Kubik Group
ActiveSummary
Kubik Group has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.38M and a net result of €9k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-1
Solvency48=
Growth44▼-3
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.36 in 2023; short-term debt: 52.3% and cash: 3.4% of total assets), and 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.1%
Return on assets
0.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
61 d late
2022
4 d early
2021
11 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€2.51M▼ 12.4%
2023 · €2.87M
2018: €2.77M
2019: €2.77M
2020: €2.60M
2021: €2.20M
2022: €2.61M
2023: €2.87M
2018 → 2024
EBIT margin
4.3%▲ 0.3pp
2023 · 4.1%
2018: 16.1%
2019: 16.1%
2020: 8.2%
2021: 24.6%
2022: 14.6%
2023: 4.1%
2018 → 2024
Net result
€9k▼ 85.8%
2023 · €64k
2018: €553k
2019: €553k
2020: €15k
2021: €299k
2022: €203k
2023: €64k
2018 → 2024
Working capital
€-1.92M▲ 4.1%
2023 · €-2.01M
2018: €-2.56M
2019: €-2.59M
2020: €-2.59M
2021: €-2.41M
2022: €-2.32M
2023: €-2.01M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.60M-€2.20M▼ 15.3%€2.61M▲ 18.8%€2.87M▲ 9.8%€2.51M▼ 12.4%
Equity€802k-€1.10M▲ 37.2%€1.30M▲ 18.4%€1.37M▲ 4.9%€1.38M▲ 0.7%
Operating result€212k-€541k▲ 155%€381k▼ 29.7%€116k▼ 69.5%€109k▼ 5.9%
Net result€15k-€299k▲ 1,923%€203k▼ 32.0%€64k▼ 68.4%€9k▼ 85.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 6% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.95M
Fixed assets
€4.76M ▼ 1.7%
Current assets
€1.19M ▲ 5.5%
Equity and liabilities €5.95M
Equity
€1.38M ▲ 0.7%
Provisions
€51k ▼ 4.2%
Debt
€4.53M ▼ 0.6%
Debt's share of the balance-sheet total falls from 76.2% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2023 · €206k
Cash flow
€94k▼
2023 · €154k
Current ratio
0.38▲
2023 · 0.36
Debt to equity
3.29▼
2023 · 3.33
ROE
0.7%▼
2023 · 4.7%
ROA
0.2%▼
2023 · 1.1%
Interest coverage
2.12▼
2023 · 2.17
Debt ≤ 1 year
€3.12M▼
2023 · €3.13M
Debt > 1 year
€1.40M▼
2023 · €1.42M
Income taxes
€16k▲
2023 · €13k
Staff costs
€634k▼
2023 · €857k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 72 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5.98M€5.95M▼
Fixed assets21/28€4.85M€4.76M▼
Intangible fixed assets21€18k€12k▼
Tangible fixed assets22/27€1.70M€1.62M▼
Land and buildings22€1.59M€1.54M▼
Plant, machinery and equipment23€39k€31k▼
Furniture and vehicles24€69k€51k▼
Financial fixed assets28€3.13M€3.13M=
Affiliated companies280/1€3.13M€3.13M=
Participating interests280€3.13M€3.13M=
Other financial fixed assets284/8€1k€1k=
Amounts receivable and cash guarantees285/8€1k€1k=
Current assets29/58€1.13M€1.19M▲
Amounts receivable within one year40/41€942k€882k▼
Trade receivables40€196k€152k▼
Other amounts receivable41€747k€730k▼
Cash at bank and in hand54/58€50k€201k▲
Deferred charges and accrued income490/1€136k€107k▼
Equity and liabilities
Total equity and liabilities10/49€5.98M€5.95M▼
Equity10/15€1.37M€1.38M▲
Contributions10/11€19k€19k=
Reserves13€1.35M€1.36M▲
Distributable reserves133€1.35M€1.36M▲
Provisions and deferred taxes16€53k€51k▼
Deferred taxes168€53k€51k▼
Amounts payable17/49€4.56M€4.53M▼
Amounts payable after more than one year17€1.42M€1.40M▼
Financial debts170/4€1.42M€1.40M▼
Subordinated loans170€350k€350k=
Credit institutions173€1.07M€1.05M▼
Amounts payable within one year42/48€3.13M€3.12M▼
Current portion of amounts payable after more than one year42€223k€253k▲
Financial debts43€844k€47k▼
Credit institutions430/8€844k€47k▼
Trade debts44€762k€675k▼
Suppliers440/4€762k€675k▼
