KTRM Management has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €57k and a net result of €15k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 8601 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
43 d early
2024
63 d early
2023
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€57k▲ 34.6%
2024 · €42k
2023: €24k
2024: €42k
2023 → 2025
Total assets
€481k▼ 0.5%
2024 · €484k
2023: €483k
2024: €484k
2023 → 2025
Net result
€15k▼ 19.9%
2024 · €18k
2023: €9k
2024: €18k
2023 → 2025
Working capital
€-186k▼ 40.7%
2024 · €-132k
2023: €-89k
2024: €-132k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€42k▲ 75.9%€57k▲ 34.6%
Operating result€33k-€45k▲ 37.0%€38k▼ 14.4%
Net result€9k-€18k▲ 104%€15k▼ 19.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €481k
Fixed assets
€478k▲ 1.1%
Current assets
€3k▼ 70.9%
Equity and liabilities €481k
Equity
€57k▲ 34.6%
Debt
€425k▼ 3.9%
The debt ratio falls from 91.3% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
11.8%▲
2024 · 8.7%
ROE
25.7%▼
2024 · 43.2%
ROA
3.0%▼
2024 · 3.8%
Debt
€425k▼
2024 · €442k
Debt ≤ 1 year
€189k▲
2024 · €143k
Debt > 1 year
€235k▼
2024 · €298k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€481k▼
Fixed assets21/28€473k€478k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€473k€473k=
Current assets29/58€11k€3k▼
Amounts receivable within one year40/41€18€3▼
Other amounts receivable41€18€3▼
Cash at bank and in hand54/58€8k€2k▼
Deferred charges and accrued income490/1€3k€766▼
Equity and liabilities
Total equity and liabilities10/49€484k€481k▼
Equity10/15€42k€57k▲
Contributions10/11€15k€15k=
Reserves13€27k€42k▲
Distributable reserves133€27k€42k▲
Amounts payable17/49€442k€425k▼
Amounts payable after more than one year17€298k€235k▼
Financial debts170/4€298k€235k▼
Amounts payable within one year42/48€143k€189k▲
Current portion of amounts payable after more than one year42€61k€63k▲
Trade debts44-€253
Suppliers440/4-€253
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Other amounts payable47/48€69k€116k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€194
Other operating charges640/8€579€714▲
Gross operating margin9900€45k€39k▼
Operating profit (loss)9901€45k€38k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€29k€23k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€18k€15k▼
Profit (loss) for the period to be appropriated9905€18k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€15k▼
Transfer to equity691/2€18k€15k▼
To other reserves6921€18k€15k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2023net €18k ▲104%
Operating result €45k, net result €18k, both a record.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilders 552440 GeelGround area
1,317 m²
Building footprint
142 m²
Volume, LiDAR
898 m³
Parcel 13373L0645/00P000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KTRM Management
since 20222.336.298.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373L0645/00P000 | Flanders | 1,317 m² | 1 · 142 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,489. 2,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end30-06
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.