Kurtimmo
ActiveKurtimmo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €9k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+22
Solvency63▲+14
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.81 in 2024; short-term debt: 62.5% and cash: 14.5% of total assets), and 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
4 d late
2024
7 d early
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 63.2%
2024 · €14k
2023: €15k
2024: €14k
2023 → 2025
Total assets
€59k▲ 6.0%
2024 · €56k
2023: €74k
2024: €56k
2023 → 2025
Net result
€9k
2024 · €-2k
2023: €10k
2024: €-2k
2023 → 2025
Working capital
€9k
2024 · €-8k
2023: €8k
2024: €-8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€14k▼ 10.0%€22k▲ 63.2%
Operating result€19k-€2k▼ 86.9%€16k▲ 538%
Net result€10k-€-2k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 538% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€13k▼ 40.6%
Current assets
€46k▲ 35.6%
Equity and liabilities €59k
Equity
€22k▲ 63.2%
Debt
€37k▼ 12.4%
The debt ratio falls from 75.6% to 62.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €11k
Cash flow
€18k▲
2024 · €7k
Solvency
37.5%▲
2024 · 24.4%
Current ratio
1.25▲
2024 · 0.81
Quick ratio
1.25▲
2024 · 0.81
Debt / equity
1.66▼
2024 · 3.10
ROE
38.7%▲
2024 · -11.2%
ROA
14.5%▲
2024 · -2.7%
Interest coverage
42.76▲
2024 · 20.18
Debt
€37k▼
2024 · €42k
Debt ≤ 1 year
€37k▼
2024 · €42k
Income taxes
€6k▲
2024 · €3k
Staff costs
€61k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€59k▲
Fixed assets21/28€22k€13k▼
Tangible fixed assets22/27€22k€13k▼
Plant, machinery and equipment23€1k€360▼
Furniture and vehicles24€16k€9k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€34k€46k▲
Amounts receivable within one year40/41€29k€32k▲
Trade receivables40€22k€21k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€3€9k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€56k€59k▲
Equity10/15€14k€22k▲
Contributions10/11€5k€5k=
Reserves13€10k€17k▲
Distributable reserves133€10k€17k▲
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€42k€37k▼
Amounts payable within one year42/48€42k€37k▼
Financial debts43-€15
Credit institutions430/8-€15
Trade debts44€8k€8k▲
Suppliers440/4€8k€8k▲
Taxes, remuneration and social security45€27k€29k▲
Taxes450/3€20k€15k▼
Remuneration and social security454/9€7k€14k▲
Other amounts payable47/48€7k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€59k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€74k€87k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€538€578▲
Recurring financial charges65€538€578▲
Profit (loss) for the period before taxes9903€2k€15k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€-2k€9k▲
Profit (loss) for the period to be appropriated9905€-2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€7k▲
Profit (loss) brought forward from the previous period14P-€-2k
Transfer to equity691/2€0€7k▲
To other reserves6921€0€7k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Veldenweg 39300 AalstGround area
729 m²
Building footprint
262 m²
Volume, LiDAR
1,510 m³
Parcel 41303E0388/00R003, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KURTIMMO
since 20222.339.814.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303E0388/00R003 | Flanders | 729 m² | 1 · 262 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.