Turnover
≈ €74,000 estimated
The micro format states no turnover.
KTECH
Overview
Lifetime
1 annual account with figurespeak €13,847 (2025)
€13,847
peak €9,298 (2025)
€9,298
peak €9,298 (2025)
€9,298
€7,768
Board1 name since 2025
1 directorSTOYANOV Kamen Stamov
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Incorporation 15-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsPosition in the sector
€9,298
Less equity than 83% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
2025 accounts filed 29 days after the deadline
Checked score
81
Excellent
Financially stronger than 47% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.8%highest value
09-2026: 0.5%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2025
Liquidity: current ratio 2.06, cash €653
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 47% of them on solvency, 12% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as KTECH has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of KTECH itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for KTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.06, above the usual 1.5. Short-term debt is 45.5% and cash 3.8% of total assets. 45.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
29 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved from Schaerbeek to Evere
New registered office: Oud-Strijderslaan 92A te 1140 Evere · Previous registered office: Paul Deschanellaan 146 bus 12 te 1030 Schaarbeek · General meeting of 01-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025465885
Incorporation
Founder: STOYANOV Kamen Stamov · 100 shares · Appointment: STOYANOV Kamen Stamov (director) · published on 15-07-2025 · Gazette deed
First establishment
Paul Deschanellaan 146, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KTECH Evere | €17,066 | €13,847 | 54.5% | - |
| Bricourt Consult Molenbeek-Saint-Jean | €20,387 | €13,918 | 54.1% | - |
| DUMA ZAMBE GLOBAL SERVICES Lebbeke | €18,781 | €15,371 | 69.9% | - |
| REKUZANT Brussels | €19,475 | €12,303 | 60.9% | - |
| JFocus Concept Anderlecht | €17,364 | €14,944 | 72.3% | - |
| SolEzy Brussels | €18,576 | €17,645 | 75.4% | - |
| SAJA Consulting Schaerbeek | €16,257 | €11,519 | 85.9% | - |
These companies have the same main activity as KTECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €16,300 and €20,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-07-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.377.152.7691030 Schaerbeek, since 13-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on KTECH
KTECH has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,298 and a net result of €9,298.
Its solvency ranks better than 45% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-08-2026, 29 days late€13,847
€11,730
€9,298
€8,230
54.5%
2.06
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €74,000. Estimated: probably between €36,000 and €150,000.
Balance sheet
balance sheet total €17,066 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
54.5%
Higher than 45% of 21,208 companies in 2025.
2.06
Higher than 44% of 20,571 companies in 2025.
54.5%
Higher than 88% of 20,746 companies in 2025.
KTECH
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
17,066 | |
21/28 |
1,069 | |
22/27 |
1,069 | |
24 |
1,069 | |
29/58 |
15,997 | |
40/41 |
15,344 | |
40 |
15,344 | |
54/58 |
653 | |
| Balance sheet: equity and liabilities | ||
10/49 |
17,066 | |
10/15 |
9,298 | |
14 |
9,298 | |
17/49 |
7,768 | |
42/48 |
7,768 | |
44 |
505 | |
440/4 |
505 | |
45 |
6,707 | |
450/3 |
6,707 | |
47/48 |
555 | |
| Income statement | ||
9900 |
13,847 | |
630 |
2,118 | |
9901 |
11,730 | |
9903 |
11,730 | |
67/77 |
2,431 | |
9904 |
9,298 | |
9905 |
9,298 | |
| Appropriation of the result | ||
9906 |
9,298 | |
| Document | ||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00480737.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-08-2026 | 2026-00480737 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 13,847 | ||
| 11,416 | ||
| 2,137 | ||
| 8,230 | ||
| 54.5% | ||
| 2.06 | ||
| 0.84 | ||
| 100.0% | ||
| 54.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,137 |
| €2,118 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on KTECH
Debt's share of the balance-sheet total is 45.5%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 15-07-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 15-07-2025
Mandates through the years
1 name, the dashed line is todaySTOYANOV Kamen Stamov
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- STOYANOV Kamen Stamov
- Director (not named in the articles), appointed by deed of 15-07-2025, still in office
Control
Articles of association
deed of 15-07-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
Shareholders
At incorporation
deed of 15-07-2025 ↗
- STOYANOV Kamen Stamov 100 shares (100%) · in cash
Capital transactions
Capital over time
- 15-07-2025 Incorporation · 100 shares
Network & group
No group
KTECH has no parent and no holdings in its annual accounts. STOYANOV Kamen Stamov is the only director. KTECH shares no director with another company.
