Skip to content

KUPELUNO

Active
Private limited company (pre-2019)founded 20179 years activeAardbergstraat 3, 3511 Hasselt, BelgiumKBO/BCE: BE 0678.912.205
Summary

The annual accounts of KUPELUNO for fiscal year 2025 show a net loss of 61% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €2,505 and a net result of -€3,988. Equity is shrinking by ~30.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Activity not known1 site
Size
€6,585total assets 2025
Equity
€2,505
Loss
-€3,988
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
1.1%
Structure
Accounts 9 days early0 of 1 deed read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- No main activity registered- Loss of €3,988, the second in a row (FY 2025)- Liquidity: current ratio 1.30, cash €38, halved+ Size: total assets €6,585Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (no NACE code, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 63-37
equity 38.0% of total assets
Liquidity 18-40
short-term debt 62.0% · cash 0.6%
Profitability 0=
return on assets -60.6%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.1%▼ -0.2 percentage points vs 07-2025 09-2025: 1.0%▼ -0.1 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025lowest value 11-2025: 1.0%● unchanged vs 10-2025lowest value 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.3 against 3.57 in 2024; short-term debt: 62% and cash: 0.6% of total assets), and 62% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 37% on solvency, 12% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €6,585
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Loss of €3,988, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.30, cash €38, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€3,988
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
9 days early
2024
5 days early
2023
33 days early
2022
30 days early
2021
16 days early
2020
30 days early
2019
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 14 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€3,988 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €6,585 View

By topic

Financials

Fiscal year
2025
Total assets
€6,585
Loss
-€3,988
Solvency
38.0%
Total assets▼ 20.1%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2019
Next accounts
by 30-04-2027
  1. 31-03-2023Annual accounts filed
  2. 14-04-2022Annual accounts filed
  3. 31-03-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
27-07-2017
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.