Result
€30,908 €30,908
Back in profit in 2025, after a loss of €23,331 in 2024.
KURT DEKETELAERE
Lifetime
19 annual accounts with figures on one time axispeak €154,373 (2019)
€39,355▲ 283%
lowest -€66,708 (2017)
€30,908▲ €54,239
peak €300,021 (2025)
€300,021▲ 11.5%
€5,767▼ 87.3%
Board1 name since 2010
1 directorKurt DEKETELAERE
Documentsfilings and deeds
05-03-2026148 days before the deadline
2025micro format
Gross margin from €10,275 to €39,355Back to profit: €30,908Debts from €45,466 to €5,767
Key points
from the 2025 annual accountsLiquidity
54.93 was 6.78 in 2024
Short-term debts fell from €45,458 to €5,446.
Position in the sector
98.1%
Higher solvency than 95% of companies in education. Sector median 43.8% · 2,612 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,826 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025highest value
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 54.93, cash €274,140
Equity €300,021 (98.1% of total assets)
Sector: Education (NACE 85)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 97% on liquidity, 34% on profitability and 63% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as KURT DEKETELAERE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of KURT DEKETELAERE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for KURT DEKETELAERE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 54.93 (6.78 in 2024), above the usual 1.5. Short-term debt is 1.8% and cash 89.7% of total assets. 1.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
148 days early
2024
48 days early
2023
49 days early
2022
28 days late
2021
41 days early
2020
5 days early
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 accounts filed within 76 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Knokke-Heist to Duinbergen
New registered office: Duinbergenlaan 125 C2/23, 8301 DUINBERGEN · Previous registered office: Elizabetlaan 29, 8300 KNOKKE-HEIST · Board meeting of 13-07-2026 · Gazette deed
Registered office moved from Bruges to Knokke-Heist
New registered office: Elizabetlaan 29, 8300 KNOKKE-HEIST · Previous registered office: Potterierei 4, 8000 BRUGGE · Board meeting of 01-04-2024 · Gazette deed
New director
Kurt DEKETELAERE appointed, Kurt DEKETELAERE resigned · Director discharge: Kurt DEKETELAERE · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0885634843
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KURT DEKETELAERE Knokke-Heist | €305,788 | €39,355 | 98.1% | - |
| XCELLENCE4U Lebbeke | €330,179 | €32,259 | 78.3% | - |
| DAYDREAM NATION Koekelberg | €300,270 | €39,850 | 91.4% | - |
| Griet Alice Bruges | €218,553 | €33,258 | -3.4% | - |
| DE CONCURRENTIE Grimbergen | €282,246 | €58,112 | 77.2% | - |
| AVARO Hasselt | €244,765 | €32,716 | 85.7% | - |
| BELGISCH ONAFHANKELIJK EXAMEN INSTITUUT Sint-Lievens-Houtem | €242,135 | €50,053 | 61.0% | - |
These companies have the same main activity as KURT DEKETELAERE: other education (NACE 85599). They are comparable in size and age: total assets between €219,000 and €330,000, founded between 2004 and 2011.
Official details
Source: KBO- Status
- Active since 13-12-2006Normal situation
- Activity
- Other educationNACE 85599and 2 others
- Establishment unit
- 2.194.996.6678301 Knokke-Heist, since 19-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €160,000estimated
- €305,788▼ 2.8%
- Filing
- Filed on 05-03-2026, 148 days before the end of the filing period
Insights on KURT DEKETELAERE
KURT DEKETELAERE files the micro format. That format states no turnover. The gross margin fell from €55,630 in 2007 to €39,355 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KURT DEKETELAERE
- What is the company number of KURT DEKETELAERE?
- The company number of KURT DEKETELAERE is 0885.634.843. The VAT number is the same number with BE in front: BE 0885.634.843.
- Where is KURT DEKETELAERE based?
- The registered office is at Duinbergenlaan 125, 8301 Knokke-Heist.Company details
- What does KURT DEKETELAERE do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of KURT DEKETELAERE?
- KURT DEKETELAERE is a private limited company (BV).
- When was KURT DEKETELAERE founded?
- KURT DEKETELAERE was founded on 13-12-2006.
- Is KURT DEKETELAERE still active?
- Yes, KURT DEKETELAERE is an active enterprise in the KBO register.
- What is the turnover of KURT DEKETELAERE?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €39,355 and 2,941 comparable companies of the same size. It probably lies between €95,000 and €290,000. It is a rough estimate.Financials
- Is KURT DEKETELAERE profitable?
- In financial year 2025, KURT DEKETELAERE made a profit of €30,908.
- Where can I find the annual accounts of KURT DEKETELAERE?
- KURT DEKETELAERE filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KURT DEKETELAERE due?
- KURT DEKETELAERE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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