KTE SERVICE
ActiveKTE SERVICE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €700k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 2.75 in 2024; short-term debt: 14.3% and cash: 23.6% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
43.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.36M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
34 d early
2023
28 d early
2022
30 d late
2021
29 d late
2020
13 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.36M▲ 85.1%
2024 · €736k
2018: €-24k
2019: €-11k
2020: €53k
2021: €93k
2022: €142k
2023: €217k
2024: €736k
2018 → 2025
Total assets
€1.62M▲ 47.1%
2024 · €1.10M
2018: €117k
2019: €154k
2020: €191k
2021: €303k
2022: €318k
2023: €541k
2024: €1.10M
2018 → 2025
Net result
€700k▲ 17.3%
2024 · €597k
2018: €1k
2019: €13k
2020: €65k
2021: €40k
2022: €49k
2023: €75k
2024: €597k
2018 → 2025
Working capital
€1.22M▲ 112%
2024 · €577k
2018: €-70k
2019: €-57k
2020: €-5k
2021: €64k
2022: €102k
2023: €112k
2024: €577k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€142k▲ 53.0%€217k▲ 52.5%€736k▲ 239%€1.36M▲ 85.1%
Operating result€58k-€80k▲ 38.2%€104k▲ 30.3%€831k▲ 697%€955k▲ 14.9%
Net result€40k-€49k▲ 24.4%€75k▲ 51.7%€597k▲ 698%€700k▲ 17.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€165k▼ 14.0%
Current assets
€1.45M▲ 59.9%
Equity and liabilities €1.62M
Equity
€1.36M▲ 85.1%
Debt
€255k▼ 29.9%
The debt ratio falls from 33.1% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.01M▲
2024 · €867k
Cash flow
€752k▲
2024 · €634k
Solvency
84.2%▲
2024 · 66.9%
Current ratio
6.29▲
2024 · 2.75
Quick ratio
5.61▲
2024 · 2.28
Debt / equity
0.19▼
2024 · 0.49
ROE
51.4%▼
2024 · 81.2%
ROA
43.3%▼
2024 · 54.3%
Interest coverage
209.36▲
2024 · 130.00
Debt
€255k▼
2024 · €364k
Debt ≤ 1 year
€231k▼
2024 · €331k
Debt > 1 year
€2k▼
2024 · €33k
Income taxes
€288k▲
2024 · €233k
Staff costs
€107k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.62M▲
Fixed assets21/28€192k€165k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€185k€160k▼
Land and buildings22€37k€37k▲
Plant, machinery and equipment23€7k€3k▼
Furniture and vehicles24€142k€119k▼
Financial fixed assets28€2k€2k=
Current assets29/58€908k€1.45M▲
Stocks and contracts in progress3€155k€157k▲
Stocks30/36€155k€157k▲
Amounts receivable within one year40/41€207k€302k▲
Trade receivables40€198k€81k▼
Other amounts receivable41€9k€221k▲
Current investments50/53-€508k
Cash at bank and in hand54/58€534k€382k▼
Deferred charges and accrued income490/1€12k€104k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.62M▲
Equity10/15€736k€1.36M▲
Contributions10/11€19k€19k=
Reserves13€717k€1.34M▲
Tax-exempt reserves132€274k€526k▲
Distributable reserves133€444k€817k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€364k€255k▼
Amounts payable after more than one year17€33k€2k▼
Financial debts170/4€33k€2k▼
Amounts payable within one year42/48€331k€231k▼
Current portion of amounts payable after more than one year42€31k€32k▲
Trade debts44€117k€36k▼
Suppliers440/4€117k€36k▼
Taxes, remuneration and social security45€183k€164k▼
Taxes450/3€172k€152k▼
Remuneration and social security454/9€11k€11k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€23k
Income statement
Code20242025
Non-recurring operating income76A€7k€35k▲
Remuneration, social security and pensions62€121k€107k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€51k▲
Other operating charges640/8€8k€5k▼
Gross operating margin9900€996k€1.12M▲
Operating profit (loss)9901€831k€955k▲
Financial income75/76B€6k€38k▲
Recurring financial income75€6k€22k▲
Non-recurring financial income76B-€16k
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€831k€988k▲
Income taxes67/77€233k€288k▲
Profit (loss) for the period9904€597k€700k▲
Transfer to tax-exempt reserves689€274k€253k▼
Profit (loss) for the period to be appropriated9905€324k€448k▲
Appropriation of the result
Profit (loss) to be appropriated9906€398k€448k▲
Profit (loss) brought forward from the previous period14P€75k€0▼
Transfer from equity791/2-€74k
Transfer to equity691/2€320k€448k▲
To other reserves6921€320k€448k▲
Profit to be distributed694/7€79k€74k▼
Return on contributions (dividend)694€79k€74k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €700k ▲17.3%
Operating result €955k, net result €700k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.29
Current ratio from 2.75 to 6.29; short-term debt falls from €331k to €231k.
31-12
Financial
Equity above €1MEq €1.36M ▲85.1%
8 profitable years in a row build equity to €1.36M.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €736k ▲239%
7 profitable years in a row build equity to €736k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €217k ▲52.5%
6 profitable years in a row build equity to €217k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €142k ▲53%
5 profitable years in a row build equity to €142k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krommeveldstraat 29971 KaprijkeGround area
1,462 m²
Building footprint
174 m²
Volume, LiDAR
1,036 m³
Parcel 43009A0693/00K000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KTE SERVICE
since 20102.193.945.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009A0693/00K000 | Flanders | 1,462 m² | 1 · 174 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ISERVICES BELGIQUE
BE 0801.981.053
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Etablissements HENROTTE
BE 0447.830.786
Ans · Eq €1.27M
LABOTECH
BE 0834.301.354
Namur · Eq €1.48M
AVM SERVICE
BE 0884.938.918
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HORECA TECHNICS
BE 0871.391.580
Boortmeerbeek · Eq €1.23M
Of 407 companies in sector 95210 we hold annual accounts for 116. 49 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2010
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.