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KTG Construct

Active
Private limited companyfounded 2025active for 1 yearRue de la Station 21, 1332 Rixensart, BelgiumKBO/BCE: BE 1022.993.177

Financials · financial year 2025, micro format

2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535130.

Annual accounts 2025 filed on 30-09-2026 at the NBB

Turnover
≈ €150,000
Estimated: probably between €77,000 and €310,000
Total assets
€93,354
Net result
€44,164
Working capital
€49,164

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €93,354
Equity €49,164
Debt €44,191
Debt's share of the balance-sheet total is 47.3%.
Key figures and ratios
2025 value
EBITDA
€57,535
Cash flow
€45,459
Current ratio
2.11
Debt to equity
0.90
ROE
89.8%
ROA
47.3%
Interest coverage
over 100
Debt ≤ 1 year
€44,191
Income taxes
€11,600

Investments

fixed assets acquired
Item2025
Intangible fixed assets€1,296
Depreciation and write-downs of the year€1,296

Source: notes to the 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as KTG Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €81,200 and €120,000, founded in 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
KTG Construct Rixensart2025€93,354€49,164€57,835€44,1642025
SEVERSTRACO Etterbeek2025€93,213€43,966€55,782€42,4662025
Into Invest Gent2025€105,943€90,416€50,843€40,4162025
VDK Project Solutions Westerlo2025€83,445€43,562€56,953€43,5622025
TRISTONES Dilbeek2025€105,748€51,120€68,625€49,1202025
ProTech Management De Vries Herenthout2025€81,232€46,196€56,142€43,1962025
Domus-V Vosselaar2025€119,948€46,125€63,090€41,1252025

They were chosen from the 7,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as KTG Construct has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

The bankruptcy probability of KTG Construct itself is higher: 1.3% within 12 months. It rests on far more data about KTG Construct than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for KTG Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines

Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.

Balance sheet Code2025
Assets
Total assets20/58€93,354
Current assets29/58€93,354
Amounts receivable within one year40/41€92,139
Trade receivables40€92,139
Cash at bank and in hand54/58€319
Deferred charges and accrued income490/1€895
Equity and liabilities
Total equity and liabilities10/49€93,354
Equity10/15€49,164
Contributions10/11€5,000
Profit (loss) carried forward14€44,164
Amounts payable17/49€44,191
Amounts payable within one year42/48€44,191
Trade debts44€13,239
Suppliers440/4€13,239
Taxes, remuneration and social security45€24,860
Taxes450/3€20,722
Remuneration and social security454/9€4,137
Other amounts payable47/48€6,091
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,296
Other operating charges640/8€300
Gross operating margin9900€57,835
Operating profit (loss)9901€56,240
Financial charges65/66B€476
Recurring financial charges65€476
Profit (loss) for the period before taxes9903€55,764
Income taxes67/77€11,600
Profit (loss) for the period9904€44,164
Profit (loss) for the period to be appropriated9905€44,164
Appropriation of the result
Profit (loss) to be appropriated9906€44,164

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,296
Other operating charges640/8€300
Gross operating margin9900€57,835
Operating profit (loss)9901€56,240
Financial charges65/66B€476
Recurring financial charges65€476
Profit (loss) for the period before taxes9903€55,764
Income taxes67/77€11,600
Profit (loss) for the period9904€44,164
Profit (loss) for the period to be appropriated9905€44,164
Line2025
Assets
Total assets20/58€93,354
Current assets29/58€93,354
Amounts receivable within one year40/41€92,139
Trade receivables40€92,139
Cash at bank and in hand54/58€319
Deferred charges and accrued income490/1€895
Equity and liabilities
Total equity and liabilities10/49€93,354
Equity10/15€49,164
Contributions10/11€5,000
Profit (loss) carried forward14€44,164
Amounts payable17/49€44,191
Amounts payable within one year42/48€44,191
Trade debts44€13,239
Suppliers440/4€13,239
Taxes, remuneration and social security45€24,860
Taxes450/3€20,722
Remuneration and social security454/9€4,137
Other amounts payable47/48€6,091
Line2025
Profit (loss) for the period9904€44,164
+ Depreciation and write-downs630€1,296
Operating cash flow (approximation)€45,459

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-09-2026 2026-00535130 NBB

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