KUBIKO
ActiveKUBIKO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €26k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+53
Solvency54▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.77 in 2024; short-term debt: 50.2% and cash: 16% of total assets), but 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
51 d early
2023
51 d early
2022
41 d early
2021
34 d early
2020
70 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 151%
2024 · €17k
2018: €8k
2019: €5k
2020: €18k
2021: €18k
2022: €22k
2023: €18k
2024: €17k
2018 → 2025
Total assets
€150k▲ 108%
2024 · €72k
2018: €62k
2019: €71k
2020: €37k
2021: €42k
2022: €44k
2023: €56k
2024: €72k
2018 → 2025
Net result
€26k
2024 · €-968
2018: €-390
2019: €-3k
2020: €13k
2021: €809
2022: €3k
2023: €-3k
2024: €-968
2018 → 2025
Working capital
€40k▲ 189%
2024 · €14k
2018: €2k
2019: €-395
2020: €14k
2021: €17k
2022: €17k
2023: €-13k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€22k▲ 17.9%€18k▼ 15.7%€17k▼ 5.3%€43k▲ 151%
Operating result€831-€8k▲ 872%€4k▼ 54.7%€1k▼ 59.8%€43k▲ 2,805%
Net result€809-€3k▲ 305%€-3k€-968▲ 71.6%€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,805% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€34k▼ 14.0%
Current assets
€116k▲ 261%
Equity and liabilities €150k
Equity
€43k▲ 151%
Debt
€107k▲ 95.0%
The debt ratio falls from 76.1% to 71.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €6k
Cash flow
€32k▲
2024 · €3k
Solvency
28.8%▲
2024 · 23.9%
Current ratio
1.53▼
2024 · 1.77
Quick ratio
1.53▼
2024 · 1.77
Debt / equity
2.47▼
2024 · 3.18
ROE
60.1%▲
2024 · -5.6%
ROA
17.3%▲
2024 · -1.3%
Interest coverage
18.91▲
2024 · 2.38
Debt
€107k▲
2024 · €55k
Debt ≤ 1 year
€75k▲
2024 · €18k
Debt > 1 year
€32k▼
2024 · €37k
Income taxes
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€150k▲
Fixed assets21/28€40k€34k▼
Intangible fixed assets21€397€246▼
Tangible fixed assets22/27€40k€34k▼
Furniture and vehicles24€1k€0▼
Other tangible fixed assets26€38k€34k▼
Financial fixed assets28€17€17=
Current assets29/58€32k€116k▲
Amounts receivable within one year40/41€25k€87k▲
Trade receivables40€8k€23k▲
Other amounts receivable41€17k€64k▲
Cash at bank and in hand54/58€3k€24k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€72k€150k▲
Equity10/15€17k€43k▲
Contributions10/11€12k€12k=
Reserves13€600€27k▲
Distributable reserves133€600€27k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€55k€107k▲
Amounts payable after more than one year17€37k€32k▼
Financial debts170/4€37k€32k▼
Amounts payable within one year42/48€18k€75k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€5k€39k▲
Suppliers440/4€5k€39k▲
Taxes, remuneration and social security45€3k€15k▲
Taxes450/3€3k€15k▲
Other amounts payable47/48€5k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€6k€90▼
Gross operating margin9900€12k€48k▲
Operating profit (loss)9901€1k€43k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-968€40k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€-968€26k▲
Profit (loss) for the period to be appropriated9905€-968€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€30k▲
Profit (loss) brought forward from the previous period14P€5k€4k▼
Transfer to equity691/2-€26k
To other reserves6921-€26k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.77
Current ratio from 0.66 to 1.77; short-term debt falls from €37k to €18k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼204%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 70 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molièrelaan 841190 VorstGround area
1,053 m²
Building footprint
674 m²
Volume, LiDAR
13,225 m³
2 parcels, Brussels, Flanders · tallest building 26.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
KUBIKO
since 20202.306.038.705
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0075/00X004 | Brussels | 895 m² | 1 · 526 m² | 26.8 m · 8 fl. |
| 22662B0018/00K002 | Flanders | 158 m² | 1 · 149 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MODELMO
BE 0823.338.968
Schaarbeek · Eq €43k
Valentina Carrara Architects
BE 0887.143.588
Schaarbeek · Eq €43k
Certagrid
BE 0790.920.479
Lille · Eq €43k
MAES & VANDELANNOOTE ARCHITECTEN
BE 0894.202.913
Kortrijk · Eq €43k
TRITONN
BE 0553.791.608
Wommelgem · Eq €43k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2009
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.