Skip to content

KSIBA

Active
Private limited company (pre-2019)founded 200917 yrs activeSteenweg op Jette 259, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0809.036.220
Summary

The computed 12-month bankruptcy probability of KSIBA is 1.6% (moderate). The 2025 annual accounts show negative equity (-€1,962) and a net result of €984. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1071 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1071 sector peers (2025).
NBB · sector comparison
Position among 1071 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
13 d early
2024
13 d early
2023
5 d early
2022
30 d late
2021
3 d early
2020
17 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 January 2009, KSIBA was incorporated.1 Total assets went from EUR 7,700 in 2018 to EUR 1,249 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€1,962▲ 33.4%
2024 · -€2,946
Total assets
€85▼ 87.0%
2024 · €655
Net result
€984▲ 148%
2024 · €397
Working capital
-€1,962▲ 33.4%
2024 · -€2,946
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€5,966▼ 39.6%€307€1,406▲ 358%€397▼ 71.8%€984▲ 148%
Net result-€6,126below the sector's middle half▼ 38.3%€128within the sector's middle half€1,406within the sector's middle half▲ 997%€397within the sector's middle half▼ 71.8%€984within the sector's middle half▲ 148%
Equity-€4,877within the sector's middle half-€4,749within the sector's middle half▲ 2.6%-€3,343within the sector's middle half▲ 29.6%-€2,946within the sector's middle half▲ 11.9%-€1,962below the sector's middle half▲ 33.4%
Total assets€816below the sector's middle half▼ 34.6%€673below the sector's middle half▼ 17.5%€236below the sector's middle half▼ 64.9%€655below the sector's middle half▲ 177%€85below the sector's middle half▼ 87.0%
Debt€5,693€5,422▼ 4.8%€3,579▼ 34.0%€3,601▲ 0.6%€2,047▼ 43.1%
Working capital-€4,877within the sector's middle half-€4,749within the sector's middle half▲ 2.6%-€3,343within the sector's middle half▲ 29.6%-€2,946within the sector's middle half▲ 11.9%-€1,962within the sector's middle half▲ 33.4%
Solvency
Current ratio
Return on assets (ROA)
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0€2,000Operating result 2021: -€5,966-€5,966Net result 2021: -€6,126-€6,126Operating result 2022: €307€307Net result 2022: €128€128Operating result 2023: €1,406€1,406Net result 2023: €1,406€1,406Operating result 2024: €397€397Net result 2024: €397€397Operating result 2025: €984€984Net result 2025: €984€98420212022202320242025€0€500€1,000€1,500Operating result 2023: €1,406€1,410Net result 2023: €1,406€1,410Operating result 2024: €397€397Net result 2024: €397€397Operating result 2025: €984€984Net result 2025: €984€984202320242025
The operating result recovers in 2025; 2025 is 148% above 2024.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,047▼
2024 · €3,601
Ratios withheld: a balance sheet total of €85 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
2.9% went bankrupt
4.8% stopped otherwise
92% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€655€85▼
Current assets29/58€655€85▼
Cash at bank and in hand54/58€655€85▼
Equity and liabilities
Total equity and liabilities10/49€655€85▼
Equity10/15-€2,946-€1,962▲
Contributions10/11€8,400€8,400=
Outside capital11€8,400€8,400=
Other1109/19€8,400€8,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€13,206-€12,222▲
Amounts payable17/49€3,601€2,047▼
Amounts payable within one year42/48€3,601€2,047▼
Taxes, remuneration and social security45€371€418▲
Taxes450/3€371€418▲
Other amounts payable47/48€3,229€1,629▼
Income statement Code20242025
Other operating charges640/8-€400
Gross operating margin9900€397€1,384▲
Operating profit (loss)9901€397€984▲
Profit (loss) for the period before taxes9903€397€984▲
Profit (loss) for the period9904€397€984▲
Profit (loss) for the period to be appropriated9905€397€984▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,206-€12,222▲
Profit (loss) brought forward from the previous period14P-€13,603-€13,206▲
Line20212022202320242025Change
Other operating charges640/8€348€348€384-€400-
Gross operating margin9900-€5,619€654€1,791€397€1,384▲ 249%
Operating profit (loss)9901-€5,966€307€1,406€397€984▲ 148%
Financial charges65/66B€160€179----
Recurring financial charges65€160€179----
Profit (loss) for the period before taxes9903-€6,126€128€1,406€397€984▲ 148%
Profit (loss) for the period9904-€6,126€128€1,406€397€984▲ 148%
Profit (loss) for the period to be appropriated9905-€6,126€128€1,406€397€984▲ 148%
Line20212022202320242025Change
Assets
Total assets20/58€816€673€236€655€85▼ 87.0%
Current assets29/58€816€673€236€655€85▼ 87.0%
Stocks and contracts in progress3€381€381----
Stocks30/36€381€381----
Cash at bank and in hand54/58€435€292€236€655€85▼ 87.0%
Equity and liabilities
Total equity and liabilities10/49€816€673€236€655€85▼ 87.0%
Equity10/15-€4,877-€4,749-€3,343-€2,946-€1,962▲ 33.4%
Contributions10/11€8,400€8,400€8,400€8,400€8,400=
Outside capital11€8,400€8,400€8,400€8,400€8,400=
Other1109/19€8,400€8,400€8,400€8,400€8,400=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€15,137-€15,009-€13,603-€13,206-€12,222▲ 7.5%
Amounts payable17/49€5,693€5,422€3,579€3,601€2,047▼ 43.1%
Amounts payable within one year42/48€5,693€5,422€3,579€3,601€2,047▼ 43.1%
Trade debts44-€43----
Suppliers440/4-€43----
Taxes, remuneration and social security45€442€1,984€349€371€418▲ 12.5%
Taxes450/3€442€1,984€349€371€418▲ 12.5%
Other amounts payable47/48€5,252€3,395€3,229€3,229€1,629▼ 49.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,126€128€1,406€397€984▲ 148%
Operating cash flow (approximation)-€6,126€128€1,406€397€984▲ 148%
Change in cash--€143-€55€419-€570▼ 236%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €1,406 ▲997%
Operating result €1,406, net result €1,406, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Back to profitnet €128
Net result €128 after 4 loss-making years.
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€6,126
Net result drops to -€6,126, the lowest in the series; recovery starts the following year.
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
109 m²
Building footprint
84 m²
Volume, LiDAR
883 m³
Parcel 21012E0024/00Z003, Brussels · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Steenweg op Jette 259, 1080 Sint-Jans-Molenbeek
Retail sale of cosmetics and toilet articles
since 20092.178.051.757
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012E0024/00Z003 Brussels 109 m² 1 · 84 m² 12.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,733 companies in sector 96210 we hold annual accounts for 2,836. 1,156 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0809036220
Also 9925:BE0809036220
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.