Non-recurring operating charges66A-€845
Gross operating margin9900€113k€93k▼
Operating profit (loss)9901€45k€37k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€4k€17k▲
Recurring financial charges65€4k€17k▲
Profit (loss) for the period before taxes9903€41k€19k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€33k€13k▼
Profit (loss) for the period to be appropriated9905€33k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€61k▼
Profit (loss) brought forward from the previous period14P€42k€48k▲
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€15k-
Directors or managers695€12k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 236 days late
2024
31-12
Financial
Highest result since 2018net €33k ▲985%
Operating result €45k, net result €33k, both a record.
2023
31-12
Financial
Weakest financial yearnet €3k ▼81.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 142 days late
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 358 days late
2021
31-12
Financial
Equity above €100kEq €109k ▲27.6%
4 profitable years in a row build equity to €109k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2004
Ground area
313 m²
Building footprint
91 m²
Volume, LiDAR
689 m³
Parcel 52014A0210/02P002, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KUS SHOP
since 20042.137.584.941
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014A0210/02P002 | Wallonia | 313 m² | 1 · 91 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.137.584.941
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 4,473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.