KURTULUS YUSUF
ActiveKURTULUS YUSUF has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €5k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 13.35 against 6.54 in 2024; short-term debt: 7.5% and cash: 99.7% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
18.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
49 d late
2023
29 d early
2022
17 d late
2021
4 d late
2020
33 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€28k▲ 24.6%
2024 · €22k
2018: €-6k
2019: €-2k
2020: €-171
2021: €10k
2022: €16k
2023: €21k
2024: €22k
2018 → 2025
Total assets
€30k▲ 14.1%
2024 · €26k
2018: €6k
2019: €5k
2020: €5k
2021: €11k
2022: €21k
2023: €26k
2024: €26k
2018 → 2025
Net result
€5k▲ 263%
2024 · €2k
2018: €-8k
2019: €4k
2020: €2k
2021: €10k
2022: €6k
2023: €5k
2024: €2k
2018 → 2025
Working capital
€28k▲ 24.7%
2024 · €22k
2018: €2k
2019: €2k
2020: €739
2021: €8k
2022: €13k
2023: €18k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€16k▲ 63.8%€21k▲ 31.9%€22k▲ 7.3%€28k▲ 24.6%
Operating result€10k-€8k▼ 16.8%€6k▼ 26.1%€2k▼ 69.2%€6k▲ 201%
Net result€10k-€6k▼ 37.4%€5k▼ 18.1%€2k▼ 69.9%€5k▲ 263%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 201% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€90=
Current assets
€30k▲ 14.2%
Equity and liabilities €30k
Equity
€28k▲ 24.6%
Debt
€2k▼ 44.1%
The debt ratio falls from 15.2% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.5%▲
2024 · 84.8%
Current ratio
13.35▲
2024 · 6.54
Quick ratio
13.35▲
2024 · 6.54
Debt / equity
0.08▼
2024 · 0.18
ROE
19.7%▲
2024 · 6.8%
ROA
18.3%▲
2024 · 5.7%
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Staff costs
€908
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€30k▲
Fixed assets21/28€90€90=
Financial fixed assets28€90€90=
Current assets29/58€26k€30k▲
Amounts receivable within one year40/41€8k-
Trade receivables40€2k-
Other amounts receivable41€6k-
Cash at bank and in hand54/58€19k€30k▲
Equity and liabilities
Total equity and liabilities10/49€26k€30k▲
Equity10/15€22k€28k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€4k€9k▲
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€3k€652▼
Suppliers440/4€3k€652▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€908
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€552€2k▲
Gross operating margin9900€5k€8k▲
Operating profit (loss)9901€2k€6k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€188€194▲
Recurring financial charges65€188€194▲
Profit (loss) for the period before taxes9903€3k€5k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€5k▲
Profit (loss) for the period to be appropriated9905€2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€9k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 13.35
Current ratio from 6.54 to 13.35; short-term debt falls from €4k to €2k.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Highest result since 2018net €10k ▲443%
Operating result €10k, net result €10k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.51
Current ratio from 1.17 to 5.51; short-term debt falls from €4k to €2k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
06-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderstraetenstraat 551080 Sint-Jans-MolenbeekGround area
247 m²
Building footprint
245 m²
Volume, LiDAR
1,370 m³
Parcel 21523B0937/00Z069, Brussels · tallest building 14.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vanderstraetenstraat 55, 1080 Sint-Jans-Molenbeek
since 20062.356.489.195
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0937/00Z069 | Brussels | 246 m² | 1 · 245 m² | 14.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOMEIS N.V.
BE 0405.745.654
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BELL TRANS
BE 0763.653.977
Zaventem · Eq €28k
BD-BUILD & INVEST
BE 0794.721.889
Affligem · Eq €28k
L.A.F. OCCASIONS
BE 0791.794.865
Merbes-le-Château · Eq €28k
Garage Hardy Fonny
BE 0505.785.021
Tongeren-Borgloon · Eq €28k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 2,920 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2006
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
53200Other postal and courier activities
64120
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.