KT ConnectHR
ActiveKT ConnectHR has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €-7k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency62▼-20
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 2.99 in 2024), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
-2.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
31 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▼ 16.7%
2024 · €134k
2023: €141k
2024: €134k
2023 → 2025
Total assets
€326k▼ 6.6%
2024 · €349k
2023: €371k
2024: €349k
2023 → 2025
Net result
€-7k▲ 0.4%
2024 · €-7k
2023: €18k
2024: €-7k
2023 → 2025
Working capital
€17k▼ 67.2%
2024 · €53k
2023: €67k
2024: €53k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€141k-€134k▼ 4.8%€112k▼ 16.7%
Operating result€35k-€1k▼ 95.9%€472▼ 67.5%
Net result€18k-€-7k€-7k▲ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€266k▼ 1.5%
Current assets
€60k▼ 24.1%
Equity and liabilities €326k
Equity
€112k▼ 16.7%
Debt
€215k▼ 0.3%
The debt ratio rises from 61.7% to 65.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €11k
Cash flow
€4k▲
2024 · €3k
Solvency
34.2%▼
2024 · 38.3%
Current ratio
1.40▼
2024 · 2.99
Quick ratio
1.40▼
2024 · 2.99
Debt / equity
1.93▲
2024 · 1.61
ROE
-6.0%▼
2024 · -5.0%
ROA
-2.1%▼
2024 · -1.9%
Interest coverage
1.52▲
2024 · 1.40
Debt
€215k▼
2024 · €215k
Debt ≤ 1 year
€43k▲
2024 · €26k
Debt > 1 year
€172k▼
2024 · €189k
Income taxes
€166▼
2024 · €178
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€349k€326k▼
Fixed assets21/28€270k€266k▼
Tangible fixed assets22/27€270k€266k▼
Land and buildings22€260k€258k▼
Furniture and vehicles24€10k€8k▼
Current assets29/58€79k€60k▼
Amounts receivable within one year40/41€44k€38k▼
Trade receivables40€15k€9k▼
Other amounts receivable41€29k€29k=
Cash at bank and in hand54/58€27k€4k▼
Deferred charges and accrued income490/1€9k€18k▲
Equity and liabilities
Total equity and liabilities10/49€349k€326k▼
Equity10/15€134k€112k▼
Contributions10/11€2k€2k=
Reserves13€139k€123k▼
Distributable reserves133€139k€123k▼
Profit (loss) carried forward14€-7k€-13k▼
Amounts payable17/49€215k€215k▼
Amounts payable after more than one year17€189k€172k▼
Financial debts170/4€189k€172k▼
Amounts payable within one year42/48€26k€43k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Financial debts43€355€12▼
Credit institutions430/8€355€12▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€806€8k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€791€2k▲
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€1k€472▼
Financial income75/76B€95€0▼
Recurring financial income75€95€0▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€-7k€-7k▲
Income taxes67/77€178€166▼
Profit (loss) for the period9904€-7k€-7k▲
Profit (loss) for the period to be appropriated9905€-7k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-13k▼
Profit (loss) brought forward from the previous period14P-€-7k
Transfer from equity791/2-€16k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼137%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijkstraat(VER) 779130 Beveren-Kruibeke-ZwijndrechtGround area
1,408 m²
Building footprint
122 m²
Volume, LiDAR
656 m³
Parcel 46027C0559/00H000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tulkens Kristel
since 20192.284.811.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46027C0559/00H000 | Flanders | 1,408 m² | 1 · 122 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900QRN81NJBXD9R38
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2019
Fiscal year end31-12
Trade name NL
ConnectHR
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
55204Guest rooms (bed and breakfast)
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.