KU-EUROPE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2019 annual accounts show equity of €2.09M and a net result of €522k. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2019 was due by 30-04-2020 and was filed on 17-04-2020, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2019
13 d early
2018
51 d early
2017
57 d early
← before the deadline
after the deadline →
Financials · fiscal year 2019, micro schema
Equity
€2.09M
Net result
€522k
Total assets
€2.43M
Solvency
86.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €2.43M
Fixed assets
€2.26M
Current assets
€164k
Equity and liabilities €2.43M
Equity
€2.09M
Debt
€332k
Debt finances 13.7% of the balance-sheet total.
Key figures and ratios
Solvency
86.3%
ROE
25.0%
ROA
21.5%
Debt
€332k
Debt ≤ 1 year
€184k
Debt > 1 year
€148k
Income taxes
€52k
Filed annual accounts
As filed with the NBB · 2019
Balance sheet
Code2019
Assets
Total assets20/58€2.43M
Fixed assets21/28€2.26M
Tangible fixed assets22/27€247k
Financial fixed assets28€2.01M
Current assets29/58€164k
Amounts receivable within one year40/41€79k
Cash at bank and in hand54/58€85k
Equity and liabilities
Total equity and liabilities10/49€2.43M
Equity10/15€2.09M
Contributions10/11€1.25M
Reserves13€843k
Amounts payable17/49€332k
Amounts payable after more than one year17€148k
Amounts payable within one year42/48€184k
Trade debts44€11k
Income statement
Code2019
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€423
Gross operating margin9900€124k
Operating profit (loss)9901€-5k
Recurring financial income75€599k
Recurring financial charges65€19k
Profit (loss) for the period before taxes9903€574k
Income taxes67/77€52k
Profit (loss) for the period9904€522k
Profit (loss) for the period to be appropriated9905€522k
Timeline · acts, filings and financial milestones
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadamstraat 589910 AalterGround area
1.5 ha
Building footprint
6,672 m²
Volume, LiDAR
43,055 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Karnemelkstraat 2-4, 9060 Zelzate
since 20152.243.863.584
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43302B0430/00M003 | Flanders | 1.2 ha | 1 · 6,455 m² | 7.9 m · 2 fl. |
| 44029D0792/00B000 | Flanders | 3,100 m² | 1 · 217 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400YHRTHQ0J1IIK45
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded16-07-2015
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
43240Other construction installation
43299Specialised construction activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.