At the same address
Oud-Strijderslaan 92, 1140 Evere · 1 other company| Piette, Jonathan (sole trader)
establishment since 01-07-2016 |
founded in 2016 0657.914.970 |
Timeline
Timeline
5 events since 2025Filings
Establishments
Address
20252026
2026
Annual accounts 2025 filed NBBmicro format · 29 days late
Registered office moved from Schaerbeek to EvereNew registered office: Oud-Strijderslaan 92A te 1140 Evere · Previous registered office: Paul Deschanellaan 146 bus 12 te 1030 Schaarbeek · General meeting of 01-05-20263 points ▸
- General meeting, 01-05-2026
- Registered-office move, Oud-Strijderslaan 92A te 1140 Evere
- Power of attorney, TAHRI Ismael
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1025465885
IncorporationFounder: STOYANOV Kamen Stamov · 100 shares · Appointment: STOYANOV Kamen Stamov (director) · published on 15-07-20254 points ▸
- Founder, STOYANOV Kamen Stamov
- 100 shares
- Director appointment, STOYANOV Kamen Stamov (director (not named in the articles))
- Registered office clause, Paul Deschanellaan 146 bus 12, 1030 Schaarbeek
First establishment Paul Deschanellaan 146, Schaerbeek
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 13 July 2025, KTECH was incorporated as a private limited company by one natural person.12 In 2026 the registered office moved to Evere.3 STOYANOV Kamen Stamov is director of the company, appointed by deed of 15-07-2025.2
Company details
Identity
- Enterprise number
- 1025.465.885
- VAT number
- BE 1025.465.885
- Peppol ID
- 0208:1025465885
- Other Peppol ID
- 9925:BE1025465885
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-07-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 15-07-2025 (in Dutch)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- KTECH in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 15-07-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Brussels Hoofdstedelijk Gewest”deed of 15-07-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanbieden van IT-diensten, waaronder maar niet beperkt tot: IT-support, systeem- en netwerkbeheer, consultancy op het gebied van…”deed of 15-07-2025 (in Dutch)
13 activities
- Het aanbieden van IT-diensten, waaronder maar niet beperkt tot: IT-support, systeem- en netwerkbeheer, consultancy op het gebied van IT-infrastructuur en security, installatie en onderhoud van IT-systemen en randapparatuur, alsook advies en implementatie van software- en hardwareoplossingen voor bedrijven en particulieren;
- Het analyseren en ontwerpen van computersystemen waarbij hardware, software en communicatietechnologie worden geïntegreerd;
- IT– en computerconsultancy in de ruimste zin van het woord, het verlenen van diensten en adviezen aan derden. Het optreden als consultant en diensten verlenen inzake commercieel, strategisch, financieel en administratief management, inzake technisch management en diverse technische aangelegenheden, inzake informatica en automatisering, inzake integrale kwaliteitszorg en divers zorg-, kwaliteits- en veiligheidssystemen, inzake productmanagement, design en vormgeving, inzake PR, publiciteit en marketing, inzake de administratieve organisatie en de implementatie van bedrijfsprocessen;
- Het analyseren, ontwerpen, programmeren, inkopen en verkopen van computerprogramma's, online software, webshops, webportalen, gebruiksklare systemen, inclusief systemen van automatische data-identificatie, ontwikkeling, productie, levering, ophaling en samenstelling van documenten over standaard- of speciale programmatuur, invoer, uitvoer, onderhoud, verhuring, herstelling, handel, ontwikkeling, fabricatie en consultatieve exploitatie betreffende computers, randapparatuur, software en diverse gerelateerde producten;
- Het onderzoek, de studie, de ontwikkeling, de integratie en de ondersteuning van alle elektronisch materieel en alle hard- en software voor de verwerking, beheer en behandeling van informatie en gegevens; de analyse en conceptuele uitwerking en ontwikkeling van programma’s, programmeren, testen, configureren, installatie van software programma’s en netwerken, systeemintegratie en het beheer en de organisatie van informatica en telecommunicatie centra;
- De aankoop, verhuur, leasing, verkoop en distributie en meer in het algemeen de commercialisatie van alle mogelijke hardware, software, elektronica, systemen, netwerken en aanverwante producten in informatica en telecommunicatie en activiteiten in informatica en telecommunicatie in de meest ruime zin van het woord;
- Het verlenen en geven van opleidingen, presentaties, cursussen, trainingen, conferenties, evenementen, seminaries, service en ondersteuning op het vlak van informatie- en databeheer en verwerking, communicatie, informatica, hard- en software, technologie, automatisering, organisatie, processen, veiligheid en alle mogelijke andere domeinen van het bedrijfsleven;
- Het schrijven, verzorgen, begeleiden en uitgeven van literaire werken en bijdragen, handboeken van diverse bijdragen in diverse vormen;
- Het produceren van opleidings- en informatiepakketten, die gebruik maken van onder andere media-, audio-, video-, en computer- en andere multimedia-apparatuur;
- Het ontwikkelen, kopen, verkopen, beheren, in waarde stellen, in licentie nemen of geven van licenties, brevetten, octrooien, knowhow en andere intellectuele rechten;
- De implementatie en het verlenen van alle diensten en producten inzake computers, internet, extranet, intranet, netwerken, databanken, operationele systemen en dergelijke;
- De creatie en ontwikkeling van webpagina’s, webhosting, apps, ter beschikking stelling van server ruimte en onderhoud;
- Het verrichten van alle vormen van handelsbemiddeling, het optreden als agent en als zelfstandig vertegenwoordiger in diverse sectoren en voor diverse producten en diensten. De aan- en verkoop evenals de in- en uitvoer van om het even welke goederen evenals het optreden als tussenpersoon bij voormelde verrichtingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Oud-Strijderslaan 92 registered office 1140 Evere | ||
| Paul Deschanellaan 146 1030 Schaerbeek | 13-07-2025 | 2.377.152.769 |
1 former office
- Paul Deschanellaan 146 bus 12, 1030 Schaarbeek until the deed of 12-06-2026
Buildings and parcels at the addresses
- Ground area
- 3,132 m²
- Buildings
- 1,101 m²
- Volume, LiDAR
- 17,232 m³
- Tallest building
- 26.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21372D0085/00X002 | 2,911 m² | 1 · 881 m² | 16.4 m · 5 |
| 21906D0039/00C005 | 221 m² | 1 · 220 m² | 26.6 m · 8 |