Checked.be · Company dossierhttps://checked.be/en/c/kumsal-0782263824 · as of 07-10-2026
KUMSAL
Active
Private limited company · founded 2022 · 4 years activeIkaroslaan 1, 1930 Zaventem, BelgiumKBO/BCE: BE 0782.263.824
Summary
The computed 12-month bankruptcy probability of KUMSAL is 19.2% (high). For KUMSAL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €15,003 and a net result of €1,290. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 03-09-2024)- No main activity registered- 1 change of registered office in 24 months- 2 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late- Two or more financial years not filedFiled after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency89+13
equity 63.5% of total assets
Liquidity61+16
short-term debt 36.5% · cash 22.1%
Profitability51-49
return on assets 5.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
19.2%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 3.1%12-2024: 3.0%▼ -0.1 percentage points vs 11-202401-2025: 3.0%● unchanged vs 12-2024lowest value02-2025: 3.0%● unchanged vs 01-2025lowest value03-2025: 3.3%▲ +0.3 percentage points vs 02-202504-2025: 4.1%▲ +0.8 percentage points vs 03-202505-2025: 4.8%▲ +0.7 percentage points vs 04-202506-2025: 5.2%▲ +0.4 percentage points vs 05-202507-2025: 5.2%● unchanged vs 06-202508-2025: 6.8%▲ +1.6 percentage points vs 07-202509-2025: 7.0%▲ +0.2 percentage points vs 08-202510-2025: 10.8%▲ +3.8 percentage points vs 09-202511-2025: 11.0%▲ +0.2 percentage points vs 10-202512-2025: 12.6%▲ +1.6 percentage points vs 11-202501-2026: 15.7%▲ +3.1 percentage points vs 12-202502-2026: 9.6%▼ -6.1 percentage points vs 01-202603-2026: 9.6%● unchanged vs 02-202604-2026: 9.4%▼ -0.2 percentage points vs 03-202605-2026: 15.4%▲ +6.0 percentage points vs 04-202606-2026: 15.2%▼ -0.2 percentage points vs 05-202607-2026: 15.2%● unchanged vs 06-202608-2026: 15.6%▲ +0.4 percentage points vs 07-202609-2026: 15.6%● unchanged vs 08-202610-2026: 19.2%▲ +3.6 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-08-2024, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
This company filed its last 2 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.