KURT DEKETELAERE
ActiveKURT DEKETELAERE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €31k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+44
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 54.93 against 6.78 in 2024; short-term debt: 1.8% and cash: 89.7% of total assets), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
148 d early
2024
48 d early
2023
49 d early
2022
28 d late
2021
41 d early
2020
5 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€300k▲ 11.5%
2024 · €269k
2018: €111k
2019: €176k
2020: €217k
2021: €269k
2022: €275k
2023: €292k
2024: €269k
2018 → 2025
Total assets
€306k▼ 2.8%
2024 · €315k
2018: €1.28M
2019: €1.27M
2020: €1.25M
2021: €1.24M
2022: €1.20M
2023: €1.15M
2024: €315k
2018 → 2025
Net result
€31k
2024 · €-23k
2018: €59k
2019: €65k
2020: €42k
2021: €51k
2022: €7k
2023: €17k
2024: €-23k
2018 → 2025
Working capital
€294k▲ 11.9%
2024 · €263k
2018: €-136k
2019: €-124k
2020: €-139k
2021: €-118k
2022: €-143k
2023: €-156k
2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€275k▲ 2.4%€292k▲ 6.2%€269k▼ 8.0%€300k▲ 11.5%
Operating result€94k-€31k▼ 67.4%€55k▲ 78.7%€-7k€38k
Net result€51k-€7k▼ 87.3%€17k▲ 160%€-23k€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€7k=
Current assets
€299k▼ 2.9%
Equity and liabilities €306k
Equity
€300k▲ 11.5%
Debt
€6k▼ 87.3%
The debt ratio falls from 14.5% to 1.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.1%▲
2024 · 85.5%
Current ratio
54.93▲
2024 · 6.78
Quick ratio
54.93▲
2024 · 6.78
Debt / equity
0.02▼
2024 · 0.17
ROE
10.3%▲
2024 · -8.7%
ROA
10.1%▲
2024 · -7.4%
Debt
€6k▼
2024 · €45k
Debt ≤ 1 year
€5k▼
2024 · €45k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€306k▼
Fixed assets21/28€7k€7k=
Financial fixed assets28€7k€7k=
Current assets29/58€308k€299k▼
Amounts receivable within one year40/41€60k€22k▼
Trade receivables40€48k€14k▼
Other amounts receivable41€12k€8k▼
Cash at bank and in hand54/58€245k€274k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€315k€306k▼
Equity10/15€269k€300k▲
Contributions10/11€19k€19k=
Reserves13€285k€316k▲
Non-distributable reserves130/1€274k€305k▲
Other1319€274k€305k▲
Tax-exempt reserves132€11k€11k=
Profit (loss) carried forward14€-34k€-34k=
Amounts payable17/49€45k€6k▼
Amounts payable within one year42/48€45k€5k▼
Trade debts44€33k-
Suppliers440/4€33k-
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€10k€4k▼
Accrued charges and deferred income492/3€8€320▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€15k-
Gross operating margin9900€10k€39k▲
Operating profit (loss)9901€-7k€38k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€18k€1k▼
Recurring financial charges65€18k€1k▼
Profit (loss) for the period before taxes9903€-23k€38k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-23k€31k▲
Profit (loss) for the period to be appropriated9905€-23k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-3k▲
Profit (loss) brought forward from the previous period14P€-11k€-34k▼
Transfer to equity691/2-€31k
To other reserves6921-€31k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Registered officeRegistered-office move · Enterprise number · Legal form3 facts ▸
State Gazette act
Registered office
Registered-office move · Enterprise number · Legal form3 facts ▸
- Registered-office move, 8301 DUINBERGEN, Duinbergenlaan 125 C2/23
- Enterprise number, 0885 634 843
- Legal form, Besloten Vennootschap
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 54.93
Current ratio from 6.78 to 54.93; short-term debt falls from €45k to €5k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-23k ▼237%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 15current ratio 6.78
Current ratio from 0.45 to 6.78; short-term debt falls from €281k to €45k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €217k ▲23.8%
3 profitable years in a row build equity to €217k.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €65k ▲9.9%
Operating result €118k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲58.2%
2 profitable years in a row build equity to €176k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinbergenlaan 1258301 Knokke-HeistGround area
1,212 m²
Building footprint
997 m²
Volume, LiDAR
25,472 m³
2 parcels, Flanders · tallest building 35.3 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
KDK
since 20112.194.996.667
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337F0062/00A000 | Flanders | 910 m² | 1 · 910 m² | 35.3 m · 11 fl. |
| 31334B0711/00B000 | Flanders | 303 m² | 1 · 87 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Ownership & control
3 partiesKURT DEKETELAEREBE 0885.634.843
controls
Where this company holds controlthis company sits on their board3
3 subsidiaries · 72 locations
2 subsidiaries · 1 location
1 subsidiary · 1 location
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2006
Fiscal year end31-12
Abbreviation NL
KDK
Activities, NACEBEL
85599Other education
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.