KS IMMO DESIGN
ActiveKS IMMO DESIGN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 19% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64=
Solvency42▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.1 in 2024; short-term debt: 53.4% and cash: 1.9% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9430 sector peers (2025).
NBB · sector comparisonPosition among 9430 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
5 d early
2022
19 d early
2021
39 d early
2020
40 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 4.7%
2024 · €96k
2018: €90k
2019: €88k
2020: €92k
2021: €91k
2022: €101k
2023: €79k
2024: €96k
2018 → 2025
Total assets
€556k▲ 3.5%
2024 · €538k
2018: €725k
2019: €680k
2020: €651k
2021: €603k
2022: €610k
2023: €562k
2024: €538k
2018 → 2025
Net result
€13k▼ 26.4%
2024 · €18k
2018: €10k
2019: €-2k
2020: €4k
2021: €-1k
2022: €12k
2023: €-23k
2024: €18k
2018 → 2025
Working capital
€-270k▼ 16.2%
2024 · €-233k
2018: €-150k
2019: €-165k
2020: €-176k
2021: €-183k
2022: €-221k
2023: €-236k
2024: €-233k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€101k▲ 11.3%€79k▼ 22.3%€96k▲ 22.5%€92k▼ 4.7%
Operating result€10k-€27k▲ 164%€-8k€33k€31k▼ 5.7%
Net result€-1k-€12k€-23k€18k€13k▼ 26.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€529k▲ 3.4%
Current assets
€27k▲ 5.3%
Equity and liabilities €556k
Equity
€92k▼ 4.7%
Debt
€464k▲ 5.2%
The debt ratio rises from 82.1% to 83.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €67k
Cash flow
€51k▼
2024 · €52k
Solvency
16.5%▼
2024 · 17.9%
Current ratio
0.09▼
2024 · 0.10
Quick ratio
0.09▼
2024 · 0.10
Debt / equity
5.06▲
2024 · 4.58
ROE
14.2%▼
2024 · 18.4%
ROA
2.3%▼
2024 · 3.3%
Interest coverage
5.14▲
2024 · 4.97
Debt
€464k▲
2024 · €441k
Debt ≤ 1 year
€297k▲
2024 · €258k
Debt > 1 year
€164k▼
2024 · €177k
Income taxes
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€538k€556k▲
Fixed assets21/28€512k€529k▲
Tangible fixed assets22/27€512k€529k▲
Land and buildings22€503k€470k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24-€52k
Current assets29/58€26k€27k▲
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€13k€8k▼
Other amounts receivable41-€26
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€538k€556k▲
Equity10/15€96k€92k▼
Contributions10/11€19k€19k=
Reserves13€83k€65k▼
Distributable reserves133€83k€65k▼
Profit (loss) carried forward14€-5k€8k▲
Amounts payable17/49€441k€464k▲
Amounts payable after more than one year17€177k€164k▼
Financial debts170/4€177k€164k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€258k€297k▲
Current portion of amounts payable after more than one year42€47k€57k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€200k€225k▲
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€38k▲
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€73k€74k▲
Operating profit (loss)9901€33k€31k▼
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€19k€17k▼
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€18k€13k▼
Profit (loss) for the period to be appropriated9905€18k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€8k▲
Profit (loss) brought forward from the previous period14P€-23k€-5k▲
Transfer from equity791/2-€18k
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k ▼290%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €100kEq €101k ▲11.3%
Equity rises from €91k to €101k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Truidensesteenweg(ORS) 1373350 LinterGround area
5,743 m²
Building footprint
845 m²
Volume, LiDAR
3,489 m³
2 parcels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
KS Immo Design
since 20062.152.699.224
zeep en zout
since 20162.256.229.205
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24084A0530/00A002 | Flanders | 4,652 m² | 1 · 226 m² | - |
| 24084B0479/00G000 | Flanders | 1,091 m² | 1 · 619 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,704 EUR awarded · 1,704 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
| 2024 | 1 | 333 EUR | 333 EUR |
| 2023 | 1 | 958 EUR | 958 EUR |
| 2022 | 1 | 332 EUR | 332 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2006
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
43350Other building finishing work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:kathleen@ks-id.be