Taxes, remuneration and social security45€218k€189k▼
Taxes450/3€137k€123k▼
Remuneration and social security454/9€81k€66k▼
Other amounts payable47/48€1.09M€1.95M▲
Accrued charges and deferred income492/3€4k€9k▲
Income statement
Code20232024
Operating income70/76A€3.50M€3.11M▼
Turnover70€2.87M€2.51M▼
Other operating income74€629k€535k▼
Non-recurring operating income76A€4k€56k▲
Operating charges60/66A€3.39M€3.00M▼
Goods for resale, raw materials and consumables60€643k€692k▲
Purchases600/8€643k€692k▲
Services and other goods61€1.64M€1.47M▼
Remuneration, social security and pensions62€857k€634k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€85k▼
Other operating charges640/8€156k€114k▼
Operating profit (loss)9901€116k€109k▼
Financial income75/76B€55k€6k▼
Recurring financial income75€55k€6k▼
Income from financial fixed assets750€55k€5k▼
Other financial income752/9€48€453▲
Financial charges65/66B€96k€92k▼
Recurring financial charges65€96k€92k▼
Debt charges650€95k€92k▼
Other financial charges652/9€434€706▲
Profit (loss) for the period before taxes9903€75k€23k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€13k€16k▲
Taxes670/3€20k€16k▼
Tax adjustments and reversals of tax provisions77€7k-
Profit (loss) for the period9904€64k€9k▼
Profit (loss) for the period to be appropriated9905€64k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€9k▼
Transfer to equity691/2€64k€9k▼
To other reserves6921€64k€9k▼
Social balance
Average headcount (FTE)90879.97.3▼
The notes to these accounts (78 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Permanent representatives: Van den Eynde Walter and An Van den EyndeAppointment: BV Evolin (non-statutory director) · Mandate compensation5 facts ▸
State Gazette act
Permanent representatives: Van den Eynde Walter and An Van den Eynde
Appointment: BV Evolin (non-statutory director) · Mandate compensation5 facts ▸
- General meeting, 30/06/2026
- Permanent representative, Van den Eynde Walter
- Director appointment, BV Evolin (non-statutory director)
- Mandate compensation, BV Evolin
- Permanent representative, An Van den Eynde
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 89 days late
2024
31-12
Financial
Weakest financial yearnet €9k ▼85.8%
Net result drops to €9k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €1MEq €1.10M ▲37.2%
4 profitable years in a row build equity to €1.10M.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
BV Evolin
CurrentNon-statutory director · since 01-07-2026 · Legal entity · perm. rep.: An Van den Eynde
01-07-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kardinaal Cardijnstraat 72840 RumstGround area
3,603 m²
Building footprint
304 m²
Volume, LiDAR
3,507 m³
Parcel 11045A0261/00D009, Flanders · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
UNIPARTNERS GROUP
since 19952.070.773.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11045A0261/00D009 | Flanders | 3,603 m² | 1 · 303 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,329 EUR awarded · 2,329 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 162 EUR | 162 EUR |
| 2023 | 1 | 263 EUR | 263 EUR |
| 2022 | 1 | 1,904 EUR | 1,904 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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VEGAPLAN.BE
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SKWARE CONSULTING
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 6,762 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1995
Fiscal year end31-12
Legal name NL
UniPartners Group
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.